Limited time only
90% off your plan for your first 6 months

Offer ends 30 June 2026. Terms apply

Lena Hanna, CPA, EA

Lena Hanna, CPA and Enrolled Agent (EA), is passionate about making accounting and tax topics easy to understand. She combines technical expertise with a hands-on approach to simplify complex rules and provide clear, accurate insights.

A headshot of author Lena Hanna

Read Lena's articles for Xero

Selling on Amazon opens doors to millions of customers worldwide. Learn the steps to launch your business successfully.

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Selling on Amazon opens doors to millions of customers worldwide. Learn the steps to launch your business successfully.

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Your VAT certificate proves your business is registered for VAT. Learn how to find and access it quickly.

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Your VAT certificate proves your business is registered for VAT. Learn how to find and access it quickly.

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Digital marketing helps small businesses reach customers, boost sales, and compete online without breaking the budget.

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Digital marketing helps small businesses reach customers, boost sales, and compete online without breaking the budget.

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Your business credit score affects loan approvals, interest rates, and supplier terms. Learn how to improve it.

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Your business credit score affects loan approvals, interest rates, and supplier terms. Learn how to improve it.

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Digital transformation helps modernize operations, improve efficiency, and stay competitive through adoption.

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Digital transformation helps modernize operations, improve efficiency, and stay competitive through adoption.

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Small businesses can cut costs and boost reputations by going green. Learn how business sustainability creates value.

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Small businesses can cut costs and boost reputations by going green. Learn how business sustainability creates value.

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Starting a business requires capital, and a startup business loan can provide funding you need to launch successfully.

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Starting a business requires capital, and a startup business loan can provide funding you need to launch successfully.

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Ecommerce business lets you sell products and services online, reaching customers worldwide, and growing revenue.

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Ecommerce business lets you sell products and services online, reaching customers worldwide, and growing revenue.

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Franchises offer a proven business model with established branding and support systems. Learn how they work.

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Franchises offer a proven business model with established branding and support systems. Learn how they work.

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Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

Usually $25

Now $2.50

USD per month

Save $135 over 6 months

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)

Growing

Usually $55

Now $5.50

USD per month

Save $297 over 6 months

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards

Forecast with clarity

Forecast with clarity

Established

Usually $90

Now $9

USD per month

Save $486 over 6 months

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry

Get one month free

Purchase any Xero plan, and we will give you the first month free.

*Fees apply for other payment methods.