Instant invoice payments online

Accept payments online and get paid up to twice as fast by connecting to Stripe, GoCardless and others.

Accept payments

Use online invoice payments

Take payments using Stripe, GoCardless and more.

Get paid from the invoice

Add a ‘Pay now’ button to your online invoices.

Better online protection

Safely accept credit card payments and direct debits.

Use online invoice payments

Add online payment options to your Xero invoices so customers everywhere can pay you by card or direct debit.

  • Included
    Stripe lets customers pay by debit or credit card and Apple Pay
  • Included
    GoCardless allows customers to pay by ACH debit
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    Other payment solutions are also available
Two options for setting up online invoice payments display: credit card or direct debit.

Get paid from the invoice

Businesses using online payment options with Xero invoices get paid faster, and it’s easy to do.

  • Included
    Connect a payment solution to online invoices in Xero
  • Included
    Email an invoice for the customer to view online
  • Included
    A ‘Pay now’ button lets customers pay by card or direct debit
Online invoices display on different devices including a mobile phone.

Better online protection

Xero online invoices and payments provide better protection from fraudulent activity.

  • Included
    Unlike PDFs, online invoices are hard to tamper with
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    Data in Xero is protected by multiple layers of security
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    Payment solutions that connect to Xero have robust security protections and strong encryption
Image showing security login with obscured password

More about accepting payments

Use online invoice payments to automatically collect payments from repeat customers. For example, automatically collect bank-to-bank payments from your customer on the due date using GoCardless.

See how to add a payment service

Stripe is a leading global online payment solution that lets customers pay with debit card, credit card or Apple Pay. With a feed into Xero for easy reconciliation, and auto pay for repeat payments, Stripe makes it easier for you to accept payments in Xero.

See how to add Stripe as a payment service

GoCardless is made for recurring payments. Offer direct debit or ACH debit to collect payment automatically from your customers’ bank account when your invoices are due. GoCardless is integrated with Xero, so scheduling and reconciling payment is a breeze.

See how to add GoCardless as a payment service

Start using Xero for free

Access all Xero features for 30 days, then decide which plan best suits your business.

  • Included
    Safe and secure
  • Included
    Cancel any time
  • Included
    24/7 online support

Xero became a really critical tool for us as we took on more staff.

Kate uses Xero to run her business

Kate from Lune uses Xero to run her business