Get 80% off your plan for your first 6 months.*

Lena Hanna, CPA, EA

Lena Hanna, CPA and Enrolled Agent (EA), is passionate about making accounting and tax topics easy to understand. She combines technical expertise with a hands-on approach to simplify complex rules and provide clear, accurate insights.

A headshot of author Lena Hanna

Read Lena's articles for Xero

Selling on Amazon opens doors to millions of customers worldwide. Learn the steps to launch your business successfully.

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Selling on Amazon opens doors to millions of customers worldwide. Learn the steps to launch your business successfully.

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Your VAT certificate proves your business is registered for VAT. Learn how to find and access it quickly.

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Your VAT certificate proves your business is registered for VAT. Learn how to find and access it quickly.

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Digital marketing helps small businesses reach customers, boost sales, and compete online without breaking the budget.

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Digital marketing helps small businesses reach customers, boost sales, and compete online without breaking the budget.

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Your business credit score affects loan approvals, interest rates, and supplier terms. Learn how to improve it.

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Your business credit score affects loan approvals, interest rates, and supplier terms. Learn how to improve it.

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Digital transformation helps modernise operations, improve efficiency, and stay competitive through adoption.

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Digital transformation helps modernise operations, improve efficiency, and stay competitive through adoption.

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Small businesses can cut costs and boost reputations by going green. Learn how business sustainability creates value.

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Small businesses can cut costs and boost reputations by going green. Learn how business sustainability creates value.

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Starting a business requires capital, and a startup business loan can provide funding you need to launch successfully.

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Starting a business requires capital, and a startup business loan can provide funding you need to launch successfully.

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Ecommerce business lets you sell products and services online, reaching customers worldwide, and growing revenue.

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Ecommerce business lets you sell products and services online, reaching customers worldwide, and growing revenue.

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Franchises offer a proven business model with established branding and support systems. Learn how they work.

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Franchises offer a proven business model with established branding and support systems. Learn how they work.

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All plans to suit your business

Ignite

Usually £16

Now £3.20

GBP per month excluding VAT

Save £76.80 over 6 months

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    MTD for Income Tax ready
  • Included
    Reconcile bank transactions
  • Included
    Smart document capture
  • Included
    View real-time reports
  • Included
    Enter 10 bills
  • Included
    Submit VAT returns to HMRC
  • Included
    Automate subcontractor CIS calculations and reports
  • Included
    Make online bill and payroll payments (domestic) £0.20 per payment††
  • Included
    Payroll for £1.50 per person
  • Included
    30 day cash flow forecast
  • Included
    Visualise performance with basic graphs

Grow

Usually £37

Now £7.40

GBP per month excluding VAT

Save £177.60 over 6 months

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    MTD for Income Tax ready
  • Included
    Reconcile bank transactions
  • Included
    Smart document capture
  • Included
    View real-time reports
  • Included
    Automate bill entry and track bills
  • Included
    Submit VAT returns to HMRC
  • Included
    Automate subcontractor CIS calculations and reports
  • Included
    Make online bill and payroll payments (domestic)
  • Included
    Payroll for 1 person
  • Included
    60 day cash flow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 1 user

Comprehensive

Usually £50

Now £10

GBP per month excluding VAT

Save £240 over 6 months

Optimise profitability - tailor your insights for greater control.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    MTD for Income Tax ready
  • Included
    Reconcile bank transactions
  • Included
    Smart document capture
  • Included
    View real-time reports
  • Included
    Automate bill entry and track bills
  • Included
    Submit VAT returns to HMRC
  • Included
    Automate subcontractor CIS calculations and reports
  • Included
    Make online bill and payroll payments (domestic)
  • Included
    Payroll for 5 people
  • Included
    90 day cash flow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage
  • Included
    Use multiple currencies
  • Included
    Tailored financial health scorecards
  • Included
    Make online bill payments (International)

Ultimate

Usually £65

Now £13

GBP per month excluding VAT

Save £312 over 6 months

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Submit VAT returns to HMRC
  • Included
    180 day cash flow forecast
  • Included
    Smart document capture
  • Included
    View real-time reports
  • Included
    Automate subcontractor CIS calculations and reports
  • Included
    Visualise performance with graphs
  • Included
    Make online bill and payroll payments (domestic)
  • Included
    Payroll for 10 people
  • Included
    Claim expenses and mileage
  • Included
    Customise performance dashboards
  • Included
    Use multiple currencies
  • Included
    Make online bill payments (International)
  • Included
    Track projects for 10 users
  • Included
    MTD for Income Tax ready
  • Included
    Analyse KPIs and ratios
  • Included
    Accept online invoice payments^
  • Included
    Tailored financial health scorecards
  • Included
    Benchmark against the industry

Start using Xero for free

Access Xero features for 30 days, then decide which plan best suits your business.