Limited time only
90% off your plan for your first 6 months

Offer ends 30 June 2026. Terms apply

Accounting ERP software starts with Xero

Looking to strengthen your enterprise resource planning (ERP)? Start with Xero. Manage finances with tools like automated invoicing and easy tax advisor collaboration, then connect third-party apps to build your all-in-one ERP system.

 Two colleagues review data insights and track expenses using Xero’s accounting software and ERP system.

Create ERP software for your small business

Xero is your foundation

Want to win at business? Start with a sound financial plan. Xero gives you accurate numbers whenever you need them, whether it’s a short-term cash flow projection or real-time data on your inventory. From here, add third-party apps and customize your Xero organization to suit your needs.

  • Included
    Xero streamlines your financial admin, including your invoicing, billing, and payroll
  • Included
    Data flows seamlessly between your Xero organization and apps so your info is always accurate everywhere
  • Included
    All your financial information is kept in the cloud for you to access anytime, from anywhere
See what Xero can do for you

Simplify your financial admin with Xero ERP and accounting software

Xero helps you breeze through your financial admin so you can focus on your business

  • Tick

    Automate your workflows

    Let Xero handle your admin, from automatically sending invoice reminders to tracking your inventory. Simple!

  • Tick

    Keep everything in one place

    Store all your financial admin in the cloud, secure and ready for last-minute meetings and working on the go.

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    Easily collaborate with your team

    Look at the same numbers as your employees or accountant in online meetings at the same time – and make decisions there.

How Xero already supports your ERP

What about before you integrate apps? Xero’s core features work together beautifully to give you a unified system for running your business. No more guesswork with your numbers or switching between tools – just a single source of truth you can rely on, and more confidence in your business strategy.

  • Included
    Automations replace your manual data entry with fast, accurate processes, like automated bank reconciliation
  • Included
    All your financial data in Xero’s cloud ERP system simplifies your invoicing, billing, and bank reconciliation
  • Included
    Features include multi-currency accounting, online payments, analytics, and project tracking
Check out all of Xero’s features
A small business owner uses ERP software for small businesses on their laptop.

90% of customers agree Xero helps their business run more efficiently

*Source: survey conducted by Xero of 271 small businesses in the US using Xero, May-June 2024

Know your numbers for business growth

Maybe you want to take on more staff. Or double your operations. Whatever your vision, look to Xero for full visibility of your numbers, including real-time data insights and customized reports. Then create your detailed roadmap for the months ahead.

A customized dashboard for your headline numbers

See your most crucial metrics – like sales and upcoming invoices – on your customizable Xero dashboard.

Read about your customizable Xero dashboard

Deep insights from business reports

Get a full understanding of how your business is doing with a range of reports, including balance sheets.

Read about reports

Cash-flow projections

Improve your financial planning by knowing exactly how much cash you’ve got, so you can time purchases to perfection.

A small business owner uses Xero ERP software for their accounting, with data presented as a bar chart.

An ERP system for your small business

When your business evolves, your Xero software evolves with it, adapting to new challenges and requirements.

  • Included
    Upgrade your Xero subscription whenever you need new features like enhanced project-tracking
  • Included
    Add Xero users and assign permissions like payroll admin to share the workload with your team
  • Included
    Handle increasing data volumes as you scale your business
A variety of data visualizations include a bar chart, line chart, and pie chart.

Find an accountant for advice

Need professional help with your ERP? No problem!

A Xero user showing his friend the software.

See how Xero boosts your business

Xero covers accounting, analytics, online invoicing, payments, and plenty more.

Graphic of charts, coins and paperwork with an arrow pointing up

Expand your ERP system with apps

Ready to create ERP accounting software the way you want it? Set up Xero to your own preferences by adding your choice of third-party apps, all reviewed and rated. Find apps built for your industry, business type, and tasks – and build your perfect ERP system.

  • Included
    Manage leads, track sales, and automate your workflows with HubSpot, Capsule CRM, and other CRM apps
  • Included
    Track your stock levels and smooth your supply chain with apps like Cin7 for your inventory management
  • Included
    Allocate resources and track profitability with Projectworks, ROLL, and more project management apps
  • Included
    Simplify your pay days with the likes of Deputy, Harvest, and Jibble payroll apps
There’s more on the Xero App Store

Key features of ERP business software

  • Online invoicing

    Work smarter, not harder with Xero’s intuitive invoicing software. With Xero online accounting, you can send invoices, automate reminders and so much more from the comfort of your desktop or mobile app. Finish your invoice admin at a time that works for you and your small business.

  • Pay bills

    Track and pay bills on time. And get a clear overview of accounts payable and cash flow.

  • Bank reconciliation

    Keep your account balances and financials up to date. Easily confirm that the transactions in your bank accounts are recorded in your business financial records with Xero’s bank reconciliation software.

  • Inventory

    Manual inventory management processes are tedious, and mistakes can be expensive. Take control of your stock with Xero’s inventory software, and streamline invoicing and ordering from your device.

  • Reporting

    Track your finances with accurate accounting reports. And collaborate with your advisor online in real time.

Everything goes into Xero and it’s all right there at my fingertips.

Leslie Peterson, ​​owner of Berkshire Hathaway Homes Services.

A real estate agent stands in front of a house-for-sale sign

Frequently asked questions

ERP stands for Enterprise Resource Planning. ERP software is an integrated platform that connects core business functions – accounting, inventory, procurement, HR, payroll, manufacturing, CRM, and more – into one system for operations management. The goal is to eliminate data silos, reduce manual data transfer between departments, and give business leaders a unified view of operations and finances in real time.

ERP stands for Enterprise Resource Planning. ERP software is an integrated platform that connects core business functions – accounting, inventory, procurement, HR, payroll, manufacturing, CRM, and more – into one system for operations management. The goal is to eliminate data silos, reduce manual data transfer between departments, and give business leaders a unified view of operations and finances in real time.

Accounting software focuses primarily on financial management – bookkeeping, invoicing, payroll, reporting, and tax. ERP software encompasses accounting but also integrates non-financial functions like production, warehousing, HR, and CRM. Traditional ERP systems are large, complex, and expensive. Modern cloud accounting platforms like Xero sit between traditional accounting software and full ERP – covering the accounting layer deeply while integrating with specialist apps for other business functions.

Here’s more on ERP software

Accounting software focuses primarily on financial management – bookkeeping, invoicing, payroll, reporting, and tax. ERP software encompasses accounting but also integrates non-financial functions like production, warehousing, HR, and CRM. Traditional ERP systems are large, complex, and expensive. Modern cloud accounting platforms like Xero sit between traditional accounting software and full ERP – covering the accounting layer deeply while integrating with specialist apps for other business functions.

Here’s more on ERP software

Yes to both. If you operate multiple business entities, Xero lets you manage separate organizations under a single login and switch between them without logging out. For businesses transacting across borders, Xero supports over 160 currencies and updates exchange rates automatically on every transaction. You can assign a default currency to each contact and manually override rates when needed. Multi-currency is available on higher-tier Xero plans – check the pricing page for current plan inclusions.

Yes to both. If you operate multiple business entities, Xero lets you manage separate organizations under a single login and switch between them without logging out. For businesses transacting across borders, Xero supports over 160 currencies and updates exchange rates automatically on every transaction. You can assign a default currency to each contact and manually override rates when needed. Multi-currency is available on higher-tier Xero plans – check the pricing page for current plan inclusions.

Not necessarily. Full ERP systems are typically designed for mid-market and enterprise companies with complex, cross-departmental operations. For many small and growing businesses, cloud accounting software like Xero – combined with a few specialist apps for inventory, payroll, or CRM – provides ERP-like functionality at a fraction of the cost and complexity. If you’re outgrowing spreadsheets and separate tools, Xero is a great starting point.

Not necessarily. Full ERP systems are typically designed for mid-market and enterprise companies with complex, cross-departmental operations. For many small and growing businesses, cloud accounting software like Xero – combined with a few specialist apps for inventory, payroll, or CRM – provides ERP-like functionality at a fraction of the cost and complexity. If you’re outgrowing spreadsheets and separate tools, Xero is a great starting point.

Traditional ERP systems are designed for mid-market and enterprise companies with complex operational needs. They offer deeper cross-departmental integration, while Xero’s approach is to connect apps to its core software to streamline and connect business data. Xero is quick and easy to set up and is designed for small and growing businesses.

Traditional ERP systems are designed for mid-market and enterprise companies with complex operational needs. They offer deeper cross-departmental integration, while Xero’s approach is to connect apps to its core software to streamline and connect business data. Xero is quick and easy to set up and is designed for small and growing businesses.

For many small and mid-sized businesses, yes – especially when Xero is combined with specialist apps from the Xero App Store to connect more parts of the business in one place. A business might use Xero for accounting, Cin7 for inventory and manufacturing, Gusto for payroll, HubSpot for CRM, and Deputy for workforce management – all integrated with Xero as the financial backbone. This connected app approach can help businesses manage more of their operations in one place, delivering an ERP-like capability.

For many small and mid-sized businesses, yes – especially when Xero is combined with specialist apps from the Xero App Store to connect more parts of the business in one place. A business might use Xero for accounting, Cin7 for inventory and manufacturing, Gusto for payroll, HubSpot for CRM, and Deputy for workforce management – all integrated with Xero as the financial backbone. This connected app approach can help businesses manage more of their operations in one place, delivering an ERP-like capability.

Xero covers several core ERP functions natively: financial accounting and reporting, accounts payable and receivable, purchase orders, inventory management, payroll, project costing, expense management, and multi-currency. Through the Xero App Store, these capabilities extend to warehouse management, manufacturing, advanced CRM, HR, and more, with over 1000 apps to choose from.

Explore the Xero App Store

Xero covers several core ERP functions natively: financial accounting and reporting, accounts payable and receivable, purchase orders, inventory management, payroll, project costing, expense management, and multi-currency. Through the Xero App Store, these capabilities extend to warehouse management, manufacturing, advanced CRM, HR, and more, with over 1000 apps to choose from.

Explore the Xero App Store

Absolutely! You can pay your bills online and integrate third-party apps to further improve the process. The Hubdoc app, for example, captures transaction data from your paper bills and receipts, then publishes it to Xero so your numbers are instantly up to date. Whatever apps you add, data flows across your Xero system so your figures are up to date.

See billing apps in the Xero App Store

Absolutely! You can pay your bills online and integrate third-party apps to further improve the process. The Hubdoc app, for example, captures transaction data from your paper bills and receipts, then publishes it to Xero so your numbers are instantly up to date. Whatever apps you add, data flows across your Xero system so your figures are up to date.

See billing apps in the Xero App Store

If your business uses a full ERP system, Xero can be connected via API or custom integrations to sync financial data between systems. Some ERP vendors also offer native Xero connectors. Common use cases include syncing sales orders from an ERP into Xero as invoices, or posting journal entries from an ERP's general ledger module into Xero for consolidated reporting.

If your business uses a full ERP system, Xero can be connected via API or custom integrations to sync financial data between systems. Some ERP vendors also offer native Xero connectors. Common use cases include syncing sales orders from an ERP into Xero as invoices, or posting journal entries from an ERP's general ledger module into Xero for consolidated reporting.

A business may consider moving beyond Xero as its sole platform when it needs more complex operational capabilities than Xero’s core features provide. Xero covers accounting, payroll, tax and cash flow reporting, and can be extended with more than 1,000 connected apps for needs such as payroll, sales data management, and industry-specific workflows. Businesses can also connect apps to Xero to manage more of their business in one place, using the same information across different parts of the business.

A business may consider moving beyond Xero as its sole platform when it needs more complex operational capabilities than Xero’s core features provide. Xero covers accounting, payroll, tax and cash flow reporting, and can be extended with more than 1,000 connected apps for needs such as payroll, sales data management, and industry-specific workflows. Businesses can also connect apps to Xero to manage more of their business in one place, using the same information across different parts of the business.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

Usually $25

Now $2.50

USD per month

Save $135 over 6 months

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)

Growing

Usually $55

Now $5.50

USD per month

Save $297 over 6 months

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards

Forecast with clarity

Forecast with clarity

Established

Usually $90

Now $9

USD per month

Save $486 over 6 months

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry

Get one month free

Purchase any Xero plan, and we will give you the first month free.

*Fees apply for other payment methods.