Accounting ERP software starts with Xero
Looking to strengthen your enterprise resource planning (ERP)? Start with Xero. Manage finances with tools like automated invoicing and easy tax advisor collaboration, then connect third-party apps to build your all-in-one ERP system.

Create ERP software for your small business
Xero is your foundation
Want to win at business? Start with a sound financial plan. Xero gives you accurate numbers whenever you need them, whether it’s a short-term cash flow projection or real-time data on your inventory. From here, add third-party apps and customize your Xero organization to suit your needs.
- Xero streamlines your financial admin, including your invoicing, billing, and payroll
- Data flows seamlessly between your Xero organization and apps so your info is always accurate everywhere
- All your financial information is kept in the cloud for you to access anytime, from anywhere
Simplify your financial admin with Xero ERP and accounting software
Xero helps you breeze through your financial admin so you can focus on your business
Automate your workflows
Let Xero handle your admin, from automatically sending invoice reminders to tracking your inventory. Simple!
Keep everything in one place
Store all your financial admin in the cloud, secure and ready for last-minute meetings and working on the go.
Easily collaborate with your team
Look at the same numbers as your employees or accountant in online meetings at the same time – and make decisions there.
How Xero already supports your ERP
What about before you integrate apps? Xero’s core features work together beautifully to give you a unified system for running your business. No more guesswork with your numbers or switching between tools – just a single source of truth you can rely on, and more confidence in your business strategy.
- Automations replace your manual data entry with fast, accurate processes, like automated bank reconciliation
- All your financial data in Xero’s cloud ERP system simplifies your invoicing, billing, and bank reconciliation
- Features include multi-currency accounting, online payments, analytics, and project tracking

90% of customers agree Xero helps their business run more efficiently
*Source: survey conducted by Xero of 271 small businesses in the US using Xero, May-June 2024
Know your numbers for business growth
Maybe you want to take on more staff. Or double your operations. Whatever your vision, look to Xero for full visibility of your numbers, including real-time data insights and customized reports. Then create your detailed roadmap for the months ahead.
A customized dashboard for your headline numbers
See your most crucial metrics – like sales and upcoming invoices – on your customizable Xero dashboard.
Read about your customizable Xero dashboardDeep insights from business reports
Get a full understanding of how your business is doing with a range of reports, including balance sheets.
Read about reportsCash-flow projections
Improve your financial planning by knowing exactly how much cash you’ve got, so you can time purchases to perfection.

An ERP system for your small business
When your business evolves, your Xero software evolves with it, adapting to new challenges and requirements.
- Upgrade your Xero subscription whenever you need new features like enhanced project-tracking
- Add Xero users and assign permissions like payroll admin to share the workload with your team
- Handle increasing data volumes as you scale your business

Find an accountant for advice
Need professional help with your ERP? No problem!
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See how Xero boosts your business
Xero covers accounting, analytics, online invoicing, payments, and plenty more.

Expand your ERP system with apps
Ready to create ERP accounting software the way you want it? Set up Xero to your own preferences by adding your choice of third-party apps, all reviewed and rated. Find apps built for your industry, business type, and tasks – and build your perfect ERP system.
- Manage leads, track sales, and automate your workflows with HubSpot, Capsule CRM, and other CRM apps
- Track your stock levels and smooth your supply chain with apps like Cin7 for your inventory management
- Allocate resources and track profitability with Projectworks, ROLL, and more project management apps
- Simplify your pay days with the likes of Deputy, Harvest, and Jibble payroll apps
Key features of ERP business software
Online invoicing
Work smarter, not harder with Xero’s intuitive invoicing software. With Xero online accounting, you can send invoices, automate reminders and so much more from the comfort of your desktop or mobile app. Finish your invoice admin at a time that works for you and your small business.
Pay bills
Track and pay bills on time. And get a clear overview of accounts payable and cash flow.
Bank reconciliation
Keep your account balances and financials up to date. Easily confirm that the transactions in your bank accounts are recorded in your business financial records with Xero’s bank reconciliation software.
Inventory
Manual inventory management processes are tedious, and mistakes can be expensive. Take control of your stock with Xero’s inventory software, and streamline invoicing and ordering from your device.
Reporting
Track your finances with accurate accounting reports. And collaborate with your advisor online in real time.
Everything goes into Xero and it’s all right there at my fingertips.
Leslie Peterson, owner of Berkshire Hathaway Homes Services.

Frequently asked questions
ERP stands for Enterprise Resource Planning. ERP software is an integrated platform that connects core business functions – accounting, inventory, procurement, HR, payroll, manufacturing, CRM, and more – into one system for operations management. The goal is to eliminate data silos, reduce manual data transfer between departments, and give business leaders a unified view of operations and finances in real time.
ERP stands for Enterprise Resource Planning. ERP software is an integrated platform that connects core business functions – accounting, inventory, procurement, HR, payroll, manufacturing, CRM, and more – into one system for operations management. The goal is to eliminate data silos, reduce manual data transfer between departments, and give business leaders a unified view of operations and finances in real time.
Accounting software focuses primarily on financial management – bookkeeping, invoicing, payroll, reporting, and tax. ERP software encompasses accounting but also integrates non-financial functions like production, warehousing, HR, and CRM. Traditional ERP systems are large, complex, and expensive. Modern cloud accounting platforms like Xero sit between traditional accounting software and full ERP – covering the accounting layer deeply while integrating with specialist apps for other business functions.
Accounting software focuses primarily on financial management – bookkeeping, invoicing, payroll, reporting, and tax. ERP software encompasses accounting but also integrates non-financial functions like production, warehousing, HR, and CRM. Traditional ERP systems are large, complex, and expensive. Modern cloud accounting platforms like Xero sit between traditional accounting software and full ERP – covering the accounting layer deeply while integrating with specialist apps for other business functions.
Yes to both. If you operate multiple business entities, Xero lets you manage separate organizations under a single login and switch between them without logging out. For businesses transacting across borders, Xero supports over 160 currencies and updates exchange rates automatically on every transaction. You can assign a default currency to each contact and manually override rates when needed. Multi-currency is available on higher-tier Xero plans – check the pricing page for current plan inclusions.
Yes to both. If you operate multiple business entities, Xero lets you manage separate organizations under a single login and switch between them without logging out. For businesses transacting across borders, Xero supports over 160 currencies and updates exchange rates automatically on every transaction. You can assign a default currency to each contact and manually override rates when needed. Multi-currency is available on higher-tier Xero plans – check the pricing page for current plan inclusions.
Not necessarily. Full ERP systems are typically designed for mid-market and enterprise companies with complex, cross-departmental operations. For many small and growing businesses, cloud accounting software like Xero – combined with a few specialist apps for inventory, payroll, or CRM – provides ERP-like functionality at a fraction of the cost and complexity. If you’re outgrowing spreadsheets and separate tools, Xero is a great starting point.
Not necessarily. Full ERP systems are typically designed for mid-market and enterprise companies with complex, cross-departmental operations. For many small and growing businesses, cloud accounting software like Xero – combined with a few specialist apps for inventory, payroll, or CRM – provides ERP-like functionality at a fraction of the cost and complexity. If you’re outgrowing spreadsheets and separate tools, Xero is a great starting point.
Traditional ERP systems are designed for mid-market and enterprise companies with complex operational needs. They offer deeper cross-departmental integration, while Xero’s approach is to connect apps to its core software to streamline and connect business data. Xero is quick and easy to set up and is designed for small and growing businesses.
Traditional ERP systems are designed for mid-market and enterprise companies with complex operational needs. They offer deeper cross-departmental integration, while Xero’s approach is to connect apps to its core software to streamline and connect business data. Xero is quick and easy to set up and is designed for small and growing businesses.
For many small and mid-sized businesses, yes – especially when Xero is combined with specialist apps from the Xero App Store to connect more parts of the business in one place. A business might use Xero for accounting, Cin7 for inventory and manufacturing, Gusto for payroll, HubSpot for CRM, and Deputy for workforce management – all integrated with Xero as the financial backbone. This connected app approach can help businesses manage more of their operations in one place, delivering an ERP-like capability.
For many small and mid-sized businesses, yes – especially when Xero is combined with specialist apps from the Xero App Store to connect more parts of the business in one place. A business might use Xero for accounting, Cin7 for inventory and manufacturing, Gusto for payroll, HubSpot for CRM, and Deputy for workforce management – all integrated with Xero as the financial backbone. This connected app approach can help businesses manage more of their operations in one place, delivering an ERP-like capability.
Xero covers several core ERP functions natively: financial accounting and reporting, accounts payable and receivable, purchase orders, inventory management, payroll, project costing, expense management, and multi-currency. Through the Xero App Store, these capabilities extend to warehouse management, manufacturing, advanced CRM, HR, and more, with over 1000 apps to choose from.
Xero covers several core ERP functions natively: financial accounting and reporting, accounts payable and receivable, purchase orders, inventory management, payroll, project costing, expense management, and multi-currency. Through the Xero App Store, these capabilities extend to warehouse management, manufacturing, advanced CRM, HR, and more, with over 1000 apps to choose from.
Absolutely! You can pay your bills online and integrate third-party apps to further improve the process. The Hubdoc app, for example, captures transaction data from your paper bills and receipts, then publishes it to Xero so your numbers are instantly up to date. Whatever apps you add, data flows across your Xero system so your figures are up to date.
Absolutely! You can pay your bills online and integrate third-party apps to further improve the process. The Hubdoc app, for example, captures transaction data from your paper bills and receipts, then publishes it to Xero so your numbers are instantly up to date. Whatever apps you add, data flows across your Xero system so your figures are up to date.
If your business uses a full ERP system, Xero can be connected via API or custom integrations to sync financial data between systems. Some ERP vendors also offer native Xero connectors. Common use cases include syncing sales orders from an ERP into Xero as invoices, or posting journal entries from an ERP's general ledger module into Xero for consolidated reporting.
If your business uses a full ERP system, Xero can be connected via API or custom integrations to sync financial data between systems. Some ERP vendors also offer native Xero connectors. Common use cases include syncing sales orders from an ERP into Xero as invoices, or posting journal entries from an ERP's general ledger module into Xero for consolidated reporting.
A business may consider moving beyond Xero as its sole platform when it needs more complex operational capabilities than Xero’s core features provide. Xero covers accounting, payroll, tax and cash flow reporting, and can be extended with more than 1,000 connected apps for needs such as payroll, sales data management, and industry-specific workflows. Businesses can also connect apps to Xero to manage more of their business in one place, using the same information across different parts of the business.
A business may consider moving beyond Xero as its sole platform when it needs more complex operational capabilities than Xero’s core features provide. Xero covers accounting, payroll, tax and cash flow reporting, and can be extended with more than 1,000 connected apps for needs such as payroll, sales data management, and industry-specific workflows. Businesses can also connect apps to Xero to manage more of their business in one place, using the same information across different parts of the business.
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