Limited time only
90% off your plan for your first 6 months

Offer ends 30 June 2026. Terms apply

Katie Hebert

Katie Kuehner-Hebert is an award-winning journalist with more than two decades of experience writing for financial industry publications, including American Banker, Independent Banker, Banking Strategies, Financial Planning and Proactive Advisor Magazine.

A headshot of author Katie Hebert

Read all of Katie's articles for Xero

Learn the essential steps to starting your own consulting business, from choosing a niche to marketing your services.

Read the article

Learn the essential steps to starting your own consulting business, from choosing a niche to marketing your services.

Read the article

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

$2.50 per month

for the first 6 months

Then $25 per month

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)

Growing

$5.50 per month

for the first 6 months

Then $55 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards

Forecast with clarity

Forecast with clarity

Established

$9 per month

for the first 6 months

Then $90 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry

Get one month free

Purchase any Xero plan, and we will give you the first month free.

*Fees apply for other payment methods.