Limited time only
90% off your plan for your first 6 months

Offer ends 30 June 2026. Terms apply

Xero for small businesses

Manage your finances, control cash flow and integrate with apps. See how Xero can help businesses in your industry.

Advertising

Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

Agriculture

Track inventory, set up bank feeds, and collaborate with your accountant or bookkeeper online.

Architects

Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

Auto repair

Set up bank feeds, claim expenses, and collaborate with your accountant or bookkeeper online.

Bars

Claim expenses, send invoices, and collaborate with your accountant or bookkeeper online.

Cafes

Claim expenses, set up bank feeds, and do your accounting on the go with the Xero mobile app.

Car dealers

Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

Churches

Automate admin, set up bank feeds, and collaborate with your accountant or bookkeeper online.

Construction

Send quotes, create invoices, track expenses and manage jobs from the mobile app.

Consulting

Create invoices, claim expenses, and do your accounting on the go with the Xero mobile app.

Contractors

Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

Ecommerce

Track cash flow, pay bills, and accept online sales across multiple currencies.

Education

Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.

Engineering

Claim expense, set up bank feeds, and benefit from a user-friendly design

Farming

Automate everyday tasks, track everything in one place, and send invoices online.

Freelancers

Make tax time easier, set up bank feeds, and collaborate with your accountant and bookkeeper online,

Gyms

Claim expenses, do your accounting on the go with the Xero mobile app, and collaborate with your accountant.

Healthcare

Simplify payroll, track inventory, and manage your workload on the go.

Hospitality

Stay on top of cash flow, manage bill payments, and pay employees online.

Hospitals

Track cash flow, easily accept payments, and pay staff quickly.

Hotels

Automate everyday tasks, track everything in one place, and send invoices online.

Insurance

Stay on top of cash flow, claim expenses, and pay employees online.

Landlords

Keep track of property finances, automate rent collection and manage tenancy records.

Landscaping

Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

Lawn care

Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

Legal

Invoice clients, keep track of bills, and give clients more ways to pay.

Logistics

Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

Manufacturing

Track inventory, send quotes, and monitor your financial performance online.

Massage therapists

Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

Mining

Claim expenses, set up bank feeds, and benefit from a user-friendly design.

Moving companies

Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

Nannying

Automate admin, set up bank feeds, and collaborate with your accountant or bookkeeper online.

Nonprofits

Track cash flow, pay bills, and accept online sales across multiple currencies.

Nursing homes

Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.

Personal trainers

Send invoices, do your accounting on the go with the Xero mobile app, and collaborate with your accountant.

Printing

Simplify payroll, track inventory, and manage your workload on the go.

Professional services

Send invoices, schedule bill payments, and enjoy simple bank reconciliation.

Real estate

Track performance, manage expenses, and do your accounting on the go with the Xero mobile app.

Restaurants

Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.

Retail

Track cash flow, easily accept payments, and pay staff quickly.

Self employed

Send invoices, schedule bill payments, and enjoy simple bank reconciliation.

Start up

Save time on bookkeeping and keep a close eye on cash flow and the financial health of your business.

Textile

Track inventory, claim expenses, and collaborate with your accountant or bookkeeper online.

Translators

Send invoices, schedule bill payments, and enjoy simple bank reconciliation.

Transportation

Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

Travel agencies

Do your accounting on the go with the Xero mobile app, pay staff easily, and claim expenses.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

Usually $25

Now $2.50

USD per month

Save $135 over 6 months

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)

Growing

Usually $55

Now $5.50

USD per month

Save $297 over 6 months

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards

Forecast with clarity

Forecast with clarity

Established

Usually $90

Now $9

USD per month

Save $486 over 6 months

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry

Explore useful features to run your business

Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.

*Fees apply for other payment methods.