Simple

For non VAT registered businesses - to help with basic accounting needs.

  • Included
    24/7 online support
  • Included
    Cancel with one month’s notice
  • Included
    Safe and secure
  • Included
    Ready for Making Tax Digital

Included in the simple plan

  • Send invoices and quotes

    Send online invoices and quotes to customers, plus add a payment service. For more than 10 invoices, see the Ignite plan.†

  • Accept online invoice payments^

  • MTD for Income Tax ready

    Xero is HMRC recognised and trusted by millions, making it your ideal partner and platform, so you can confidently master MTD for Income Tax at no extra cost.

  • Reconcile bank transactions

    Match your bank statement and Xero transaction data to keep them in sync.

  • Smart document capture

    Pull receipts into Xero automatically with Hubdoc. Store all your documents online in one place.

  • View real-time reports

  • Automate subcontractor CIS calculations and reports

    Set up subcontractors in Xero, create payment and deduction statements, and view monthly return information.

Features in every plan

Frequently asked questions

For most customers, Xero's direct bank feeds are available at no additional cost. Some UK banks charge fees for bank feeds that we will pass on to you.

Find out about UK bank feed charges

For most customers, Xero's direct bank feeds are available at no additional cost. Some UK banks charge fees for bank feeds that we will pass on to you.

Find out about UK bank feed charges

You'll receive your invoice at the end of your monthly billing period. Payment will be taken on the date shown on your invoice using the payment details entered when you purchased your subscription. If you’ve incurred usage charges for payroll, projects or expenses, or you have a chargeable direct bank feed, these charges will be invoiced for the previous month.

You'll receive your invoice at the end of your monthly billing period. Payment will be taken on the date shown on your invoice using the payment details entered when you purchased your subscription. If you’ve incurred usage charges for payroll, projects or expenses, or you have a chargeable direct bank feed, these charges will be invoiced for the previous month.

We're committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security.

Read our privacy notice for more information

We're committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security.

Read our privacy notice for more information

Xero’s new plans are designed to provide you with easier access to the tools to help run your business efficiently. The new plans are available from 12 September 2024 and Starter, Standard and Premium plans will no longer be sold.

Read more

Xero’s new plans are designed to provide you with easier access to the tools to help run your business efficiently. The new plans are available from 12 September 2024 and Starter, Standard and Premium plans will no longer be sold.

Read more

Buy the Simple plan

A new plan with features designed for sole traders and landlords, supporting MTD for Income Tax

†Transactions initiated by app partners may automatically contribute to your Simple plan invoice limit. For more invoices, see the Ignite plan