The best invoicing software for your small businesses
Xero accounting software excels in invoicing. Send invoices online, add a Pay now button for one-click payment directly from invoices, and automate invoices so you spend less time chasing. Invoices get paid up to twice as fast with online invoice payments.
- Winner: 2025 Fintech Breakthrough Award: Best Overall Accounting Platform.
Voted the most loved small business accounting software in the US (independent survey of 12,160 businesses, Aug 2024–Jul 2025). See the full award details
What makes the best invoicing software for a small business?
The best invoicing software saves time and helps you get paid fast. Here's why Xero's automated invoicing software stands out.
Automated invoicing that works for you
Set up automated payment reminders and make invoicing simpler. Spend less time chasing payments.
Mobile invoicing, wherever you are
Create, send, and track invoices from your phone on iOS or Android.
Get paid up to twice as fast
Add a Pay now button to invoices so customers can pay right away by card, ACH debit, Apple Pay, Google Pay, and more.
It’s made a really big difference in keeping my finances organized
Nubian Skin use Xero to manage their business finances
Why is Xero the best accounting software?
Getting paid on time starts with sending the right invoice. Whether you're just starting out or tightening up your billing, Xero's invoicing tools help you do it all – from creating your first invoice to staying on top of cash flow. Easy, practical, and built for small businesses like yours.
- Customizable invoice templates – add your logo, branding, and payment terms
- Auto-fill customer and product details to save time on every invoice
- Unlimited users on all plans – no per-seat charges, unlike competitors
Xero invoicing vs QuickBooks and FreshBooks
Here’s how all online invoice software stacks up. Many users find Xero simpler than QuickBooks Online, with a cleaner interface and more app flexibility. Compared to FreshBooks, Xero's ecosystem is 10 times larger, with bank reconciliation on every plan and no hidden fees.
- Over 1000 connected apps – 10 times more than FreshBooks
- Unlimited users on all plans – no per-seat fees
- Bank reconciliation included on every Xero plan
Affordable online invoicing with clear pricing
Various plans are available to help you find the right Xero plan and pricing for your business. The Early plan includes quotes, invoicing, online invoice payments, bank rec, and Hubdoc. The Growing plan adds unlimited invoices, while Established adds multi-currency.
- Invoicing included on all Xero plans, from the entry tier
- Unlimited users on all plans at no extra cost
- Try Xero free – get your first month included on any plan
Automated invoicing that gets you paid faster
Stop chasing payments – let Xero do it. Set up automatic reminders to nudge your customers into paying. Use repeating invoices for regular, repeated invoicing. See when a customer opens an invoice. The result? You get paid on time more often.
- Get paid up to twice as fast with online invoice payments
- With automated reminders, your invoices get the attention they need without you having to do the chasing
- See when invoices are opened and track payment status
Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
The invoicing software small businesses love
Xero was voted the most loved small business accounting software in the US in an independent survey of 12,160 businesses. It also won the 2025 Fintech Breakthrough Award and the IDC 2024 SaaS Customer Satisfaction Award. 4.9 million subscribers trust Xero for their accounting software.
- 91% of customers agree Xero is easy to use – Xero survey, May–June 2024
- 4.9 million subscribers trust Xero for their accounting software
- Over 1.4 billion invoices sent through Xero by businesses every year
Apps that make your invoicing even smarter
Xero connects with 1000+ certified apps – 10 times more than FreshBooks. Auto-calculate sales tax across 13,000 US jurisdictions with Avalara, and process payments via Stripe and GoCardless. All apps are rated and reviewed by Xero users so you know what you're getting.
- Auto-calculate sales tax across 13,000+ US jurisdictions via Avalara
- 1000+ apps – ten times more than FreshBooks – to extend your workflow
- All apps rated and reviewed by real Xero users in the App Store
FAQs on the best invoicing software
t's easier than you think. Xero makes it simple to move from another accounting system, with tools and assisted conversion services to help you bring over your financial information. You can import unpaid customer invoices and contacts in bulk to save time on manual data entry. Many users switch because they find Xero simpler to navigate, with a larger app ecosystem and no per-user fees.
t's easier than you think. Xero makes it simple to move from another accounting system, with tools and assisted conversion services to help you bring over your financial information. You can import unpaid customer invoices and contacts in bulk to save time on manual data entry. Many users switch because they find Xero simpler to navigate, with a larger app ecosystem and no per-user fees.
The best invoicing software for your small business should be easy to use, automate repetitive tasks, offer flexible payment options, and connect with the tools you already rely on.
Xero ticks every box. 91% of customers agree it's easy to use. It includes automated reminders and helps you stay on top of unpaid invoices, and connects with 1000+ apps.
And unlike some competitors, Xero gives you unlimited users on all plans at no extra charge.
The best invoicing software for your small business should be easy to use, automate repetitive tasks, offer flexible payment options, and connect with the tools you already rely on.
Xero ticks every box. 91% of customers agree it's easy to use. It includes automated reminders and helps you stay on top of unpaid invoices, and connects with 1000+ apps.
And unlike some competitors, Xero gives you unlimited users on all plans at no extra charge.
Absolutely! The Xero Accounting app for iOS and Android lets you create, send, and track invoices from wherever you are. You can send via email, SMS, or PDF, use Tap to Pay on Android and iOS for in-person payments, and check whether a customer has opened your invoice – all from your phone.
Download the app free from the App Store or Google Play.
Absolutely! The Xero Accounting app for iOS and Android lets you create, send, and track invoices from wherever you are. You can send via email, SMS, or PDF, use Tap to Pay on Android and iOS for in-person payments, and check whether a customer has opened your invoice – all from your phone.
Download the app free from the App Store or Google Play.
Yes, Xero helps make your paydays much simpler. Thanks to Xero's integration with Gusto, you can manage payroll and pay your staff, while Gusto handles tax filings, compliance, and payroll data sync with Xero.
Yes, Xero helps make your paydays much simpler. Thanks to Xero's integration with Gusto, you can manage payroll and pay your staff, while Gusto handles tax filings, compliance, and payroll data sync with Xero.
Automated invoicing removes the manual work that slows down your cash flow. With Xero, you can set up automated payment reminders that nudge customers before and after their due date – with your own messaging and timing. You can also make regular, repeated invoicing simpler for regular clients. Give customers easy online payment options – let them pay in one click with ACH debit, credit card, Apple Pay, and more. The result: your invoices get paid up to twice as fast, and automated reminders help you spend less time chasing payments.
Automated invoicing removes the manual work that slows down your cash flow. With Xero, you can set up automated payment reminders that nudge customers before and after their due date – with your own messaging and timing. You can also make regular, repeated invoicing simpler for regular clients. Give customers easy online payment options – let them pay in one click with ACH debit, credit card, Apple Pay, and more. The result: your invoices get paid up to twice as fast, and automated reminders help you spend less time chasing payments.
Xero lets you give customers plenty of choice: credit card, debit card, direct debit, Apple Pay, Google Pay, PayPal, and bank transfer. The more options you give customers, the faster you’ll get paid, on average.
Customers can pay Xero invoices using payment services like Stripe and GoCardless.
You can also accept in-person payments with Tap to Pay on Android and iOS.
Customers can pay online invoices using the link in their invoice email to pay now or schedule a payment for a future date.
Xero lets you give customers plenty of choice: credit card, debit card, direct debit, Apple Pay, Google Pay, PayPal, and bank transfer. The more options you give customers, the faster you’ll get paid, on average.
Customers can pay Xero invoices using payment services like Stripe and GoCardless.
You can also accept in-person payments with Tap to Pay on Android and iOS.
Customers can pay online invoices using the link in their invoice email to pay now or schedule a payment for a future date.
Xero is a strong FreshBooks alternative, especially if you want a platform that grows with your business. Xero's app ecosystem is ten times larger than FreshBooks, and Xero offers bank reconciliation on all plans, unlimited users, and inventory management – all for lower prices and no hidden fees.
If you're looking for more integrations, more flexibility, and a broad accounting platform that excels at invoicing, Xero is an excellent choice.
Xero is a strong FreshBooks alternative, especially if you want a platform that grows with your business. Xero's app ecosystem is ten times larger than FreshBooks, and Xero offers bank reconciliation on all plans, unlimited users, and inventory management – all for lower prices and no hidden fees.
If you're looking for more integrations, more flexibility, and a broad accounting platform that excels at invoicing, Xero is an excellent choice.
Xero offers plans with invoicing included across all options. All Xero business plans include bank reconciliation and Hubdoc, and Xero also offers invoicing features such as quotes, invoices, and online payments. The Growing plan adds unlimited invoices and bills, and the Established plan includes everything, plus multi-currency, expenses, and advanced cash flow.
All Xero business plans include unlimited users.
You can find more information on our pricing page.
Xero offers plans with invoicing included across all options. All Xero business plans include bank reconciliation and Hubdoc, and Xero also offers invoicing features such as quotes, invoices, and online payments. The Growing plan adds unlimited invoices and bills, and the Established plan includes everything, plus multi-currency, expenses, and advanced cash flow.
All Xero business plans include unlimited users.
You can find more information on our pricing page.
The feedback is consistent: Xero makes invoicing simpler and faster. In an independent, brand-blind survey of 12,160 small businesses, Xero was voted the most loved small business accounting software in the US.
91% of customers agree Xero is easy to use, and invoices get paid up to twice as fast when customers can make convenient online payments. Xero has also won the 2025 Fintech Breakthrough Award for Best Overall Accounting Platform and the IDC 2024 SaaS Customer Satisfaction Award.
Find out more about online invoicing with best customer reviews
The feedback is consistent: Xero makes invoicing simpler and faster. In an independent, brand-blind survey of 12,160 small businesses, Xero was voted the most loved small business accounting software in the US.
91% of customers agree Xero is easy to use, and invoices get paid up to twice as fast when customers can make convenient online payments. Xero has also won the 2025 Fintech Breakthrough Award for Best Overall Accounting Platform and the IDC 2024 SaaS Customer Satisfaction Award.
Find out more about online invoicing with best customer reviews
Keep exploring what Xero can do
From mobile invoicing to comparing your options, here are the best next steps for small businesses choosing accounting software.
Xero for small businesses
See how Xero helps small business owners spend less time on admin and more time doing what they love.
Compare Xero to the competition
See how Xero stacks up against QuickBooks, FreshBooks, and other accounting platforms.
Invoicing on the go with Xero
Create, send, and track invoices from your phone with the Xero Accounting app for iOS and Android.
Get one month free
Sign up to any Xero plan, and we will give you the first month free.
Discover the best software to power your business
The right software can streamline your operations and save you time. Explore Xero’s features to see how it can support your business.
