Small business accounting software

Everything you need to run
your business, beautifully
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  • Online accounting

    Log in online any time and see up-to-date business financials – from anywhere.

  • Automatic bank reconciliation

    Xero imports and categorizes your latest bank transactions. Simply click OK to reconcile.

  • Dashboard

    See all your bank balances, invoices, bills and expense claims at a glance and add new transactions with a click.

  • Smart reports

    View and share interactive reports and budgets in real-time – no waiting until the end of the month.

  • Inventory

    Inventory items speed up invoicing while tracking sales and purchases.


  • Easy invoicing

    Create professional recurring invoices and receive updates when they’re opened.

  • Quotes

    Create and manage quotes and easily turn them into invoices when the work is done.


  • Claim those expenses

    Handle personal expenses – just review and approve receipts. Take a photo of receipts from your mobile and it’s saved online.

  • Enter bills

    Manage your cashflow by scheduling payments and batch paying suppliers.


  • Pay your employees

    It’s easy to pay your employees, reduce manual data entry and increase compliance with combined payroll and accounting.

  • Built-in timesheets for no extra cost

    Easily track time and attendance, minimize compliance risks and increase employee productivity. Employee hours seamlessly appear in your payroll for automated calculation and reporting.

Tax & Compliance

  • Prepare W2s & 1099s

    Quickly find payments to vendors necessary to comply with 1099s. Xero prepares all 1099 data for export, or eFile directly through an add-on.

  • Export to tax software

    Export in a few clicks to a tax file for import-ready tax software. Or, export a trial balance for upload into other tax software.


  • Go mobile

    Use Xero’s mobile apps to manage your business while you’re on the move. Reconcile, send invoices and create expense claims – from anywhere.

All features