Take payments on tap with Tap to Pay on Xero

Say goodbye to chasing payments with Xero, the first major accounting platform to offer Tap to Pay.

Different Tap-to-Pay channels – a Google Watch, credit card and mobile phones – are shown against a background of water pipes

Accept payments on the spot

Simplify your payment process by accepting in-person payments once the work is done. This way, you spend less time chasing payments and more time getting paid.

A bucket, mop, cleaning sprays and a client paying the cleaner using Tap to Pay on Xero on their phone.

No physical terminal needed

Send invoices and receive payments from customers via Stripe using the Xero Accounting app on your mobile.

A gym bag, weights and a water bottle, and a personal trainer taking a payment via Stripe in the Xero app.

Go paperless for reduced admin

With less paperwork comes less admin. Create a new invoice or select an existing unpaid invoice to take payment. Once payment is made, the invoice is automatically marked as paid, ready to reconcile.

A milliners workbench with a customer paying for a hat using Tap to Pay.

Another secure way to get paid

Get end-to-end sales and secure payments with Xero. Offering more ways to pay makes you look more professional. Once you’ve set up your invoice, payment is only a tap away.

Makeup, beauty care products and a client paying for their appointment using their phone.

Using Tap to Pay is easy

Your customers can pay with a physical card, digital wallet, or a wearable device like a smartwatch.

1. Take payment

Create an invoice in the Xero Accounting app and select ‘Take payment’. The customer pays you.

2. Optionally, send a receipt

After payment, you can send a receipt to your customer.

3. Reconcile the paid invoice

The invoice is automatically marked as paid in Xero, ready for reconciliation.

More about Tap to Pay with Xero

Use Tap to Pay on Android to accept payments from customers using Google Wallet and Google Pixel Watches or physical cards.

See how Tap to Pay on Android works

Use Tap to Pay on Android to accept payments from customers using Google Wallet and Google Pixel Watches or physical cards.

See how Tap to Pay on Android works

Small businesses can accept contactless payments with physical cards, digital wallets, or wearable devices like smartwatches. This can be done straight from the Xero Accounting app on a mobile phone, once an invoice has been raised.

Small businesses can accept contactless payments with physical cards, digital wallets, or wearable devices like smartwatches. This can be done straight from the Xero Accounting app on a mobile phone, once an invoice has been raised.

There are no sign-up, setup or monthly costs included. There is however a processing fee once your customer makes payment. The fees are 2.7% + $0.15 per transaction for domestic cards, and 4.2% + $0.15 per transaction for international cards.

There are no sign-up, setup or monthly costs included. There is however a processing fee once your customer makes payment. The fees are 2.7% + $0.15 per transaction for domestic cards, and 4.2% + $0.15 per transaction for international cards.

Xero is launching Tap to Pay in partnership with Stripe. To use it, you’ll need a Stripe account and the Xero Accounting app on your mobile phone. Both are free to download and easy to set up. Tap to Pay isn't currently available for users with multiple Stripe accounts connected to their organization.

Xero is launching Tap to Pay in partnership with Stripe. To use it, you’ll need a Stripe account and the Xero Accounting app on your mobile phone. Both are free to download and easy to set up. Tap to Pay isn't currently available for users with multiple Stripe accounts connected to their organization.

Tap to Pay supports payments made using physical cards, a digital wallet or a wearable device.

Tap to Pay supports payments made using physical cards, a digital wallet or a wearable device.

Start using Xero for free

Access Xero features for 30 days, then decide which plan best suits your business.