JAX, your AI financial superagent
JAX delivers a reimagined experience by learning how your business runs, automating tasks and workflows, delivering actionable insights, and orchestrating multiple AI agents to cut busywork and help you make smarter decisions. It’s built for you, with you and delivered by a trusted partner.
Pay your bills at no extra cost
Free standard ACH bill payments are now included in Xero business plans.*
See the future with JAX
About this video
The information in this video outlines our vision for JAX. However future product features may differ. We are not obliged to deliver future features and this information should not be relied upon for purchase decisions. Additional fees and terms and conditions may apply.
Accountable Intelligence: The new standard shaping the future of finance
Discover how JAX, Xero's agentic AI platform, brings true Accountable Intelligence to your business, automating routine tasks, surfacing real-time insights, and showing its work every step of the way.
Read about Accountable Intelligence
Real-time financial intelligence, wherever you work
Xero and Anthropic are partnering to bring Claude's advanced reasoning into Xero, and your live financial data into Claude.ai, so trusted intelligence isn't locked into one platform. It follows you, securely, wherever you work.
Read more about the Xero and Anthropic partnership
From scattered tools to a reimagined Xero experience
Through one intelligent interface, JAX unifies your entire business ecosystem and learns your rhythms, automatically adapting and creating an experience that’s unique to you.
More about the new Xero navigation and homepage
From manual busywork to automated actions and workflows that are just done, with you in control
JAX automates manual tasks and workflows like data entry, bank reconciliations, and getting paid, completing them quickly, accurately and with appropriate oversight from you or your advisor. This true 'just done' automation helps you move faster, stay compliant, and scale effortlessly.
More about auto bank reconciliation
From static reports to actionable insights that move the needle
JAX uses trusted data from Xero, your apps and real-time public information to deliver personalized, real-time insights like key drivers behind this month's revenue growth. It will be able to spot opportunities and issues, delivering richer, more relevant, advanced financial insights.
Learn about Analytics
From generic AI to a trusted partner; built for you, with you
Our entire AI vision is built on a non-negotiable foundation: trust. We earn it by delivering on security, privacy, expertise, and a personalized approach. The combination is how we deliver more than just a tool. We build a trusted partnership.
- First, security. Our AI is built with the same robust security you already expect from Xero.
- Second, privacy. Your data is kept private to you.
- Third, expertise. Unlike generic tools, we combine our decades of accounting knowledge with your data on our integrated platform. This delivers insights that are not just reliable, but deeply contextual to your business.
- Finally, it’s built for you, and with you. We develop our AI hand in hand with our customers, and it continues to learn from your workflows, evolving with your needs over time.
Xero’s AI product philosophy: our assurance about how we use AI
Xero uses AI to make products smarter, but we do it responsibly. We ensure your data is secure, private, and you stay in control.
Get JAX working for you, with a free Xero Coach by your side.
Sign up and get access to a real human who’ll help you set up Xero, help setup AI automations, and turn your cash-flow and analytics dashboards into a clear view of your whole business.
Find out more about AI at Xero
Your AI financial superagent, JAX
The future isn't more software, it's smarter software. That's why we evolved JAX into your AI finance partner.
The opportunities AI offers for your business
Learn how you can use AI in your business or practice to help achieve greater efficiency and growth.
FAQs about AI at Xero
AI agents, or agentic AI platforms, are AI systems designed to autonomously perform complex tasks, under your supervision. Unlike traditional AI models, these agents use a multi-step process. They break down a goal into smaller sub-tasks, plan a sequence of actions, and execute them to achieve the desired outcome. This often involves using various tools and models, adapting to new information, and iterating to complete the task.
AI agents, or agentic AI platforms, are AI systems designed to autonomously perform complex tasks, under your supervision. Unlike traditional AI models, these agents use a multi-step process. They break down a goal into smaller sub-tasks, plan a sequence of actions, and execute them to achieve the desired outcome. This often involves using various tools and models, adapting to new information, and iterating to complete the task.
You can think of JAX as a superagent, a master orchestrator that directs and coordinates multiple AI agents in the background to complete a task or a series of tasks. It's like having an intelligent and adaptable team working for you behind the scenes, so you can focus on what's important.
You can think of JAX as a superagent, a master orchestrator that directs and coordinates multiple AI agents in the background to complete a task or a series of tasks. It's like having an intelligent and adaptable team working for you behind the scenes, so you can focus on what's important.
Get one month free
Purchase any Xero plan, and we will give you the first month free.
*Fees apply for other payment methods.