Accounting software for your small business

Run your business accounting online with Xero. Easy to use accounting software, designed for your small business.

Everything in one place

See your invoices, contacts and accounting online.

Connect to your bank

Easily sync your bank and financials to the cloud.

Collaborate in real time

Invite your advisor in and work together anywhere.

Customize to suit your needs

Make Xero your own by connecting other apps.

Everything in one place

Xero is a powerful online accounting software solution. Run things smoothly, keep records tidy, and make compliance a breeze with cloud based accounting.

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    Automate tasks like invoicing and reporting
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    Get a full financial picture of your business
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    Make end-of-year tax returns easy
A business owner using Xero accounting app on their laptop to check the cash coming in and going out.

Connect to your bank

Set up bank feeds from your accounts so transactions are imported securely into the Xero accounting system every business day.

  • Included
    Bank transactions automatically flow into Xero
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    Reconcile your bank transactions every day
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    See an up-to-date picture of your cash flow
An illustration showing many banks from around the world connecting directly to Xero online accounting software.

Collaborate in real time

Use Xero to work with your accountant, bookkeeper, or employees, even if you’re on opposite sides of the world.

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    Access the up-to-date information at the same time with online bookkeeping
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    Leave comments and discuss business data in real time
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    Allow employees to submit expenses, manage leave, and send invoices
A business owner checks cash flow on their phone with the Xero online accounting app.

Customize to suit your needs

Make Xero online accounting software work for you. Add what you need to make it easier to run your business.

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    Build on your plan with add-ons like Xero Expenses and Xero Projects
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    Connect to third-party apps like Stripe and Vend
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    Browse the Xero App Store to easily find, try, and buy apps that connect with Xero

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More about Xero

Run your business from anywhere with the Xero accounting app. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow and bills to pay – plus reconcile bank accounts and convert quotes to invoices. Free with every subscription. Compatible with iOS and Android.

See how to stay connected to your business on the go

Check out the Xero App Store to find 1000+ third-party apps that connect to Xero online accounting software to make running your business even easier. Apps like Stripe, GoCardless, Shopify, and WorkflowMax connect seamlessly and sync data with Xero business accounting software.

See how to use connected apps with Xero

Each month, Xero sends you a link to your subscription invoice. You can pay it using Visa or Mastercard debit or credit cards, or by direct debit. The payment date depends on when you signed up to a pricing plan. You can upgrade or downgrade your plan, or cancel your subscription at any time with one month’s notice. Xero online accounting has been designed with you in mind.

See how to manage your subscription

You can import data from another accounting system in bulk via CSV files once you’ve done some initial set up in Xero. That includes the chart of accounts, invoices, bills, contacts and fixed assets. We recommend working with an accountant or bookkeeper, preferably one with Xero experience, when you make the move to Xero cloud accounting software.

See how to convert to Xero from another system

We’re committed to protecting your data. Xero provides multiple layers of protection for the personal and financial information you entrust to Xero accounting software. Security is a priority for Xero, but it’s also important you take steps to safeguard your data.

See how to keep your Xero account safe

Useful features to run your business

Xero’s features are designed to make life easier for small businesses – anywhere, any time.

Start using Xero for free

Access all Xero features for 30 days, then decide which plan best suits your business.

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    Safe and secure
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    Cancel any time
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    24/7 online support