Invoicing software for small business
Choose the invoicing software that small businesses love for its ease of use and the time it saves them. Xero online accounting software for small businesses includes invoicing and much more.
Professional small business invoices
Details are clearly presented and invoices well laid out with your own logo and business info.
Send invoices anywhere, any time
Create and send an invoice from the mobile app or desktop software as soon as the job is done.
See who’s paid and who hasn’t
View the status of your invoices – unsent, sent, paid or overdue – in the invoicing software.
Let Xero chase late payments
Set up your billing system so the software automatically sends payment reminders for you.
Professional small business invoices
Easily set up one or more invoice templates for your small business that include your logo, business name, contact details, payment terms and a standard message.
Send invoices anywhere, any time
Easily add new customers, create and send invoices, and view unpaid invoices wherever you are, using Xero’s invoicing software on any device. Sending invoices promptly means the money is likely to come into your small business sooner.
See who’s paid and who hasn’t
Look up a list of which invoices have been paid and which haven’t, as well as those anyone in your small business has created but not sent. View the full invoice and the customer contact details. The invoicing software also displays the total of unpaid or overdue invoices.
Let Xero chase late payments
The invoicing software in Xero lets you set up automatic reminders so customers receive a customized email from your small business when an invoice is due or overdue for payment.
More about invoicing software for small business
Xero’s invoicing software can make your life much easier, simplifying the tasks you need to do. This short video covers creating an invoice, adding your payment terms, setting up payment options, getting paid faster with automated invoice reminders, and invoicing on the spot with the mobile app.
Find out how Xero’s invoicing software helps streamline invoicingXero’s invoicing software can make your life much easier, simplifying the tasks you need to do. This short video covers creating an invoice, adding your payment terms, setting up payment options, getting paid faster with automated invoice reminders, and invoicing on the spot with the mobile app.
Find out how Xero’s invoicing software helps streamline invoicingWith Xero’s small business invoicing software, you can work smarter, not harder, with more time to focus on what you do best instead of on admin. Xero’s invoicing system automates routine invoicing tasks and provides the flexibility small businesses need to operate smoothly and efficiently.
Learn more about what Xero invoicing does and how it worksWith Xero’s small business invoicing software, you can work smarter, not harder, with more time to focus on what you do best instead of on admin. Xero’s invoicing system automates routine invoicing tasks and provides the flexibility small businesses need to operate smoothly and efficiently.
Learn more about what Xero invoicing does and how it works
Pay your bills at no extra cost
Free standard ACH bill payments are now included in Xero business plans.*
Early
for the first 6 months
Then $25 per month
An easy financial foundation - track cash flow with the essentials.
- Send quotes and 20 invoices†
- Accept online invoice payments^
- 5 bills
- Reconcile bank transactions
- Smart Document Capture
- View real-time reports
- W-9 + 1099 management
- Sales tax
- Visualize performance with basic graphs
- 30 day cash flow forecast
- Make online bill payments†† (Free ACH)
Growing
for the first 6 months
Then $55 per month
Go beyond the basics - automate tasks and access performance dashboards.
- Send invoices and quotes
- Accept online invoice payments^
- Automate bill entry and track bills
- Auto-reconcile bank transactions (Beta)
- Smart Document Capture
- View real-time reports
- W-9 + 1099 management
- Sales tax
- Visualize performance with graphs
- 60 day cash flow forecast
- Make online bill payments†† (Free ACH)
- Customize performance dashboards
- Tailored financial health scorecards
Forecast with clarity
Forecast with clarity
Established
for the first 6 months
Then $90 per month
Future proof your scaling business - with advanced tools and analytics.
- Send invoices and quotes
- Accept online invoice payments^
- Automate bill entry and track bills
- Auto-reconcile bank transactions (Beta)
- Smart Document Capture
- View real-time reports
- W-9 + 1099 management
- Sales tax
- Visualize performance with graphs
- 180 day cash flow forecast
- Make online bill payments†† (Free ACH)
- Customize performance dashboards
- Tailored financial health scorecards
- Analyze KPIs and ratios
- Use multiple currencies
- Track time and costs for projects
- Employee expense and mileage claims
- Benchmark against the industry
Get one month free
Sign up to any Xero plan, and we will give you the first month free.
Xero reserves the right to change pricing at any time. All prices are listed in USD and do not include applicable taxes. Taxes will be calculated based on your billing address before you enter your payment information. Your monthly recurring total will be updated accordingly in the following steps. Xero subscriptions auto-renew monthly until they are cancelled. If you later decide to change to a less expensive plan you can do so 1 month after upgrading.
*New customers get 90% off for the first 6 months, then Xero’s regular price will apply and auto-renew monthly until cancelled. Only available to customers in the United States purchasing their first organization on xero.com. Offer available until 11:59 pm UTC on 30 June 2026 using code EOFY906US2606. Discount applies to base Early, Growing, Established plan subscriptions and does not apply to any additional charges for add‑ons, usage and payment fees, unless otherwise specified. This offer cannot be used with, or exchanged for, any other offer. Xero can change or cancel this offer at any time.
†Invoice limits for the Early plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.
^Payment fees apply to the use of online invoice payments. See here for more information.
**Median payment times of invoices with a payment service included and sent via SMS by customers using Xero in US from 9/1/2024 to 3/31/2025 (compared to invoices sent by email and without payment service included).
a. †† Standard ACH payments are included in your Xero plan (fees apply for other payment methods). Any payment fees are in addition to your Xero monthly subscription amount and are not eligible for subscription discounts and offers. Fees exclude applicable taxes. See here for more information.
b. ^Payment fees apply to the use of online invoice payments. See here for more information.
Xero reserves the right to change pricing at any time. All prices are listed in USD and do not include applicable taxes. Taxes will be calculated based on your billing address before you enter your payment information. Your monthly recurring total will be updated accordingly in the following steps. Xero subscriptions auto-renew monthly until they are cancelled. If you later decide to change to a less expensive plan you can do so 1 month after upgrading.
*New customers get 90% off for the first 6 months, then Xero’s regular price will apply and auto-renew monthly until cancelled. Only available to customers in the United States purchasing their first organization on xero.com. Offer available until 11:59 pm UTC on 30 June 2026 using code EOFY906US2606. Discount applies to base Early, Growing, Established plan subscriptions and does not apply to any additional charges for add‑ons, usage and payment fees, unless otherwise specified. This offer cannot be used with, or exchanged for, any other offer. Xero can change or cancel this offer at any time.
†Invoice limits for the Early plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.
^Payment fees apply to the use of online invoice payments. See here for more information.
**Median payment times of invoices with a payment service included and sent via SMS by customers using Xero in US from 9/1/2024 to 3/31/2025 (compared to invoices sent by email and without payment service included).
a. †† Standard ACH payments are included in your Xero plan (fees apply for other payment methods). Any payment fees are in addition to your Xero monthly subscription amount and are not eligible for subscription discounts and offers. Fees exclude applicable taxes. See here for more information.
b. ^Payment fees apply to the use of online invoice payments. See here for more information.
*Fees apply for other payment methods.