Accounting software for your small business

Run your business accounting online with Xero. Easy to use accounting software, designed for your small business.

Everything in one place

See all your invoices, contacts, balances, financial information and accounts online.

Connect to your bank

Easily sync your bank with your financials in Xero online accounting.

Collaborate online in real time

Invite your advisor to work with you on the online accounts anywhere, anytime.

Customize to suit your needs

Make Xero your own by connecting other apps to the Xero accounting software.

Everything in one place

Xero is a powerful online accounting software solution for small businesses. Run things smoothly, keep tidy online bookkeeping records, and make compliance a breeze.

Automate tasks like invoicing and reporting
Get a full picture of your business with up-to-date financial data
Make end-of-year tax returns easy

See all Xero features

A small business owner does their bookkeeping online on a laptop.

Connect to your bank

Set up bank feeds from your accounts so transactions are imported securely into the Xero accounting software each business day.

Bank transactions automatically flow into Xero
Reconcile your bank transactions daily
See an up-to-date picture of your cash flow

More about connecting to your bank

A mobile phone with six banking icons surrounding it.

Collaborate online in real time

Use Xero to work with your employees, bookkeeper, or accountant online, even if you’re on opposite sides of the world.

Access the same up-to-date financial information at the same time
Leave comments and discuss business and financial data in real time
Allow employees to submit expenses, manage leave, and send invoices

More about online accounting

A business owner on a laptop and their accountant on a phone view the same financial data.

Customize to suit your needs

Make Xero online accounting software work for you. Add what you need to make it easier to run your small business.

Build on your plan with add-ons like Xero Expenses and Xero Projects
Connect to third party apps like Stripe and Vend
Browse the Xero App Store to easily find, try, and buy apps that connect with Xero

More about integrating apps with Xero

Join over 3.95 million subscribers

See more of what Xero can do

More about Xero

: The Xero Accounting mobile app works in tandem with the Xero accounting software so you can run your small business online from anywhere. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow and bills to pay – plus reconcile bank accounts and convert quotes to invoices. Free with every subscription. Compatible with iOS and Android.
See how to stay connected to your business on the go
: Check out the Xero App Store to find, try and buy business apps that connect to Xero online accounting software and make running your small business even easier. Apps like Stripe, GoCardless, Vend, and Shopify connect seamlessly and sync data with Xero.
See how to use connected apps with Xero
: With your accounting software and data stored online in the cloud, you can access your up-to-date accounts anywhere there’s an internet connection. You can receive automated bank feeds into your accounting software and connect to other business apps for greater efficiency You can also give other people, including your accountant or bookkeeper, access to view, share and collaborate on the figures. Your Xero data is backed up regularly and protected with multiple layers of security.
See why online accounting is good for business
: Get access to all of Xero including add-ons like Xero Projects and Xero Expenses. Use the demo company to try things out, or enter your own business details and data to try it out for real. Anything you enter will be retained when you transfer from a free trial to a subscription. No credit card is required when you start a free trial.
Start a 30-day free trial
: Xero offers pricing plans to suit businesses of different sizes and stages. In addition, Xero accounting and bookkeeping partners can offer bare-bones plans for businesses that need only the basics. There are no setup fees or hidden costs. We’re upfront about pricing, and provide full details of our pricing plans and optional extras. In regions where a feature is listed as an add-on (for example, Xero Payroll, Xero Projects, Xero Expenses and Analytics Plus), pricing is based on the number of users who use the add-on each month. For Payroll with Gusto (US), pricing is based on the number of users who are paid each month.
View Xero’s pricing plans
: Xero subscriptions are billed monthly in advance. Each month, Xero emails a link to your invoice, You can pay it using Visa or Mastercard debit or credit cards, or by direct debit. The payment date depends on when you signed up to a pricing plan. You can upgrade your plan anytime or downgrade your plan once you’ve been on it for 30 days, or cancel your Xero online accounting subscription at any time with one month’s notice.
See how to manage your subscription or change your plan
: You can import data from other accounting software in bulk via CSV files once you’ve done some initial set up in Xero. That includes the chart of accounts, invoices, bills, contacts and fixed assets. We recommend working with an accountant or bookkeeper, preferably one with Xero experience, when you make the move to Xero online accounting software.
See how to convert to Xero from other accounting software