Cash flow management for small businesses

Maintaining healthy cash flow is now more important than ever. Browse expert resources from Xero to improve your cash flow management.

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Understanding cash flow for business

Learn the fundamentals of cash flow management for business with our expert guides and articles.

Guides to help you manage business finances

Our expert guides explore how to maintain healthy cash flow and stay on top of your finances

Cash flow versus profit: What are the key differences?
Cash flow and profit are two key metrics that can help you assess the financial health of your business.
How to manage your finances and cash flow
Your small business exists to make you money. And you can't do that unless you manage your finances and cash flow
Cash flow forecasting for small businesses
Cash flow forecasting plays a vital role in effective cash flow management for your small business. Here’s how.
A guide to building the perfect cash flow app stack
We explore how you can diagnose cash flow issues in your business and find the right tools and processes to remedy them.
Strategies to manage late payments for UK small businesses
Getting paid on time is essential for small businesses. Learn why staying on top of late payments is so important.
How to invoice
Looking for help on making and sending invoices and getting them paid? Check out these tips on the art of invoicing.

Discover Xero’s cash flow calculator and supporting guides

Xero’s cash flow calculator and guides on cash flow calculations will help you better understand your financial health.

Xero’s cash flow calculator

Find out how much money is moving in and out of your business with our free cash flow calculator

Calculate your cash flow

How to calculate cash flow

Learn how to calculate cash flow and practice good cash flow management in our guide for small businesses.

Read our step-by-step guide

Discounted cash flow

We explore what discounted cash flow (DCF) is, how to calculate it, and how your small business could benefit.

Find out more

Money Matters report

Our 2023 Money Matters report shows that most UK small businesses struggle with maintaining a healthy cash flow. See how Xero can help you better manage your cash flow.

Read the Money Matters report

Using Xero for invoicing, bills and cash flow

Our video content explores how to use Xero to get your invoices paid faster, keep track of bills and stay on top of cash flow.

Get your invoices paid faster

Xero has a number of invoicing features to help you get paid faster. Discover our top five in this video.

How to get paid faster

Track your bills and pay them on time

Learn about Xero features that will help you track your bills and pay them on time to avoid late payment fees.

Tracking and paying bills

Webinar: Improve your cash flow

Learn how to improve your business’ financial performance and gain better financial control with Xero.

Stay on top of cash flow with Xero

A closer look at fostering healthy cash flow

Learn how to master cash flow management and build a healthy business with Xero.

Manage your cash flow in Xero
Xero has a number of features that will help you track and manage your cash flow. Here are our top four.
Stay on top of cash flow with Xero
Get a free cash flow forecast template
We provide you with a free cash flow forecast template, along with explaining how to make sense of a cash flow forecast.
Free cash flow forecast template
Get a free cash flow statement template
Take a look at our free cash flow statement template, along with an example of how to use it and how to pull data from your business.
Free cash flow statement template