Get paid up to twice as fast with online invoice payments.

Accept debit card, credit card and ACH debit payments straight from a Xero online invoice using global payment services like Stripe and GoCardless. Easy for you, easy for your customers.

Try Xero for free

Pay now

Using a payment service with your online invoices adds a 'pay now' button, allowing your customers to pay you instantly, online.

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Payment options that suit you, and your customers

Debit card, credit card, ACH debit, Apple Pay… with multiple ways to pay, you can find the right method for you and your customers.


accept credit card payments online with apple pay

Automatic payments

Do you regularly invoice the same customers again and again? Use Stripe auto pay or GoCardless ACH debit to get your customers set up with automatic payments, saving time for everyone

accept PayPal payments

Make getting paid easier

Quick account set up

Open a Stripe or GoCardless account directly from Xero

Seamless reconciliation

Easily reconcile payments against your invoices

Collect recurring payments

Automatically bill regular customers

Low fees

No sign-up fees and low transaction fees


Protects you and your customers from fraudulent activity

Easy for your customers

Simple check out experience on invoices

Start taking payments now with our preferred providers

We work with Stripe and GoCardless to make sure you’re ready to accept payments in just a few clicks.


Stripe is a leading online payments solution that lets your customers pay with debit card, credit card or Apple Pay. With a feed into Xero for easy reconciliation, and auto pay for automatic payments, Stripe makes it easier for you to accept payments in Xero.

Learn more about Stripe


GoCardless is a global leader in ACH debit payments. Collect one off or recurring payments on the day they are due, so you never have to chase a payment again. With automatic reconciliation in Xero, GoCardless improves your cash flow and reduces your admin.

Learn more about GoCardless

Try payment services for free for 30 days

See for yourself how Xero payment services works.
Set up payment services to accept credit card payments, or try out the Xero demo company.

Try Xero payments
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Invoicing | Bank reconciliation | All features