Early

An easy financial foundation - track cash flow with the essentials.

  • Included
    24/7 online support
  • Included
    Cancel with one month’s notice
  • Included
    Safe and secure

Included in the Early plan

  • Send invoices and quotes

    Send online invoices and quotes to customers, plus add a payment service. For more than 20 invoices, see the growing plan.†

  • Accept online invoice payments^

  • Enter bills

    Track your bills to pay, schedule bill payments, and pay suppliers in a batch. For more than 5, see the growing plan.

  • Reconcile bank transactions

    Match your bank statement and Xero transaction data to keep them in sync.

  • Capture bills and receipts with Hubdoc

    Pull bills and receipts into Xero automatically with Hubdoc. Store all your documents online in one place.

  • View real-time reports

    Gain access to business insights, see and plan up to 30 days in the future. For advanced insights, see the Established plan.

    Established plan

  • W-9 + 1099 management

    Securely collect W-9s, and create 1099 reports for easy filing.

  • Sales tax

    Calculate and report sales tax more easily with auto sales tax.

  • Visualize performance with graphs

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  • Forecast cash flow

  • Make online bill payments††

    †† Payment fees apply

Features in every plan

Frequently asked questions

Purchase any Xero plan and your first month will be free. Your free month begins once you finalize your business and set up in Xero. You will receive a reminder 7 days before your free month ends and then you will be charged for your second month and onwards. Xero subscriptions auto-renew monthly until they are cancelled.

Get Xero one month for free

Purchase any Xero plan and your first month will be free. Your free month begins once you finalize your business and set up in Xero. You will receive a reminder 7 days before your free month ends and then you will be charged for your second month and onwards. Xero subscriptions auto-renew monthly until they are cancelled.

Get Xero one month for free

You'll receive your invoice at the end of your monthly billing period. Payment will be taken on the date shown on your invoice using the payment details entered when you purchased your subscription.If you’ve incurred usage charges for Xero Payroll, Xero Projects or Xero Expenses – or you have a chargeable direct bank feed – these charges will be invoiced for the previous month.

You'll receive your invoice at the end of your monthly billing period. Payment will be taken on the date shown on your invoice using the payment details entered when you purchased your subscription.If you’ve incurred usage charges for Xero Payroll, Xero Projects or Xero Expenses – or you have a chargeable direct bank feed – these charges will be invoiced for the previous month.

We're committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security.

Read our privacy notice for more information

We're committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security.

Read our privacy notice for more information

Get one month free

Purchase any Xero plan, and we will give you the first month free.

†Transactions initiated by app partners may automatically contribute to your Early plan invoice limit. For more invoices, see the growing plan