Accounting software for sole traders

Manage your finances and send invoices easily with accounting software for sole traders and freelancers.

A baker who works as a sole trader in the kitchen with pies and quiches displayed on the kitchen table.

How Xero accounting software helps sole traders and freelancers

Easy online invoicing and quotes

Send up to 20 invoices and quotes each month with accounting software for sole traders on the Xero Starter plan, or upgrade your plan to send more.

Track and schedule bill payments

Pay up to five bills a month on the Xero Starter plan. See when bills are due, schedule payments and pay multiple suppliers in one go.

Simple accounting software for sole traders shows a schedule of bills for payment along with due dates.

Simple bank reconciliation

Easy online accounting for freelancers and sole traders with Xero software. Connect your bank account to track cash flow and save time on admin.

Sole traders can complete bank reconciliation from their mobile phones with simple accounting software.

Capture bills and receipts with Hubdoc

Automate manual accounting tasks like entering bills and receipts. Key information is extracted from each bill and receipt and sent into Xero.

Photo of a receipt taken on a mobile phone ready for adding into Xero.

Start using Xero for free

Access all Xero features for 30 days, then decide which plan best suits your business.

  • Included
    Safe and secure
  • Included
    Cancel any time
  • Included
    24/7 online support