Get 80% off your plan for your first 3 months*

Recurring billing software that does the work for you

Set up your billing schedule just once! Xero then automatically sends the bills each month, makes it easy for your customers to settle up, and reminds late payers for you. Swap annoying spreadsheets for Xero’s single, speedy system – and boost your cash flow too!

How Xero's recurring billing software works

Want a fast, accurate billing process? Power up the automations the way you want them to work. Find out more about billing and invoicing with Xero.

  1. Tell Xero how to send your repeating invoices

    Create a billing template, choose the frequency, and set due dates. That’s it – Xero sends your invoices from then on.

  2. Add a Pay now button to your invoices

    Customers pay directly from their invoices – so you get paid up to twice as fast.

  3. Reconcile your payments at speed

    Once you connect your bank to Xero, AI tools help you fly through your reconciliations and keep your books up to date.

Invoice your way, free from grunt work

Xero keeps you in control of your billing. Set up the invoice templates with your branding and payment terms. Tell Xero how often to send the invoices – every week or month, for example. And choose the wording for Xero’s payment reminder emails.

  • Included
    Update a template and the changes will apply to all future invoices
  • Included
    Send reminder emails the way you want – for example, when a payment is due in 2 days or is overdue by a week
  • Included
    Connect your bank account and Xero will stop emailing reminders as soon as the payment arrives
A screen shows confirmation that an invoice has been sent with Xero online invoicing software; the payment status is visible.

Let customers pay online and get paid faster

When every hassle discourages your customers from settling up, Xero gives them a slick process. Send their invoices by email or SMS. Add a Pay now button so they can pay by credit card, debit card, ACH debit, Apple Pay, Google Pay, and more — right from the invoice. Easy!

  • Included
    Choose the payment methods to offer customers
  • Included
    Connect Xero with trusted payment gateways like Stripe and GoCardless, so customers feel secure
  • Included
    Xero customers who send invoices by SMS find they're paid the same day, on average
Here’s more on setting up payments with Xero
A Xero invoice with a Pay now button, showing multiple payment options for the customer.

Stop chasing late payments

No more awkward phone calls! Xero sends polite reminders to your forgetful customers. They’re more likely to settle up without you needing to chase – and you get the cash in the bank sooner.

  • Included
    Choose the wording of reminder emails so they sound like you
  • Included
    Send reminders when they’re most impactful – maybe a customer will react to a nudge after a week, for example
  • Included
    Set up your automations and then let them work in the background
Here’s a guide to managing cash flow
A list of bank accounts and overdue invoices in the Xero interface.

Your billing and books in one place

Xero is an all-in-one system for your billing and accounting. Connect your bank account so payment data flows in. Reconcile transactions as you go. And keep your numbers up to date for a clear view of your cash flow. 88% of customers agree Xero helps improve their financial visibility.

  • Included
    Xero connects to over 21,000 banks and financial institutions, including Bank of America and Capital One
  • Included
    Connect Avalara to automatically calculate sales tax across 13,000 US tax jurisdictions
  • Included
    Run customized reports like P&L, balance sheets, and cash flow projections
  • Included
    Collaborate with your accountant in the cloud-based software (add Xero users for no extra cost)
Find out more about Xero’s analytics tools and reporting
Business dashboard showing a Profit and Loss line graph with upward growth and a Top transactions list for June.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

$5.40 per month

for the first 3 months

Then $27 per month

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Track income and expenses
  • Included
    Free expert setup help

Growing

$11.80 per month

for the first 3 months

Then $59 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Budget with smart suggestions
  • Included
    Auto-reconcile transactions
  • Included
    Track income and expenses
  • Included
    Free expert setup help

Forecast with clarity

Forecast with clarity

Established

$19.40 per month

for the first 3 months

Then $97 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry
  • Included
    Make online bill payments (International)
  • Included
    Budget with smart suggestions
  • Included
    Auto-reconcile transactions
  • Included
    Track income and expenses
  • Included
    Free expert setup help

Build the right billing system for your business

Want to strengthen your billing workflows? Use Xero for a robust accounting and billing platform. Then connect apps for advanced tools in areas from subscription invoicing to financial reporting and HR. Everything works together so you get a single set of financial records.

  • Included
    4 in 5 customers who connect apps save up to 6 hours per month due to eliminating manual data entry.
  • Included
    Over 1000 apps, including Square for payments, Gusto for payroll, and Stripe for online payments
  • Included
    Add or delete apps when you need them – no tech experience needed
Look around the Xero App Store

Monthly billing software for every business

Recurring billing software isn't just for SaaS. Any business with predictable, repeating bills can save time with Xero’s automations. With over 4.9 million users globally, Xero is flexible software for busy small business owners.

  • Included
    Unlike QuickBooks, Xero lets you add unlimited users at no extra cost as your business grows
  • Included
    Collaborate online with your team and accountant in Xero’s cloud-based software
  • Included
    Switch Xero plan at any time to access more features
See how Xero compares with QuickBooks
A gym owner discussing Xero's accounting software with their business partner.

FAQs on Xero’s automated billing system

Recurring billing software automates the process of charging customers on a regular schedule – weekly, monthly, quarterly, or annually – for ongoing products or services.

Xero’s recurring billing system makes it easy to set up billing templates to your specific requirements, and add your logo and payment terms. Xero then automatically sends the invoices and reminds your customers about late payments for you.

Recurring billing software automates the process of charging customers on a regular schedule – weekly, monthly, quarterly, or annually – for ongoing products or services.

Xero’s recurring billing system makes it easy to set up billing templates to your specific requirements, and add your logo and payment terms. Xero then automatically sends the invoices and reminds your customers about late payments for you.

Manage your billing from anywhere, anytime

The Xero Accounting app lets you work on the go. Dash off an invoice on your phone, accept an in-person payment, or run reports with your investor. Sail through the admin and stay productive away from the desk!

  • Included
    The Xero Accounting app is rated 4.7 on iOS and Android
  • Included
    Create and send invoices, see who just paid you, and get a reliable view of your cash flow
  • Included
    Accept in-person payments with the Xero Accounting app on your phone – no extra hardware needed
  • Included
    Your data flows between Xero’s billing app and the rest of the software for one set of accounting records
See what else the Xero Accounting app does for you
A business owner views the Xero dashboard in the accounting app to see charts and key small business metrics.

It’s easy to get going with Xero

Around half of small businesses get set up with Xero in under 4 hours. No technical experience needed!

1:1 setup guidance from a Xero Coach

Get help setting up your Xero organization, including your bank feed, invoicing, and apps.

Xero Coaches onboarding

Round-the-clock customer support

And from then on, ask the online support team for help 24/7.

Customer support with Xero

Accounting guides and technical resources

Want to know more? Find tons of videos and guides on accounting and business skills.

Accountant and bookkeeper resources

Get one month free

Get started with Xero today.

Explore useful features to run your business

Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.

*Fees apply for other payment methods.