Take control with connected accounting and payroll
Manage your finances, payroll and employees all in one place with Xero’s Ultimate plan, and have more time to focus on business growth.
.1696411644080.png)
Boost your business with Xero
Looking to grow your business? Xero accounting software for self-employed businesspeople makes it easy to manage finances and collaborate.
Industry-specific solutions
Meet the needs of your industry with Xero’s customisable reports and powerful tools, and hundreds of third-party apps.
A system for working together
Make tax time less stressful with a system that’s easy for your whole team to use – so everyone can pitch in.
Room to grow
Grow your business by adding more Xero users, automating your admin, and working from anywhere, anytime.
Make your everyday easier
Everything connected
Rest easy with your accounting, payroll and business tools in one secure platform.
Freedom from admin
Take back control of your day by automating mundane finance and payroll tasks.
Better business insights
Feel empowered with real-time cash flow and performance insights to help you improve and grow.
Easily send online quotes and invoices
Whenever a new client comes knocking, create a professional online quote with Xero accounting software for freelancers. And once the job’s done, just turn the quote into an invoice in a few clicks – and give clients multiple ways to pay so you get the money sooner.
- Use Xero quote templates for fast, professional quotes every time
- Add your logo and payment terms to appear on every quote and invoice automatically
- Link Xero with trusted payment providers to accept hassle-free online payments
Schedule and track your bill payments
Xero’s self-employed bookkeeping software helps you organise and fast-track your bill payments. Automate your bill entry and payment schedule so you never miss a deadline. Then track outgoing payments so you know exactly how much cash you have available.
- Pay multiple bills at once to save time and effort
- Schedule bills to pay at a future date to help your cash flow
- Check your Xero dashboard for upcoming bill deadlines
Reconcile your bank transactions effortlessly
Bank reconciliations are easy with Xero. In a spare minute, log in and let Xero’s self employed accounting software suggest matches. Just click – or tap your mobile – to match the transactions. Done! You’re up to date and ready to make confident spending decisions.
- Connect your business bank accounts to your Xero organisation to see all your info on one screen
- Reconcile transactions often for an accurate view of your cash flow
- Handle the admin on the spot with the Xero Accounting mobile app
Record your bills and receipts with Hubdoc
Too many bills and not enough time? Simply snap a receipt with your phone, and let Xero’s accounting software for freelancers take care of the rest. Hubdoc captures the key details, sends them to Xero, and saves the original photo. You get reliable records and save time.
- Take photos, email, scan, or upload your documents to Xero
- Skip the data entry – Hubdoc extracts the data for you
- Store your documents online for easy access wherever you go
Stay organised for tax time
With accounting, payroll and employee data kept securely in one platform, with Xero’s Ultimate plan you’ll have all the information you need to file tax and payroll reports direct to the tax office.
Pay staff with ease
Eliminate stress and pay staff accurately and on time by automatically calculating employee pay, tax rates and leave entitlements with Xero’s HMRC recognised payroll software, included in the Ultimate plan.
Save time on everyday admin
Schedule bill payments, create online invoices, snap and scan receipts on the go, freeing you up from time consuming manual tasks and spreadsheets.
Be cash flow confident
With Analytics Plus, you can see cash flow predictions for up to 90 days in advance and do basic scenario planning for your business so there are no surprises.
Small business accounting software
Learn more about how Xero accounting software works for your small business
Freelance invoicing software
Invoicing software built for freelance businesses
Freelance time tracking software
Time tracking software built for freelance businesses
FAQs about Xero in the UK
Yes, you can connect your Xero account with HMRC to more easily prepare and submit your returns so you never miss a deadline. HMRC recognises Xero’s software, which is also compliant with Making Tax Digital (MTD).
Find out more on running a business at GOV.UKYes, you can connect your Xero account with HMRC to more easily prepare and submit your returns so you never miss a deadline. HMRC recognises Xero’s software, which is also compliant with Making Tax Digital (MTD).
Find out more on running a business at GOV.UKXero payroll offers a range of reports for internal use and helps you meet HMRC requirements each month. You can give your employees self-service access so they can view payslips, request leave, and submit timesheets directly from Xero.
See HMRC rules for running payrollXero payroll offers a range of reports for internal use and helps you meet HMRC requirements each month. You can give your employees self-service access so they can view payslips, request leave, and submit timesheets directly from Xero.
See HMRC rules for running payrollThe best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.
Check out Xero’s pricing plansThe best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.
Check out Xero’s pricing plansNo – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA adds an extra layer of security by checking that it’s really you when you log in.
Learn about data protection with XeroNo – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA adds an extra layer of security by checking that it’s really you when you log in.
Learn about data protection with XeroYes – the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business in the UK.
Check out the Xero App StoreYes – the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business in the UK.
Check out the Xero App Store
Why small businesses love Xero
Small business owners love Xero’s user-friendly design and dynamic features. You don’t need accounting knowledge – just an internet connection! Then it’s easy to sort your admin, from invoicing and bills to financial reporting.
Work from anywhere, anytime
Xero’s cloud-based software means you can handle admin wherever your business takes you.
Understand your business better
Customised reports and data visualisations help you make confident decisions and set goals for your business.
Do more with apps
Xero’s sole-trader software integrates with third-party apps, like payroll, ecommerce, and invoicing.
Here’s why you should choose Xero for your small business
Your self-employed business resources
Boost your bookkeeping skills with these expert guides – all written in no-nonsense language.
Bookkeeping for freelancers
Here are ways to stay in control of your daily business accounts.
How to pay yourself as a business owner
Learn how different types of business owners pay themselves – and decide on how much.
A free invoice template for freelancers
Get paid sooner with this easy-to-use professional template, designed by billing experts.
Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
Simple
Usually £7
Now £0.70
GBP per month
Save £37.80 over 6 months
Ignite
Usually £16
Now £1.60
GBP per month
Save £86.40 over 6 months
Grow
Usually £33
Now £3.30
GBP per month
Save £178.20 over 6 months
Comprehensive
Usually £47
Now £4.70
GBP per month
Save £253.80 over 6 months
Ultimate
Usually £59
Now £5.90
GBP per month
Save £318.60 over 6 months
Explore Xero accounting software for sole traders
Take control of your accounting online with Xero. Our easy-to-use, cloud-based software helps your small business grow and succeed.
The Ultimate plan for your business
Xero’s Ultimate plan includes accounting, payroll, advanced analytics and more and is ideal for employing businesses.
Ultimate
Usually £59
Now £5.90
GBP per month
Save £318.60 over 6 months