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Get paid on the go with an invoice app that keeps up

Want to bill as soon as the work’s done? Create and send invoices right from your phone, with your logo on each one. Customers can pay online straight from the invoice.

3 ways invoicing from your phone makes your day easier

Here's how the Xero Accounting app keeps your billing moving while you run your business.

  • Tick

    Invoice wherever you are

    Create and send online invoices from your phone between jobs, and stay up to date on what’s been sent and paid.

  • Tick

    Look professional in a few steps

    Add your logo to a customizable template for branded invoices and quotes, and spend less time on paperwork.

  • Tick

    Leave the chasing to Xero

    Let Xero send payment reminders to customers for you, with less time spent on follow-ups.

Send an invoice before you've packed up

Bill customers while the job’s still fresh in their minds. With the Xero Accounting app, your iPhone or Android phone becomes a mobile invoice app. Send invoices by email, SMS, online link, or PDF, and see when each one’s opened and when it’s paid.

Know when customers have seen their invoices

Invoice tracking lets you know the moment a customer opens your invoice, so you can follow up at exactly the right time.

Get notified the moment you're paid

No more guessing. Record your customers’ invoices as paid and use Xero’s cash flow reporting tools to keep track of your cash flow.

Spot unpaid invoices and manage your accounts receivable

See all outstanding invoices at a glance and follow up fast, keeping your accounts receivable organized.

Explore invoicing in the Xero Accounting app

Make paying you the easy part

Add a pay now button and your customers can settle up straight from the invoice. They choose credit or debit card, ACH debit, Apple Pay, or Google Pay, with Stripe and GoCardless handling the payment. Xero customers who use online invoice payments get paid up to twice as fast. *

Create invoices online with natural language commands

Just tell JAX what you need and it handles the rest.

Invoice from anywhere with Xero, WhatsApp, or SMS

Use JAX in Xero, WhatsApp, or SMS to create and send invoices online. It’s automated invoicing wherever you are.

Automatic price retrieval and invoice calculations

JAX pulls product prices from your Xero account and calculates invoice totals automatically.

See all the ways to accept online payments

Automatically nudge customers to pay

When you're busy on the job, Xero emails payment reminders for you, before or after the due date. A quick look shows who's paid and what's outstanding. Connect your bank and Xero stops sending reminders once payment arrives.

Recurring invoices

Set Xero to chase unpaid invoices with automated reminders. Choose when and how often to send them.

Group invoicing

Charge multiple clients at once with Xero. Create and send invoices in quick steps, then automate regular invoicing.

Auto-fill customer details

Enter customer details once, and Xero auto-fills them on every invoice after that. That means less typing, fewer mistakes, more time saved.

Track what you're owed with accounts receivable software
A Xero screen shows automated invoicing settings for a small business with multiple recurring clients.

Want invoices that almost write themselves?

Spend less time typing. Set up repeating invoices for regular customers and let Xero auto-fill their details. Turn accepted quotes into invoices too. Or ask JAX, Xero’s AI financial superagent, to draft and send an invoice from Xero, WhatsApp, or SMS. That’s more of your day back for paid work.

Meet JAX, Xero's AI financial superagent
A Xero invoice with the Pay now button on it, and showing multiple payment options for the customer.
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G2

5.0 out of 5 stars
I like Xero for its overall simplicity, especially compared to QuickBooks Online. I find the invoicing feature and Stripe integration in Xero very valuable. Setting up Xero was really quick and easy, and it's one of the easiest products to use.

Connery J

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G2

5.0 out of 5 stars
I love how Xero makes bookkeeping so much more streamlined and helps with invoicing and paying bills efficiently. As the business owner, it gives me a really good overview of how my business is doing.

Katherine

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G2

5.0 out of 5 stars
Bank feeds and reconciliations save a huge amount of time, and the real-time reporting makes it easy to keep an eye on cash flow and performance. I also like the flexibility of the integrations, it connects well with lots of other systems.

Verified user

FAQs on Xero's invoice app

Your invoices sit right alongside your bookkeeping and cash flow reporting, so everything connects. Bank feeds bring your transactions into Xero automatically, and reconciliation matches customer payments to the invoices they settle. Reports show what you’re owed and how your cash is tracking. With the Xero Accounting app, you can create invoices, reconcile bank transactions, and check your profit and loss from your phone. For a step-by-step walkthrough, see the small business invoicing guide.

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Your invoices sit right alongside your bookkeeping and cash flow reporting, so everything connects. Bank feeds bring your transactions into Xero automatically, and reconciliation matches customer payments to the invoices they settle. Reports show what you’re owed and how your cash is tracking. With the Xero Accounting app, you can create invoices, reconcile bank transactions, and check your profit and loss from your phone. For a step-by-step walkthrough, see the small business invoicing guide.

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Yes. The Xero Accounting app lets you create and send an invoice in a few taps:

1. Tap + on the Home or Sales screen

2. Tap Invoice

3. Fill in the invoice details

4. Add your items

5. Save, approve or send the invoice

Yes. The Xero Accounting app lets you create and send an invoice in a few taps:

1. Tap + on the Home or Sales screen

2. Tap Invoice

3. Fill in the invoice details

4. Add your items

5. Save, approve or send the invoice

Absolutely. The Xero Accounting app is available on iPhone (iOS) and Android. It works alongside Xero on your desktop, so your data stays in sync wherever you are, and it's free with your Xero subscription.

Absolutely. The Xero Accounting app is available on iPhone (iOS) and Android. It works alongside Xero on your desktop, so your data stays in sync wherever you are, and it's free with your Xero subscription.

Definitely. Once an invoice is approved and awaiting payment, Xero can text your customer a link to it. Before you hit send, make sure you’ve:

– connected a payment service so your customer can pay from the link

– got your customer’s consent to text them, as covered in Xero Central’s SMS invoicing steps

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Definitely. Once an invoice is approved and awaiting payment, Xero can text your customer a link to it. Before you hit send, make sure you’ve:

– connected a payment service so your customer can pay from the link

– got your customer’s consent to text them, as covered in Xero Central’s SMS invoicing steps

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Yes they can. Add a Pay now button to your invoices and your customers can pay by:

- credit or debit card

- ACH debit

- Apple Pay or Google Pay

- Klarna

Stripe and GoCardless process these payments. Selling in person? Tap to Pay lets you take payment on your Android or iOS phone.

Yes they can. Add a Pay now button to your invoices and your customers can pay by:

- credit or debit card

- ACH debit

- Apple Pay or Google Pay

- Klarna

Stripe and GoCardless process these payments. Selling in person? Tap to Pay lets you take payment on your Android or iOS phone.

Certainly. Xero can email your customers reminders before or after the due date, written in your own words. Once a payment’s matched, the reminders stop, so you can focus on the next job.

Certainly. Xero can email your customers reminders before or after the due date, written in your own words. Once a payment’s matched, the reminders stop, so you can focus on the next job.

Of course. Once a customer accepts your quote, you can turn it into an invoice without re-entering any details. Invoice every item at once in the app, or log in to the web version of Xero to invoice just some of them.

Of course. Once a customer accepts your quote, you can turn it into an invoice without re-entering any details. Invoice every item at once in the app, or log in to the web version of Xero to invoice just some of them.

Yes. The Xero Accounting app is free with every Xero subscription, including your free trial. Get one month free and start sending invoices from your phone today.

Yes. The Xero Accounting app is free with every Xero subscription, including your free trial. Get one month free and start sending invoices from your phone today.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

$2.70 per month

for the first 6 months

Then $27 per month

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)

Growing

$5.90 per month

for the first 6 months

Then $59 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Budget with smart suggestions
  • Included
    Auto-reconcile transactions

Forecast with clarity

Forecast with clarity

Established

$9.70 per month

for the first 6 months

Then $97 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry
  • Included
    Make online bill payments (International)
  • Included
    Budget with smart suggestions
  • Included
    Auto-reconcile transactions

Get one month free

Purchase any Xero and get started today.

See how invoicing online can simplify tasks

Probably the best invoicing video you’ll ever see.

‡Based on published list prices for software subscription only. Excludes payroll and add-ons.

*Fees apply for other payment methods.