Do better cross-border business in Xero multi-currency

Streamline your global transactions: Xero's multi-currency accounting software lets you do business in multiple currencies with ease. Get real-time foreign exchange rates, simplified payments and collections, and accurate financial reporting in one accounting software package.

 A mobile phone displays multi-currency accounting with invoices and bills, next to two small business owners.

Xero manages your international business

Do worldwide business more easily with automated currency conversions, exchange rate tracking, and multi-currency accounting and reporting.

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    Instant currency conversions

    Xero converts foreign currencies and records them in your international business accounting software.

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    Up-to-date exchange rates

    Updated exchange rates show you how changes in foreign currency markets affect your cash flow and profits in real time.

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    Report in multiple currencies

    View reports in local or foreign currencies to see how your international business is performing.

87% of customers agree Xero helps improve financial visibility

*Source: survey conducted by Xero of 271 small businesses in the US using Xero, May-June 2024

Instant conversions in multiple currencies

Xero’s multi-currency accounting software automates and delivers currency conversions in real time, reducing admin and keeping your financial reports up to date. It also helps you comply with international accounting standards.

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    Automatic exchange rate updates and conversions for fast, accurate invoices, quotes, and purchase orders
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    Real-time currency conversions keep your transaction records and financial reports up to date
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    Accurate multi-currency bookkeeping so you comply with international business accounting standards

Monitor exchange rate movements

Xero’s international business accounting tools track currency exchange rates, and their effects on your cash flow and profits, in real time. You don’t need to be a finance whizz – Xero’s friendly multi-currency software makes it easy to monitor exchange rates and convert currencies as needed.

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    Use Xero’s real-time exchange rate updates to understand how they affect your international business costs
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    Get hourly exchange rates and balance updates to manage your expenses and transact at the best-possible times
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    Use multi-currency in Xero to convert currencies and invoice international customers.

Real-time insights multiple currencies

Xero’s multi-currency accounting software gives you local and foreign currency reports for insights on foreign currency fluctuations and their effects on your business. Customize the reports to your needs and make informed business decisions.

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    See all your foreign currency account balances and transactions, and your invoices and bills
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    Generate consolidated financial statements in multiple currencies for a clear view of your financial position
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    Customize reports to show balances of your local and foreign currencies, and your foreign currency exposure
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    Get accurate financial reporting to stay compliant with international accounting regulations

Go global with Xero accounting software

Xero automates your currency conversions and tracks exchange rates while you do international business. Xero accounting software and multi-currency accounting work as one seamless package, so you can easily transact across borders and keep accurate accounting and financial records.

Accounting software for your small business
 A tablet running Xero’s multi-currency accounting software shows a graph of global business growth.

Xero became a really critical tool for us as we took on more staff.

Kate uses Xero to run her business.

Two bakers preparing dough.

FAQs on Xero’s multi-currency accounting

Yes. Xero multi-currency accounting lets you assign a default foreign currency to a contact. When you create invoices or quotes, receive payments, bills or send purchase orders, they’ll show in the currency you’ve assigned to that contact. You can also change the currency on individual transactions if you need to.

Yes. Xero multi-currency accounting lets you assign a default foreign currency to a contact. When you create invoices or quotes, receive payments, bills or send purchase orders, they’ll show in the currency you’ve assigned to that contact. You can also change the currency on individual transactions if you need to.

Yes – although Xero’s multi-currency software automatically updates exchange rates, you can manually change them too.

Yes – although Xero’s multi-currency software automatically updates exchange rates, you can manually change them too.

Yes! Xero multi-currency accounting software converts international business transactions for you and updates your records. As well as receiving payments, you can prepare quotes and send invoices worldwide in over 160 currencies. Our currency conversion and invoicing tools make doing international business simpler, so you can manage your cash flow across foreign currency accounts with confidence.

Yes! Xero multi-currency accounting software converts international business transactions for you and updates your records. As well as receiving payments, you can prepare quotes and send invoices worldwide in over 160 currencies. Our currency conversion and invoicing tools make doing international business simpler, so you can manage your cash flow across foreign currency accounts with confidence.

Sophisticated multi-currency accounting software, like Xero, automates the entire foreign currency transaction process. Xero updates exchange rates while you make transactions so your records are always correct. You can also manually set exchange rates to reduce price fluctuations, and use Xero’s international business accounting tools to track your cash flow.

Sophisticated multi-currency accounting software, like Xero, automates the entire foreign currency transaction process. Xero updates exchange rates while you make transactions so your records are always correct. You can also manually set exchange rates to reduce price fluctuations, and use Xero’s international business accounting tools to track your cash flow.

Small business accounting tips and guides

Starting and growing a business? Get vital commercial and bookkeeping tips with our guides for small businesses.

See how Xero works for your business

Manage your finances, control cash flow, and integrate with apps – whatever business you’re in. See how Xero helps your type of business.

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Customize Xero to grow with your business

Find apps that integrate perfectly with Xero accounting software to boost your business growth.

Get the most out of Xero multi-currency

Xero Central is full of resources to help you get the most out of Xero's multi-currency accounting features.

Multi-currency in Xero

Use our multi-currency software to invoice your customers and receive payments in more than 160 currencies.

Multi-currency in Xero

Add a foreign currency in Xero

If you have a trial organization or pricing plan with multi-currency, you can add a foreign currency in Xero.

Add a foreign currency in Xero

Create a foreign currency transaction

Transact in foreign currencies with a pricing plan that includes multi-currency.

Create a foreign currency transaction

Start using Xero for free

Access Xero features for 30 days, then decide which plan best suits your business.

Plans to suit your business

All pricing plans cover the accounting essentials, with room to grow.

Early

Usually $20

Now $1

USD per month

Save $57 over 3 months

Growing

Usually $47

Now $2.35

USD per month

Save $133.95 over 3 months

Established

Usually $80

Now $4

USD per month

Save $228 over 3 months