Limited time only
90% off your plan for your first 6 months

Offer ends 30 June 2026. Terms apply

Retail accounting made easy with Xero software

View cash flow on the go and reduce manual admin. Run your retail business efficiently with the tools in Xero’s cloud-based accounting software and mobile app.

A florist prepares a bunch of flowers and checks their cash flow with Xero’s retail accounting software.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

Usually $25

Now $2.50

USD per month

Save $135 over 6 months

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)

Growing

Usually $55

Now $5.50

USD per month

Save $297 over 6 months

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards

Forecast with clarity

Forecast with clarity

Established

Usually $90

Now $9

USD per month

Save $486 over 6 months

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry

Run your store efficiently with retail accounting software

Easily track your cash flow

Check your retail store’s financial health using Xero’s online accounting dashboard. See the impact of sales and bills on your cash position.

Accept payments easily

Xero’s accounting software integrates with retail POS apps and leading payment services to handle credit card and other payments seamlessly, and to sync sales data.

Pay staff quickly

Automate pay and tax calculations and pay retail staff in all 50 states with Xero’s payroll accounting software. Employees can view pay stubs online.

Xero’s accounting software shows a list of payments to retail employees, including pay buttons for quick and easy processing.

Stay connected with the Xero mobile app

Track the performance of your retail business wherever you are with the Xero accounting mobile app on your phone or mobile device. With Xero’s accounting tools, you see up-to-date figures in the store or out and about.

Xero’s mobile accounting app lets retailers track their business on the go.

Keep track of stock

Track stock levels and populate invoices and orders with details of the items your retail business buys and sells, using Xero accounting software.

Unopened boxes containing new stock are stacked near a laptop that displays items in inventory management software.

Add on Xero Inventory Plus

Track inventory across multiple channels and locations and get a clear overview of your business performance in one place.

  • Included
    Connect to Shopify and Amazon FBA to track inventory, sales order and returns and keep your accounting up to date
  • Included
    View products to re-order, create purchase orders and accept partial receipts of goods
  • Included
    Fulfill and ship orders and manage delivery
  • Included
    Track what's selling and know your profits to help grow your business
More about Inventory Plus
A Xero dashboard shows a stock list and stock levels.

We’ve used Xero right from the start and it’s become an integral part of the business.

Lelian of The Floral Atelier brings flowers to everyday life

A person arranging flowers in a store.

Get one month free

Sign up to any Xero plan, and we will give you the first month free.

Connect Xero to apps for the retail industry

Xero connects seamlessly with POS, inventory and payment apps. Find out more in the Xero App Store.

  • App

    Square

    Get paid quickly and securely with Square’s software and readers for processing credit cards, Apple Pay and Google Pay.

  • App

    Deputy

    Scheduling, timeclock and communication. Do payroll and get time billing into Xero with a click. Free iOS & Android apps

  • App

    Shopify integration by Xero

    Connect your Shopify store to your Xero account for easy management of your ecommerce business finances.

*Fees apply for other payment methods.