90% off your plan for your first 6 months

Offer ends 30 September. Terms apply.

Childcare accounting software for growing providers

Running a daycare means juggling tuition, expenses, and taxes. Xero keeps your finances organized so you can focus on the children in your care.

Childcare business owner reviewing daycare accounting on a laptop.

Bill families, pay your team, and manage your daycare finances

Xero brings invoicing, bill payments, and payroll together so you spend less time on admin.

  • Tick

    Send tuition invoices and get paid on time

    Create professional invoices, give families more ways to pay, and let automated reminders do the chasing for you.

  • Tick

    Manage bills with accuracy and control

    Xero automates bill entry, flags duplicates, and tracks due dates, giving you security and peace of mind.

  • Tick

    Pay your childcare staff in one place

    Run US payroll powered by Gusto. Stay IRS-compliant and pay teachers and aides on schedule.

Invoice families and collect tuition online

Customize invoices for weekly or monthly tuition, then let families pay by card or bank transfer. Automated reminders follow up for you. Xero customers who use online invoice payments get paid up to twice as fast.

Pay and get paid.

Track daycare expenses and receipts

Snap receipts for craft supplies, snacks, and other costs. Xero stores and categorizes them so your records stay organized for tax season.

See how accounting software keeps your finances in order.
A gif of a receipt being scanned.

See your cash flow in real time

Bank feeds pull in transactions automatically. JAX can reconcile high-confidence matches while you keep the final say, giving you an up-to-date view of every dollar coming in and going out.

Pay bills for your childcare center

Xero automates bill entry, flags duplicates, and tracks due dates. Online bill payments powered by Melio include free standard ACH on all US plans.

Explore online bill payments for your daycare.
A Xero customer uses the Xero business expense app to photograph a receipt for their business lunch.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

$2.50 per month

for the first 6 months

Then $25 per month

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)

Growing

$5.50 per month

for the first 6 months

Then $55 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Budget with smart suggestions

Forecast with clarity

Forecast with clarity

Established

$9 per month

for the first 6 months

Then $90 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry
  • Included
    Make online bill payments (International)
  • Included
    Budget with smart suggestions

Connect the apps you already use

The Xero App Store offers 1,000+ integrations, including childcare management tools. Keep using the software you love while Xero handles the accounting.

Visit the Xero App Store.

Stay tax-ready all year

Generate reports and keep tidy records so tax season is stress-free. Xero calculates sales tax via Avalara on invoices and supports 1099 contractor reporting.

Review IRS resources for businesses anytime.
Childcare provider organizing nursery toys as she doesn’t have to worry about tax season

FAQs on childcare accounting software

Childcare accounting software helps daycare owners track tuition income, log expenses, reconcile bank transactions, and prepare for tax season in one platform. It replaces spreadsheets with automated tools so you spend less time on bookkeeping.

Childcare accounting software helps daycare owners track tuition income, log expenses, reconcile bank transactions, and prepare for tax season in one platform. It replaces spreadsheets with automated tools so you spend less time on bookkeeping.

Look for software that offers online invoicing for tuition, expense tracking, bank reconciliation, and payroll. 91% of Xero customers agree Xero is easy to use (Xero survey of 2,634 small businesses, May–June 2024).

Look for software that offers online invoicing for tuition, expense tracking, bank reconciliation, and payroll. 91% of Xero customers agree Xero is easy to use (Xero survey of 2,634 small businesses, May–June 2024).

Yes. Xero lets you customize invoices for weekly or monthly tuition, offer families multiple payment options, and send automated reminders when payments are due.

Yes. Xero lets you customize invoices for weekly or monthly tuition, offer families multiple payment options, and send automated reminders when payments are due.

Open a separate bank account for your daycare, record all tuition income and expenses, and reconcile transactions regularly. Cloud-based accounting software keeps your records accessible from anywhere.

Open a separate bank account for your daycare, record all tuition income and expenses, and reconcile transactions regularly. Cloud-based accounting software keeps your records accessible from anywhere.

Yes. Xero is built for small businesses with 1–20 employees. Access your accounts on any device, send invoices on the go, and add unlimited users at no extra cost.

Yes. Xero is built for small businesses with 1–20 employees. Access your accounts on any device, send invoices on the go, and add unlimited users at no extra cost.

Xero organizes income and expense records so you can generate reports quickly. It calculates sales tax via Avalara on invoices and supports 1099 contractor reporting for staff you pay as independent contractors.

Xero organizes income and expense records so you can generate reports quickly. It calculates sales tax via Avalara on invoices and supports 1099 contractor reporting for staff you pay as independent contractors.

Yes. Snap photos of receipts in the Xero app, and Xero stores and categorizes them. You can track supplies, food costs, and other everyday expenses in one place.

Yes. Snap photos of receipts in the Xero app, and Xero stores and categorizes them. You can track supplies, food costs, and other everyday expenses in one place.

Yes. Xero offers US payroll powered by Gusto. It handles paychecks, tax filings, and IRS compliance so you can pay teachers and aides on time.

Yes. Xero offers US payroll powered by Gusto. It handles paychecks, tax filings, and IRS compliance so you can pay teachers and aides on time.

More ways Xero helps your business

Small business accounting

See all accounting features

Payroll with Gusto

Learn about US payroll

Xero for other industries

Explore industry solutions

Get 90% off for 6 months

Get started with Xero today.

Explore useful features to run your business

Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.

*Fees apply for other payment methods.