Limited time only
90% off your plan for your first 6 months

Offer ends 30 June 2026. Terms apply

Xero features

Explore Xero's range of features, designed to streamline your accounting needs.

Payments

All features

From streamlined bank connections to intuitive online invoicing, Xero's features empower you to prioritize business growth.

  • Jax

    Make smarter decisions and supercharge your admin with JAX (in beta).

  • Accept payments

    Accept payments via credit card, debit card, or direct debit. Boost on-time payments and save time chasing payments.

  • Online invoicing

    Efficiently manage invoices with Xero's intuitive software. Send invoices, automate reminders, and more from any device.

  • Bank connections

    Access bank data from 21,000+ global institutions in Xero. Save time with bank feeds and reconciliation automation.

  • Claim expenses

    Manage spending and submit or reimburse expense claims with Xero’s expense management tools.

  • Integrate apps

    Choose apps, integrations, and financial services offerings that connect to Xero to run your business better.

  • Bank reconciliation

    Keep your finances current with Xero's bank reconciliation software, ensuring accurate records of your transactions.

  • Pay bills

    Track and pay bills on time. And get a clear overview of accounts payable and cash flow.

  • Track projects

    Use Xero’s job tracking tools for project planning, budgeting, quoting and invoicing. Record time and track costs.

  • Payroll with Gusto

    Use Xero's Gusto payroll software to streamline employee payments, calculating pay and deductions efficiently.

  • Purchase orders

    Create and send digital purchase orders with Xero's software, tracking orders and deliveries seamlessly in the cloud.

  • Reporting

    Track your finances with accurate accounting reports. And collaborate with your advisor online in real time.

  • Quotes

    Create professional online quotes and send them instantly using Xero desktop software or the app.

  • Inventory

    Track stock levels with Xero's inventory software. Populate invoices and orders with bought and sold items.

  • Multi-currency accounting

    Simplify international business with Xero's multi-currency accounting to pay and receive payments in 160+ currencies.

  • Manage Xero contacts

    Use Xero for contact management. See details of a customer’s or supplier’s sales, invoices and payments in one place.

  • Sales tax

    Automate sales tax with Avalara on Xero, offering detailed reports and calculating tax on invoices.

  • Online file storage

    Use Xero for online file storage. Manage and share documents, contracts, bills and receipts safely from anywhere.

  • Analytics

    See future cash flow, check financial health and track metrics.

  • Accounting dashboard

    Keep an eye on your finances day by day using the accounting dashboard. Track bank balances, invoices, bills and more.

  • Manage fixed assets

    Xero makes it easy to track fixed assets and work with your accountant to manage them, keeping your books up to date.

  • Xero Accounting app

    Manage your business on the go with the Xero app for bookkeeping and accounting, staying productive in spare moments.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

Usually $25

Now $2.50

USD per month

Save $135 over 6 months

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)

Growing

Usually $55

Now $5.50

USD per month

Save $297 over 6 months

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards

Forecast with clarity

Forecast with clarity

Established

Usually $90

Now $9

USD per month

Save $486 over 6 months

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry

Integrate apps with Xero

Discover seamless app integrations for efficient accounting with Xero's comprehensive accounting software.

  • Included
    Extend and customize Xero
  • Included
    Streamline and connect your data
  • Included
    Find the right apps for the job
  • Included
    Get what you need in the Xero App Store
Learn more about the Xero App Store
Man surrounded by app icons.

As non-accounting experts, we find Xero to be perfect for invoicing, tracking inventory and keeping tabs on our expenses.

Nicole and Anne from Olive and Poppy have used Xero since day one

Olive and Poppy

Get one month free

Sign up to any Xero plan, and we will give you the first month free.

*Fees apply for other payment methods.

Read Xero reviews on G2