80% off your plan for your first 3 months*

Expense software that clears the receipt pile

Buried in receipts and guessing where the cash goes? Snap a receipt and reimburse your team in minutes. Expense management software that keeps spending in plain sight.

Spend less time on your books

And have more time for the rest of your business.

  • Tick

    Snap business expenses on your phone

    You don’t need to wait until you’re back in the office to handle expenses. Claim them on the go, instead.

  • Tick

    Simple employee reimbursements

    Employees can quickly and easily snap and send expenses to get reimbursed and get their money back.

  • Tick

    Manage expenses wherever you are

    You can claim mileage and expenses from your phone, no matter where you happen to be.

88% of customers [say they] reduce business admin using Xero

*Source: survey conducted by Xero of 271 small businesses in the US using Xero, May-June 2024

We chose Xero because it was set up for small businesses like ours

Olive and Poppy think Xero is perfect for non-accounting experts

A person organizing bracelets in a retail store.

See how effortless expense management works

This explains everything. And in just 120 seconds.

Scan receipts and log expenses on the spot

Snap a photo of any receipt with the Xero Accounting app and attach it to your claim. Xero's document capture reads key details like the date and amount, so you're free from typing figures off crumpled paper and your records stay accurate.

See how receipt scanning works

Reimburse your team without the chase

Xero flags each claim as it comes in. You review it, approve it, and the approved claim becomes a bill you pay like any other. Every dollar flows into your ledger and cash flow forecast, so your numbers stay current.

Watch spending land in your reports

Not sure where the month's spending actually went? Tag every expense to a project or customer, and it rolls straight into your reports. You get a clearpicture of costs against budget, ready whenever you open Xero.

See how expenses feed your cash flow

Handle expenses on the road or at your desk

On the road? Create and submit a mileage claim in the Xero Me app when you use your own vehicle for work. Snap receipts and approve claims on the spot, so nothing waits for you to get back to the office.

Track mileage and calculate distances

No more manual mileage logs and guesswork. Just enter your start location and destination and the app records your journey.

Forget about receipts – snap and store receipts digitally

Business gets much easier when you can snap receipts using the Xero app. Images are stored with the expense for easy retrieval at tax time.

Manage expense claims on the go and have a happier team

Get instant alerts when your team makes a claim and approve them straight away on your mobile expense management app. Fast reimbursement mak

Fast-track expense claims with a streamlined process

Every step of the expense management process is accelerated with the Xero Me app. Fewer delays and complications save you time.

Explore the Xero Me app

FAQs on Xero's expense software

Expense software is a digital tool that captures receipts, records claims, routes approvals, and reimburses your team, so you're not stuck with paper and spreadsheets. With Xero, expense management software lives inside your accounting, so every claim you approve updates your books and cash flow automatically.

Expense software is a digital tool that captures receipts, records claims, routes approvals, and reimburses your team, so you're not stuck with paper and spreadsheets. With Xero, expense management software lives inside your accounting, so every claim you approve updates your books and cash flow automatically.

Xero Expenses is included on the Established plan. You and your team can scan receipts, track mileage, submit and approve claims, and monitor spending as it happens. On the Early or Growing plan, upgrading to Established unlocks the full expense feature set. See how expense pricing works

Xero Expenses is included on the Established plan. You and your team can scan receipts, track mileage, submit and approve claims, and monitor spending as it happens. On the Early or Growing plan, upgrading to Established unlocks the full expense feature set. See how expense pricing works

Snap a photo of the receipt with the Xero Accounting app and attach it to your claim; Xero's document capture reads key details like the date and amount to save you typing. The image is stored with the accounting entry, so every claim keeps its proof of purchase. Find out how Hubdoc works with Xero

Snap a photo of the receipt with the Xero Accounting app and attach it to your claim; Xero's document capture reads key details like the date and amount to save you typing. The image is stored with the accounting entry, so every claim keeps its proof of purchase. Find out how Hubdoc works with Xero

Employees submit claims through Xero Me, then an approver reviews and approves them in a click. Each approved claim becomes a bill you pay like any other, or you can reimburse it through Xero payroll, and the amounts flow straight into your books.

Employees submit claims through Xero Me, then an approver reviews and approves them in a click. Each approved claim becomes a bill you pay like any other, or you can reimburse it through Xero payroll, and the amounts flow straight into your books.

Tag each expense to an account code, tracking category, project, or customer as you enter it. Billable expenses can be added to the customer's next invoice, so you don't carry costs you could recover. More on business expenses in Xero

Tag each expense to an account code, tracking category, project, or customer as you enter it. Billable expenses can be added to the customer's next invoice, so you don't carry costs you could recover. More on business expenses in Xero

Xero Expenses gives you an up-to-date view of every claim, with its status, amount, and who submitted it. Filter by employee, status, or expense account, and the data flows into your accounting and reports automatically, so you always know where money is going.

Xero Expenses gives you an up-to-date view of every claim, with its status, amount, and who submitted it. Filter by employee, status, or expense account, and the data flows into your accounting and reports automatically, so you always know where money is going.

The Xero App Store offers hundreds of apps, so you can extend your expense software with the tools you already use. Xero also keeps an accurate, organized record of every expense, which keeps you organized at tax time. See tax information for businesses from the IRS

The Xero App Store offers hundreds of apps, so you can extend your expense software with the tools you already use. Xero also keeps an accurate, organized record of every expense, which keeps you organized at tax time. See tax information for businesses from the IRS

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

$5.40 per month

for the first 3 months

Then $27 per month

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)

Growing

$11.80 per month

for the first 3 months

Then $59 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Budget with smart suggestions
  • Included
    Auto-reconcile transactions

Forecast with clarity

Forecast with clarity

Established

$19.40 per month

for the first 3 months

Then $97 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry
  • Included
    Make online bill payments (International)
  • Included
    Budget with smart suggestions
  • Included
    Auto-reconcile transactions

Get one month free

Get one month free on any Xero plan.

*Fees apply for other payment methods.