Calculate your cash flow
Find out how much money is moving in and out of your business with our free cash flow calculator. Get a steer on how your business is tracking month to month so you can plan ahead with confidence.
- Calculate your net cash flow
- See how much you’re spending
- Forecast your monthly finances
How to use Xero’s cash flow calculator
Fill in the boxes on our cash flow calculator to see how much money is flowing through your business. If you don’t have exact figures, try to estimate them as accurately as possible. Some boxes might not be relevant to you. You can still use the cash flow calculator, just leave those boxes blank.
Xero cash flow calculator
This calculator helps you to forecast the cash flow of your business from month to month.
Your cash flow is: To be calculated
Cash flow is the net amount of money being transferred into and out of your business
Monthly money in –
Cash inflow is the money coming into your business
Monthly money out –
The money coming out of your business each month
Net cash flow –
The money coming into your business each month less the money going out
Potential cash flow –
Potential cash flow is your net cash flow if all your invoices are paid on time
Get a real time view of your cash flow with Xero. Start a 30 day free trial
Disclaimer
The cash flow calculator is for general information only and should not be taken as taxation, financial, investment or legal advice. Xero recommends that you always obtain specific and detailed professional advice about any business decision.
Understand your cash flow instantly
Xero allows you to automate tasks and access numbers in real-time so you have a better understanding of your money – without a cash flow calculator.
Try Xero for free
More about online accounting with Xero
What is Xero?
With Xero’s online accounting software, you can manage your small business in the cloud.
Business on the go
Use Xero’s cloud accounting anytime, on any device with the internet.
Cash flow support
Browse other resources like our cash flow calculator to improve your cash flow management.
Get paid faster with online invoice payments
Keep cash flowing by allowing your customers to pay online, straight from an invoice, with Xero’s click-to-pay functionality.
Learn more about online payments
Resources for a healthy cash flow
For more resources like our cash flow calculator, browse our cash flow content hub where you can find expert guides to support you with cash flow management.
Explore our cash flow resources
Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
Starter
£15
GBP per month
Accounting basics to simplify admin for the self-employed.
Standard
£30
GBP per month
Accounting tools to automate admin for growing businesses.
Premium
£42
GBP per month
Streamlined accounting and payroll tools for employing businesses.
Ultimate
£55
GBP per month
Accounting, payroll and forecasting tools for employing businesses.
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.