Recurring billing software that does the work for you
Set up your billing schedule just once! Xero then automatically sends the bills each month, makes it easy for your customers to settle up, and reminds late payers for you. Swap annoying spreadsheets for Xero’s single, speedy system – and boost your cash flow too!
How Xero's recurring billing software works
Want a fast, accurate billing process? Power up the automations the way you want them to work. Find out more about billing and invoicing with Xero.
Tell Xero how to send your repeating invoices
Create a billing template, choose the frequency, and set due dates. That’s it – Xero sends your invoices from then on.
Add a Pay now button to your invoices
Customers pay directly from their invoices – so you get paid up to twice as fast.
Reconcile your payments at speed
Once you connect your bank to Xero, AI tools help you fly through your reconciliations and keep your books up to date.
Invoice your way, free from grunt work
Xero keeps you in control of your billing. Set up the invoice templates with your branding and payment terms. Tell Xero how often to send the invoices – every week or month, for example. And choose the wording for Xero’s payment reminder emails.
- Update a template and the changes will apply to all future invoices
- Send reminder emails the way you want – for example, when a payment is due in 2 days or is overdue by a week
- Connect your bank account and Xero will stop emailing reminders as soon as the payment arrives

Let customers pay online and get paid faster
When every hassle discourages your customers from settling up, Xero gives them a slick process. Send their invoices by email or SMS. Add a Pay now button so they can pay by credit card, debit card, ACH debit, Apple Pay, Google Pay, and more — right from the invoice. Easy!
- Choose the payment methods to offer customers
- Connect Xero with trusted payment gateways like Stripe and GoCardless, so customers feel secure
- Xero customers who send invoices by SMS find they're paid the same day, on average

Stop chasing late payments
No more awkward phone calls! Xero sends polite reminders to your forgetful customers. They’re more likely to settle up without you needing to chase – and you get the cash in the bank sooner.
- Choose the wording of reminder emails so they sound like you
- Send reminders when they’re most impactful – maybe a customer will react to a nudge after a week, for example
- Set up your automations and then let them work in the background
Your billing and books in one place
Xero is an all-in-one system for your billing and accounting. Connect your bank account so payment data flows in. Reconcile transactions as you go. And keep your numbers up to date for a clear view of your cash flow. 88% of customers agree Xero helps improve their financial visibility.
- Xero connects to over 21,000 banks and financial institutions, including Bank of America and Capital One
- Connect Avalara to automatically calculate sales tax across 13,000 US tax jurisdictions
- Run customized reports like P&L, balance sheets, and cash flow projections
- Collaborate with your accountant in the cloud-based software (add Xero users for no extra cost)

Pay your bills at no extra cost
Free standard ACH bill payments are now included in Xero business plans.*
Build the right billing system for your business
Want to strengthen your billing workflows? Use Xero for a robust accounting and billing platform. Then connect apps for advanced tools in areas from subscription invoicing to financial reporting and HR. Everything works together so you get a single set of financial records.
- 4 in 5 customers who connect apps save up to 6 hours per month due to eliminating manual data entry.
- Over 1000 apps, including Square for payments, Gusto for payroll, and Stripe for online payments
- Add or delete apps when you need them – no tech experience needed
Monthly billing software for every business
Recurring billing software isn't just for SaaS. Any business with predictable, repeating bills can save time with Xero’s automations. With over 4.9 million users globally, Xero is flexible software for busy small business owners.
- Unlike QuickBooks, Xero lets you add unlimited users at no extra cost as your business grows
- Collaborate online with your team and accountant in Xero’s cloud-based software
- Switch Xero plan at any time to access more features

FAQs on Xero’s automated billing system
Recurring billing software automates the process of charging customers on a regular schedule – weekly, monthly, quarterly, or annually – for ongoing products or services.
Xero’s recurring billing system makes it easy to set up billing templates to your specific requirements, and add your logo and payment terms. Xero then automatically sends the invoices and reminds your customers about late payments for you.
Recurring billing software automates the process of charging customers on a regular schedule – weekly, monthly, quarterly, or annually – for ongoing products or services.
Xero’s recurring billing system makes it easy to set up billing templates to your specific requirements, and add your logo and payment terms. Xero then automatically sends the invoices and reminds your customers about late payments for you.
Manage your billing from anywhere, anytime
The Xero Accounting app lets you work on the go. Dash off an invoice on your phone, accept an in-person payment, or run reports with your investor. Sail through the admin and stay productive away from the desk!
- The Xero Accounting app is rated 4.7 on iOS and Android
- Create and send invoices, see who just paid you, and get a reliable view of your cash flow
- Accept in-person payments with the Xero Accounting app on your phone – no extra hardware needed
- Your data flows between Xero’s billing app and the rest of the software for one set of accounting records

It’s easy to get going with Xero
Around half of small businesses get set up with Xero in under 4 hours. No technical experience needed!
1:1 setup guidance from a Xero Coach
Get help setting up your Xero organization, including your bank feed, invoicing, and apps.
Round-the-clock customer support
And from then on, ask the online support team for help 24/7.
Accounting guides and technical resources
Want to know more? Find tons of videos and guides on accounting and business skills.
Explore useful features to run your business
Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.
*Fees apply for other payment methods.

