Thanks, you just made someone’s job much easier

Using the info provided in your W-9 form, Xero helps the business that requested it easily prepare 1099 forms, if needed. That’s what Xero is all about: making life easier for small businesses including freelancers, contractors and sole proprietor.

Spend less time on the books

Xero is online accounting software for everyday business. Explore all features.

All-in-one, paperless record-keeping
Centralize your finances with your cloud accounting data protected by multiple layers of security.
Automated features to save you time
From reconciling bank statements to sending invoices and invoice reminders, Xero works for you.
Smart data and insights
View cash flow and make confident business decisions with trend analysis and simple, customizable reporting.

Flexible features made for your business

Accept payments
Let customers pay the way they want to. Accept online payments by credit card, debit card or direct debit straight from your Xero invoice.
Accept payments
Online invoicing
With Xero online accounting, you can send invoices and automate reminders from the comfort of your desktop or mobile app.
Online invoicing
Integrate apps
Find apps that integrate with Xero to help run your business. The Xero App Store has hundreds of business apps to choose from.
Integrate apps
Reporting
Track your finances with accurate accounting reports whenever you need them. And collaborate with your advisor online in real time.
Reporting