Kari Brummond
Kari Brumond has been a content writer for over 15 years - her bylined work has been featured on many high-profile websites and she's ghostwritten thousands of web pages. She's also a degreed accountant and an Enrolled Agent, licensed to represent taxpayers for all tax matters in front of the IRS.
Latest articles by Kari
- Guide
Small business tax deductions checklist: Maximize your 2025 tax savings
Maximize your 2025 tax savings with this small-business tax deductions checklist, covering common deductions and eligibility rules.
- Guide
1099-NEC filing requirements: Contractor payment reporting guide for 2026
If you pay an independent contractor $600 or more, you must provide them with a 1099-NEC. Look at the 2026 requirements.
- Guide
How to get an Alabama business license: Step-by-step guide
To operate in Alabama, you need a business privilege license from the county. Here are requirements and how to apply.
Read all of Kari's articles for Xero
Most employers file and pay tax under the Federal Unemployment Tax Act (FUTA). Learn how to file and pay FUTA.
Read the articleMost employers file and pay tax under the Federal Unemployment Tax Act (FUTA). Learn how to file and pay FUTA.
Read the articleThe right insurance coverage protects your business from lawsuits, property damage, and other financial threats.
Read the articleThe right insurance coverage protects your business from lawsuits, property damage, and other financial threats.
Read the articleLook at the best marketing strategies for small businesses.
Read the articleLook at the best marketing strategies for small businesses.
Read the articleContribution margin ratio is the percentage of a sale that's left over once you cover the variable costs associated with the product(s) sold.
Read the articleContribution margin ratio is the percentage of a sale that's left over once you cover the variable costs associated with the product(s) sold.
Read the articleInterest expenses are tax-deductible business costs. Learn how to calculate and report them on financial statements.
Read the articleInterest expenses are tax-deductible business costs. Learn how to calculate and report them on financial statements.
Read the articleStay compliant with the overtime laws in the US. Learn the overtime rules, how to calculate overtime pay accurately, and tips for getting calculations right to avoid costly mistakes.
Read the articleStay compliant with the overtime laws in the US. Learn the overtime rules, how to calculate overtime pay accurately, and tips for getting calculations right to avoid costly mistakes.
Read the articleStarting a business in Texas? Learn how to register, get licensed, handle taxes, and find funding.
Read the articleStarting a business in Texas? Learn how to register, get licensed, handle taxes, and find funding.
Read the articleFIFO is an inventory costing method where businesses calculate their cost of goods sold.
Read the articleFIFO is an inventory costing method where businesses calculate their cost of goods sold.
Read the articleHere are the steps you need to realize your dreams and start your own photography business.
Read the articleHere are the steps you need to realize your dreams and start your own photography business.
Read the articleYou’ll leave your business some day, so how do you make sure it’s on the best possible terms?
Read the articleYou’ll leave your business some day, so how do you make sure it’s on the best possible terms?
Read the articleTo run a successful business, good cash flow management is crucial. Cash flow projection can help with that.
Read the articleTo run a successful business, good cash flow management is crucial. Cash flow projection can help with that.
Read the articleFind out what an LLC is and learn why so many businesses choose to structure themselves that way.
Read the articleFind out what an LLC is and learn why so many businesses choose to structure themselves that way.
Read the articleLearn why your LLC needs a bank account for business transactions and how to open one.
Read the articleLearn why your LLC needs a bank account for business transactions and how to open one.
Read the articleSell your business with planning, the right timing, and expert help. Here’s what to consider and the steps to take.
Read the articleSell your business with planning, the right timing, and expert help. Here’s what to consider and the steps to take.
Read the articleFive states have no state sales tax – Alaska, Delaware, Montana, New Hampshire, and Oregon. Let's look at the specifics.
Read the articleFive states have no state sales tax – Alaska, Delaware, Montana, New Hampshire, and Oregon. Let's look at the specifics.
Read the articleBalance sheets show what your business owns and what it owes. Learn how to read a balance sheet and why it's important.
Read the articleBalance sheets show what your business owns and what it owes. Learn how to read a balance sheet and why it's important.
Read the articleTo run a business in the Peach State, you need a GA business license. Let's look at the requirements and how to apply.
Read the articleTo run a business in the Peach State, you need a GA business license. Let's look at the requirements and how to apply.
Read the articleYour small business needs special tax forms to work with independent contractors – let's look at a 1099 form vs W9 form.
Read the articleYour small business needs special tax forms to work with independent contractors – let's look at a 1099 form vs W9 form.
Read the articleEmployers must pay time and a half for overtime unless staff are exempt. Learn what it is and how to apply it correctly.
Read the articleEmployers must pay time and a half for overtime unless staff are exempt. Learn what it is and how to apply it correctly.
Read the articleWant to open a business in Florida? Take a look at the steps from choosing business structures to getting local licenses.
Read the articleWant to open a business in Florida? Take a look at the steps from choosing business structures to getting local licenses.
Read the articleCash flow analysis can help you make smart business decisions. Here’s why, when, and how your business should do it.
Read the articleCash flow analysis can help you make smart business decisions. Here’s why, when, and how your business should do it.
Read the articleRebates are when customers get money back after a sale. Learn how they differ from discounts and how to use them.
Read the articleRebates are when customers get money back after a sale. Learn how they differ from discounts and how to use them.
Read the articleAssets, liabilities, and equities are spelled out on the balance sheet. Learn what they mean for your small business.
Read the articleAssets, liabilities, and equities are spelled out on the balance sheet. Learn what they mean for your small business.
Read the articleEmployers must prepare and file W-2 forms showing their employees' wages and withholdings for the year. Here’s how.
Read the articleEmployers must prepare and file W-2 forms showing their employees' wages and withholdings for the year. Here’s how.
Read the articleAccepting contactless payments can improve your cash flow. Learn how this convenient option works and how to get started.
Read the articleAccepting contactless payments can improve your cash flow. Learn how this convenient option works and how to get started.
Read the articleIf you sell tangible goods in Colorado, you must collect and remit sales tax. Look at rates, rules, and how to register.
Read the articleIf you sell tangible goods in Colorado, you must collect and remit sales tax. Look at rates, rules, and how to register.
Read the articleBusinesses that sell taxable goods or services must deal with Ohio sales tax. Look at rates, rules, and requirements.
Read the articleBusinesses that sell taxable goods or services must deal with Ohio sales tax. Look at rates, rules, and requirements.
Read the articleLearn what an EIN is, who needs one, and how to apply. Get guidance for small business owners and see how Xero simplifies accounting and payroll.
Read the articleLearn what an EIN is, who needs one, and how to apply. Get guidance for small business owners and see how Xero simplifies accounting and payroll.
Read the articleGeneral Ledger Basics: A Guide for Small Businesses
Read the articleGeneral Ledger Basics: A Guide for Small Businesses
Read the articleManual invoicing takes time and leads to errors. Look at automated invoice management and decide if it's time to switch.
Read the articleManual invoicing takes time and leads to errors. Look at automated invoice management and decide if it's time to switch.
Read the articleRebates are when customers get money back after a sale. Learn how they differ from discounts and how to use them.
Read the articleRebates are when customers get money back after a sale. Learn how they differ from discounts and how to use them.
Read the articleIn this guide, we simplify Washington State sales tax for small businesses, and give you the tools to handle compliance with ease.
Read the articleIn this guide, we simplify Washington State sales tax for small businesses, and give you the tools to handle compliance with ease.
Read the articleThere are differences between W-2 employees and 1099 contractors. Learn how to classify these workers correctly.
Read the articleThere are differences between W-2 employees and 1099 contractors. Learn how to classify these workers correctly.
Read the articleYear-end tax planning helps small businesses reduce their tax liabilities. Look at Q4 tax strategies now.
Read the articleYear-end tax planning helps small businesses reduce their tax liabilities. Look at Q4 tax strategies now.
Read the articleSales tax in Texas varies by location and affects every business transaction. Learn how to calculate the right rates and stay compliant.
Read the articleSales tax in Texas varies by location and affects every business transaction. Learn how to calculate the right rates and stay compliant.
Read the articleEINs identify businesses on tax forms and to banks – most businesses need one. Let's look at how to get an EIN number.
Read the articleEINs identify businesses on tax forms and to banks – most businesses need one. Let's look at how to get an EIN number.
Read the articleLearn what triggers IRS audits and how you can avoid issues as a small business.
Read the articleLearn what triggers IRS audits and how you can avoid issues as a small business.
Read the articleMost businesses and self-employed people must pay quarterly estimated taxes. Here’s 2026 rules, deadlines, and actions.
Read the articleMost businesses and self-employed people must pay quarterly estimated taxes. Here’s 2026 rules, deadlines, and actions.
Read the articleWondering about invoice compliance? Let's look at how to write an invoice for payment that meets legal requirements.
Read the articleWondering about invoice compliance? Let's look at how to write an invoice for payment that meets legal requirements.
Read the articleIndependent contractor agreements define expectations and payment terms. Learn how to draft 1099 contractor agreements.
Read the articleIndependent contractor agreements define expectations and payment terms. Learn how to draft 1099 contractor agreements.
Read the articleInvoice disputes aren't fun – but with the right approach, you can reduce disagreements, solve problems, and get paid.
Read the articleInvoice disputes aren't fun – but with the right approach, you can reduce disagreements, solve problems, and get paid.
Read the articleInvoice payment terms explain when invoices are due. Learn how to use different types of payment terms on your invoices.
Read the articleInvoice payment terms explain when invoices are due. Learn how to use different types of payment terms on your invoices.
Read the article
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- Send invoices and quotes
- Accept online invoice payments^
- Automate bill entry and track bills
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- Smart Document Capture
- View real-time reports
- W-9 + 1099 management
- Sales tax
- Visualize performance with graphs
- 60 day cash flow forecast
- Make online bill payments (Domestic - Free ACH)
- Make online bill payments (Cross Border)
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Forecast with clarity
Forecast with clarity
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Future proof your scaling business - with advanced tools and analytics.
- Send invoices and quotes
- Accept online invoice payments^
- Automate bill entry and track bills
- Auto-reconcile bank transactions (Beta)
- Smart Document Capture
- View real-time reports
- W-9 + 1099 management
- Sales tax
- Visualize performance with graphs
- 180 day cash flow forecast
- Make online bill payments (Domestic - Free ACH)
- Make online bill payments (Cross Border)
- Customize performance dashboards
- Tailored financial health scorecards
- Analyze KPIs and ratios
- Use multiple currencies
- Track time and costs for projects
- Employee expense and mileage claims
- Benchmark against the industry
- Make online bill payments (International)
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