Accounting software for your US small business
Simplify your finances and get more done with Xero online accounting software.
Save yourself hours with Xero accounting software
Xero’s cloud accounting software has features and tools to help you run your small business, so you can spend more time doing what you love.
Paperless record-keeping, all in one
Centralize your finances with secure cloud-accounting software.
Features that automate your admin
Speed up your processes, from reconciling bank transactions to sending invoice reminders.
Smart data and insights
Make confident business decisions with sophisticated trend analysis and clear, customizable reporting.
88% of customers agree Xero is easy to use
*Source: survey conducted by Xero of 271 small businesses in the US using Xero, May-June 2024
All your small business accounting in one place
Xero is powerful online accounting software for US small businesses. Manage your cash flow, track expenses, accept payments online, and much more – all without leaving Xero.
- Automate tasks like invoicing and reporting
- Get up-to-date financial data for a full picture of your business
- Make your tax returns easy
Accounting software that connects to your bank
Xero’s bank feed securely imports your transactions into the Xero accounting software each business day.
- Bank transactions automatically flow into Xero
- Reconcile your bank transactions daily
- See an up-to-date picture of your cash flow
Collaborate online in real time
Use Xero accounting software to hop online with your employees, bookkeeper, or accountant – even if you’re on opposite sides of the world.
- Access the same up-to-date financial information at the same time
- Discuss business and financial data in real time
- Allow employees to submit expenses, manage leave, and send invoices
Customizable accounting software to suit your needs
Xero small business accounting software grows with you.
- Choose a plan with the tools you need, like Xero Payroll, Xero Expenses, Xero Projects, and Analytics Plus
- Connect to third-party apps like Stripe and Vend
- Visit the Xero App Store to easily find, try, and buy apps that connect with Xero
Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
Early
Usually $20
Now $1
USD per month
Save $57 over 3 months
Growing
Usually $47
Now $2.35
USD per month
Save $133.95 over 3 months
Established
Usually $80
Now $4
USD per month
Save $228 over 3 months
Life before Xero was a nightmare. Using a spreadsheet took a ridiculous amount of time.
Ryan is no longer dogged by paperwork.
How Xero’s accounting software works for you
Running a business can feel like you against your paperwork. Go digital with Xero – automating manual tasks and streamlining your financial admin – and win the battle!
Handle admin away from your desk
Log in anytime, from anywhere, to send invoices, pay bills, and manage your cash flow.
Simplify tax time
Filing returns needn’t be stressful. Get them done faster and comply with government regulations more easily.
Get customer support
Get help with your financial admin from experts whenever you need it.
Frequently asked questions
No, but it’s very useful. The mobile app works with Xero accounting software to help you run your small business from anywhere. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow, and bills to pay. You can also reconcile bank accounts and convert quotes to invoices. The mobile app is free with every subscription, and is compatible with iOS and Android.
See how to stay connected to your business on the goNo, but it’s very useful. The mobile app works with Xero accounting software to help you run your small business from anywhere. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow, and bills to pay. You can also reconcile bank accounts and convert quotes to invoices. The mobile app is free with every subscription, and is compatible with iOS and Android.
See how to stay connected to your business on the goCheck out the Xero App Store to find, demo, and buy business apps that connect to Xero. Apps like Stripe, GoCardless, Vend, and Shopify connect seamlessly and sync your data with Xero to make it easier to run your business.
Check out the Xero App StoreCheck out the Xero App Store to find, demo, and buy business apps that connect to Xero. Apps like Stripe, GoCardless, Vend, and Shopify connect seamlessly and sync your data with Xero to make it easier to run your business.
Check out the Xero App StoreWith your accounting software and data stored in the cloud, you can access your up-to-date accounts anywhere there’s an internet connection. You can receive automated bank feeds into your accounting software and connect to other business apps for greater efficiency. You can also collaborate with other people, like accountants and bookkeepers, by giving them access to view and share your figures. Xero regularly backs up your data and protects it with multiple layers of security.
See why online accounting is good for your businessWith your accounting software and data stored in the cloud, you can access your up-to-date accounts anywhere there’s an internet connection. You can receive automated bank feeds into your accounting software and connect to other business apps for greater efficiency. You can also collaborate with other people, like accountants and bookkeepers, by giving them access to view and share your figures. Xero regularly backs up your data and protects it with multiple layers of security.
See why online accounting is good for your businessYou can use all Xero’s features, like invoicing, accepting payments and reporting, and add-ons like Xero Projects and Xero Expenses. You don’t need a credit card to start a free trial. Use the demo company to explore Xero’s features, or enter your own business details and data to try it out for real. Xero retains everything you’ve entered when you transfer from a free trial to a subscription.
Start a 30-day free trialYou can use all Xero’s features, like invoicing, accepting payments and reporting, and add-ons like Xero Projects and Xero Expenses. You don’t need a credit card to start a free trial. Use the demo company to explore Xero’s features, or enter your own business details and data to try it out for real. Xero retains everything you’ve entered when you transfer from a free trial to a subscription.
Start a 30-day free trialXero has pricing plans to suit your business, no matter its size or stage. Xero accounting and bookkeeping partners can also offer basic plans to clients who just need the essentials. There are no setup fees or hidden costs. We’re upfront about pricing, and provide full details of our pricing plans and optional extras. Where a feature is listed as an add on (like Xero Payroll, Xero Projects, Xero Expenses and Analytics Plus), its pricing depends on the number of users who use the add on each month.
See Xero’s pricing plansXero has pricing plans to suit your business, no matter its size or stage. Xero accounting and bookkeeping partners can also offer basic plans to clients who just need the essentials. There are no setup fees or hidden costs. We’re upfront about pricing, and provide full details of our pricing plans and optional extras. Where a feature is listed as an add on (like Xero Payroll, Xero Projects, Xero Expenses and Analytics Plus), its pricing depends on the number of users who use the add on each month.
See Xero’s pricing plansXero subscriptions are billed monthly in advance. Each month, Xero emails you a link to your invoice, which you can pay either by Visa or Mastercard debit or credit cards, or by direct debit. The payment date depends on when you signed up to a pricing plan. You can upgrade your plan any time, downgrade it once you’ve been on it for 30 days, or cancel your Xero subscription at any time with one month’s notice.
How to manage your subscription or change your planXero subscriptions are billed monthly in advance. Each month, Xero emails you a link to your invoice, which you can pay either by Visa or Mastercard debit or credit cards, or by direct debit. The payment date depends on when you signed up to a pricing plan. You can upgrade your plan any time, downgrade it once you’ve been on it for 30 days, or cancel your Xero subscription at any time with one month’s notice.
How to manage your subscription or change your planOnce you’re set up in Xero you can import all your data from your previous accounting software, including the chart of accounts, invoices, bills, contacts, and fixed assets. We recommend you work with an accountant or bookkeeper, preferably one with Xero experience, when you move to Xero online accounting software in the US.
See how to convert to Xero from other accounting softwareOnce you’re set up in Xero you can import all your data from your previous accounting software, including the chart of accounts, invoices, bills, contacts, and fixed assets. We recommend you work with an accountant or bookkeeper, preferably one with Xero experience, when you move to Xero online accounting software in the US.
See how to convert to Xero from other accounting software
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.
See more of what Xero can do
Useful features to run your business
Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.
