For small businesses For accountants & bookkeepers

Popular features that will change your life

Accounting software with all the time-saving tools you need to grow your business:
unlimited users and 24/7 support … not to mention the security and reliability you’d expect from Xero.

  • Pay your employees

    Calculate the payroll, pay employees and manage payroll taxes.

  • Bank reconciliation

    Your latest banking, credit card and PayPal transactions are imported and categorized.

  • Inventory

    Inventory items speed up invoicing while tracking sales and purchases.

  • Go mobile

    The Xero mobile app works with iPhone and iPad and Android phones and tablets.

  • 350+ third-party apps

    Inventory, invoicing, time tracking, expenses and more all integrate with Xero.

  • Invoicing & Quotes

    Create professional recurring invoices and receive updates when they’re opened.

  • Manage bills & expenses

    Manage your cashflow by scheduling payments. Easily handle personal expenses.

  • Purchase orders

    Create and email custom purchase orders and copy to bills for payment.

  • Tax & Compliance

    Prepare 1099s and export to your preferred tax software.

Explore more features

Get a real-time view of your cashflow

Log in online anytime, anywhere on your Mac, PC, tablet or phone to get a real-time view of your cashflow. It’s small business accounting software that’s simple, smart and occasionally magical.

Xero on Mac Xero on iPhone Xero on iPad

Get paid faster with online invoicing

Send online invoices to your customers – and get updated when they’re opened.

Run your business on the go

Use our mobile app to reconcile, send invoices, create expense claims – from anywhere.

Reconcile in seconds


Xero imports and categorizes your latest bank transactions. Just click OK to reconcile.

Xero is featured by:

  • “Most Innovative Growth Company in the World”

Xero integrates with over 350 business apps

Find the specialized software that’s right for your business.
Choose from inventory management, invoicing, time tracking and more.

Explore Add-on marketplace

Over 400,000 small businesses love Xero

Here’s what Xero customers say:

More customer stories

30-day free trial

Try every feature, add unlimited users, no credit card required

  • Rated 4.5 out of 5
    “One of the easiest online accounting systems we've tried.”
  • Rated 5 out of 5
    “Xero for iOS devices adds to the convenience, offering users a chance to view financial information on the go.”
    Macworld