All Xero features

Pay bills
Track and pay bills on time. And get a clear overview of accounts payable and cash flow.
Claim expenses
Manage spending and submit or reimburse expense claims with Xero’s expense management tools.
Bank connections
You can get your bank data into Xero from over 21,000 financial institutions globally. Xero customers save 5.5 hours* a week using bank feeds and automated reconciliation.
Accept payments
Accept online payments by credit card, debit card or direct debit straight from your Xero invoice. Let customers pay the way they want, increase the likelihood of getting paid on time, and reduce the time spent chasing payments.
Track projects
Use Xero’s job tracking tools for project planning, budgeting, quoting and invoicing. Record time and track costs with project accounting software.
Payroll with Gusto
Work smarter, not harder with Xero’s payroll software. Pay employees with Gusto payroll software to calculate pay and deductions. Xero online accounting works around you and your small business, because putting you first is what’s best for your business.
Bank reconciliation
Keep your account balances and financials up to date. Easily confirm that the transactions in your bank accounts are recorded in your business financial records with Xero’s bank reconciliation software.
Manage Xero contacts
Use Xero for contact management. See details of a customer’s or supplier’s sales, invoices and payments in one place.
Capture data
Get copies of documents and key data stored into Xero automatically. Hubdoc makes data capture easy.
Files
Use Xero for online file storage. Manage and share documents, contracts, bills and receipts safely from anywhere.
Reporting
Track your finances with accurate accounting reports. And collaborate with your advisor online in real time.
Inventory
Keep track of stock levels with Xero’s inventory software, where you can also populate invoices and orders with items you buy and sell.
Online invoicing
Work smarter, not harder with Xero’s intuitive invoicing software. With Xero online accounting, you can send invoices, automate reminders and so much more from the comfort of your desktop or mobile app. Finish your invoice admin at a time that works for you and your small business.
Multi-currency accounting
Pay and get paid in over 160 currencies with the multi-currency accounting software in Xero. Make international business accounting simple for your United States business with up-to-date exchange rates and instant currency conversions.
Purchase orders
Create and send digital purchase orders with the purchase order software in Xero. Keep track of orders and deliveries at every step using cloud-based software.
Quotes
Create professional online estimates and quotes, and send them instantly using Xero desktop software or the app.
Sales tax
With auto sales tax, powered by Avalara, sales tax is automatically calculated on invoices, and detailed reports help prepare returns. Save time now and help avoid a compliance headache later.
Analytics
See future cash flow, check financial health and track metrics. Upgrade your plan to get Analytics Plus.
Accounting dashboard
Keep an eye on your finances day by day using the accounting dashboard. Track bank balances, invoices, bills and more.
Manage fixed assets
Xero makes it easy to track fixed assets and work with your accountant to manage them, keeping your books up to date.
Integrate apps
Choose apps, integrations, and financial services offerings that connect to Xero to run your business better.
Xero Accounting app
Run your small business from anywhere and remain productive in otherwise unproductive moments with the Xero bookkeeping and accounting app for small business.
For accountants & bookkeepers
Become a partner to access free tools, benefits and rewards for your practice.
- Xero HQ
Manage clients and staff
- Xero Cashbook, Xero Ledger
Starter plans for smaller clients
- Xero Practice Manager
Manage your practice efficiently