Limited time only
90% off your plan for your first 6 months

Offer ends 30 June 2026. Terms apply

Buy now

Accounting software for your startup business

Save time on bookkeeping tasks and keep a close eye on cash flow and the financial health of your startup business with Xero’s intuitive accounting software.

Two startup founders discuss how to prioritize tasks that are listed on color-coded sticky notes.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

Usually $25

Now $2.50

USD per month

Save $135 over 6 months

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)

Growing

Usually $55

Now $5.50

USD per month

Save $297 over 6 months

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards

Forecast with clarity

Forecast with clarity

Established

Usually $90

Now $9

USD per month

Save $486 over 6 months

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments†† (Free ACH)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry

Access your startup business financials when and where you need

Stay connected with the Xero Accounting app

Manage your startup business and track your business finances from anywhere with the Xero Accounting app. You can use it on your phone or other Android or iOS device.

Check the financial health of your startup

Gain insight into your accounts and business financials effortlessly with clear charts and tables on the Xero dashboard. Monitor key metrics like bank account balances, income, expenses, and upcoming bills at a glance.

The Xero accounting dashboard displays charts and graphs that give an overview of a startup’s financial performance.

Connect your bank accounts for daily feeds

Get financial transactions flowing from your credit cards and bank accounts automatically so you have an up-to-date view of cash flow in Xero. It makes keeping accurate records and day-to-day bookkeeping for your startup really simple.

A startup business owner uses a spare moment to reconcile their bank account transactions.

Easily customize and send invoices wherever you are

Get professional-looking invoices out the door and money coming into your startup business fast with accounting software that lets you send invoices from the mobile app or from the Xero software on your computer.

A startup business owner sends an invoice from the Xero mobile app.

Accept payments instantly

Accept online payments into your startup business from a debit or credit card, or with third-party payment services, right from the invoice, and quickly reconcile them in Xero.

Credit or direct debit options for online invoice payments display in the accounting software for a startup business.

With the app, you can check on numbers, invoicing and expenses when you’re out and about or traveling.

Mark’s discovered Xero. No wonder he’s all smiles.

Portrait of Mark Paddon

Get one month free

Sign up to any Xero plan, and we will give you the first month free.

Connect Xero accounting software to apps for your startup business

Over 1000 third-party apps connect with Xero. Find apps for your business at the Xero App Store.

  • App

    Stripe

    Use Stripe to accept payments from debit and credit cards, Apple Pay, and Google Pay for online invoices sent from Xero.

  • App

    Shopify integration by Xero

    Connect your Shopify store to your Xero account for easy management of your ecommerce business finances.

  • App

    Cin7 Core

    Cin7 Core lets you manage all your products, customers, suppliers, contacts, purchases and sales in one system.

*Fees apply for other payment methods.

Back to plans