How Xero accounting software helps sole traders, freelancers and the self-employed
Easy online invoicing and quotes
Send up to 20 invoices and quotes each month with accounting software for freelancers, contractors, sole proprietors and the self-employed on the Xero Growing plan. Or upgrade your plan to send more.
Track and schedule bill payments
Pay up to five bills a month on the Xero Growing plan. See when bills are due and schedule when to play them, taking into account when you expect to receive payment of your freelancer or self-employed invoices.
Simple bank reconciliation
Easy online accounting for freelancers, sole traders, and the self-employed with Xero software. Connect your bank account to track the cash coming in and out, and save time on admin. If your self-employed work takes you out and about, reconcile transactions on your phone in spare moments.
Capture bills and receipts with Hubdoc
Automate manual tasks like entering bills and receipts. Key information is extracted from each bill and receipt and sent into the Xero accounting software.
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.
- Safe and secure
- Cancel any time
- 24/7 online support
Connect Xero to other apps for sole traders and the self-employed
Hundreds of third-party apps integrate with Xero. Find apps for your business at the Xero App Store.
Use Oncord to build a content-rich website, grow your customer database, and communicate with email, SMS and social.
Use Stripe to accept payments from debit and credit cards, Apple Pay, and Google Pay for online invoices sent from Xero.
No more late payments. Automatically debit your customer’s bank account whenever your Xero invoices are due.