Limited time only
90% off your plan for your first 6 months

Offer ends 30 June 2026. Terms apply

Shaun Quarton

Shaun Quarton is a content and growth marketer with over 10 years of experience creating results-driven content in the finance, tech, and online business space. With a background in economics and financial analysis, he also runs an independent book publishing business.

A headshot of author Shaun Quarton

Latest articles by Shaun

Read all of Shaun's articles for Xero

Discover why net worth matters for small businesses, how to calculate it, the differences between net worth and equity, and ways to improve it.

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Discover why net worth matters for small businesses, how to calculate it, the differences between net worth and equity, and ways to improve it.

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Explore how B2B works, the industries that depend on it, and the advantages and challenges of B2B relationships.

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Explore how B2B works, the industries that depend on it, and the advantages and challenges of B2B relationships.

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Business Process Automation (BPA) uses technology to streamline repetitive tasks and boost operational efficiency.

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Business Process Automation (BPA) uses technology to streamline repetitive tasks and boost operational efficiency.

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Learn how royalties work, the types of royalties, and legal and tax factors to keep in mind.

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Learn how royalties work, the types of royalties, and legal and tax factors to keep in mind.

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Learn what the margin of safety is, how to calculate it, and why it matters for making better financial decisions.

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Learn what the margin of safety is, how to calculate it, and why it matters for making better financial decisions.

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Learn how to set SMART financial goals, track key metrics, and use the right tools to boost your bottom line.

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Learn how to set SMART financial goals, track key metrics, and use the right tools to boost your bottom line.

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Competitor analysis will help you build a competitive strategy and make your business stronger. Here’s how to do it.

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Competitor analysis will help you build a competitive strategy and make your business stronger. Here’s how to do it.

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Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

$2.50 per month

for the first 6 months

Then $25 per month

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)

Growing

$5.50 per month

for the first 6 months

Then $55 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards

Forecast with clarity

Forecast with clarity

Established

$9 per month

for the first 6 months

Then $90 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry
  • Included
    Make online bill payments (International)

Get one month free

Purchase any Xero plan, and we will give you the first month free.

*Fees apply for other payment methods.