Make bill payments, directly from Xero

Pay bills online in just a few clicks. Save time, stay in control and enjoy the flexibility to pay the way you want.

See how to make bill payments in Xero

Make paying bills super simple

Getting started with online bill payments is simple. Just verify your business details with our partner BILLᵀᴹ, select the bills you want to pay and authorize the payment in Xero. It's that easy.

Laptop being held shows multiple bills selected in Xero. Direct bank is selected as the payment method.

Flexibility to pay your way

Securely pay one bill or many in just a few clicks, using the payment method that works for you. If your vendor is part of the BILL network they can choose how they want to get paid.

multiple paper bill envelopes fanned out with check and bank icons shown as payment options. A cursor clicks on a paid button.

Maintain control over your payments

Delegate to your employees or advisor, so they prepare bill payments for you to review and authorize. Then track the payment status in Xero without logging into your bank, to help manage cash flow.

two envelopes moving on track with 3D cursor selecting one to delegate out to employee

Find confidence in every payment

Xero has partnered with BILL, a leading financial operations platform. BILL uses robust security measures and fraud prevention to monitor payments and safeguard your financial data at every step.

cursor hovers over opened paper bill which has a paper trail inside with 0's and 1's data. Bill logo and security icon shows data is protected

Making payments in Xero: How to get started

Read our new guide with tips and tricks to effective bill management, and steps to setting up online bill payments in Xero.

Download now
Preview image of Guide on How to pay your bills in Xero: A guide to getting started

My bills can be entered, approved, paid and reconciled in one platform

Dan Quigley, MATAX

With Xero’s online bill payments, Dan has reduced the risk of sync errors and made paying bills faster and more efficient.

Read Dan's story
Dan Quigley from MATAX     
Lead Accounting Technologist Dan Quigley from MATAX stands on rooftop with city in background

Ready to get started?

Setting up online bill payments is free and easy, simply login to Xero and verify your business details

More about bills

Powered by BILL, securely pay bills directly from Xero. Once online bill payments is set up in Xero, simply select the bills you want to pay and select BILL as the payment option. At this stage you will only be able to make bill payments within the US using USD. Foreign currency bills are not currently supported.

See how online bill payments works

Powered by BILL, securely pay bills directly from Xero. Once online bill payments is set up in Xero, simply select the bills you want to pay and select BILL as the payment option. At this stage you will only be able to make bill payments within the US using USD. Foreign currency bills are not currently supported.

See how online bill payments works

When you use online bill payments in Xero, those bill payments are processed by Bill.com, LLC, a financial institution that is an authorized money transmission service provider.

Learn more about BILL

When you use online bill payments in Xero, those bill payments are processed by Bill.com, LLC, a financial institution that is an authorized money transmission service provider.

Learn more about BILL

Yes. When you select BILL as the payment option you will be charged either a fixed fee or percentage per bill payment. Fees are determined by the disbursement method.

Learn more about fees for online bill payments

Yes. When you select BILL as the payment option you will be charged either a fixed fee or percentage per bill payment. Fees are determined by the disbursement method.

Learn more about fees for online bill payments

You will be able to fund bill payments from your bank account. Similarly, your vendor will receive their money into their bank account via an ACH disbursement if you have entered their bank details in Xero. If you don’t know your vendor’s bank details (you only know their address), then BILL will mail them a check. If your vendor exists in the BILL vendor network, they may opt to receive their money via ePayment methods such as ACH, RPPS (Remote Payment and Presentment Service), virtual card, or a digital wallet. Note: Given disbursement methods are determined by vendor preference, they will simply be reflected as an ePayment in Xero.

You will be able to fund bill payments from your bank account. Similarly, your vendor will receive their money into their bank account via an ACH disbursement if you have entered their bank details in Xero. If you don’t know your vendor’s bank details (you only know their address), then BILL will mail them a check. If your vendor exists in the BILL vendor network, they may opt to receive their money via ePayment methods such as ACH, RPPS (Remote Payment and Presentment Service), virtual card, or a digital wallet. Note: Given disbursement methods are determined by vendor preference, they will simply be reflected as an ePayment in Xero.

Yes. If you have multiple approvers involved in the payment process, you can request someone else to pay and they will be notified to review the batch. All payments made from Xero need to be authorized with 2-step verification.

Learn more about using multi-user approvals

Yes. If you have multiple approvers involved in the payment process, you can request someone else to pay and they will be notified to review the batch. All payments made from Xero need to be authorized with 2-step verification.

Learn more about using multi-user approvals