Accept contactless payments right on your iPhone
Tap to Pay on iPhone is now available with Xero, powered by Stripe. That means anyone can accept all types of in-person, contactless payments. From physical debit and credit cards, to Apple Pay and other digital wallets. It’s easy, secure, and no additional hardware is needed. All you need is your iPhone, a Stripe account, and the Xero Accounting app.
Get the iOS app
The Xero Accounting app is included as part of your Xero subscription and free to download.
It’s easy to get started
- Download the Xero app
- Complete sign up information
- Accept in-person, contactless payments - right on your iPhone
Expand where you do business
With Tap to Pay on iPhone, do business in more places, by accepting contactless payments right on your iPhone. The checkout experience makes it easy to reach new customers, take payments on the go, and explore new setups. All you need is your iPhone, a Stripe account and the Xero app.
No additional hardware
There’s no need to invest in, or manage card readers and terminals. Tap to Pay on iPhone makes it simple to start a new business or expand a current one. With just an iPhone, a Stripe account and the Xero app, anyone can accept contactless payments. It’s that simple.
Privacy and security built in
Tap to Pay on iPhone uses built-in security and privacy features of iPhone. When a payment is processed, Apple doesn’t store card numbers or PIN information on iPhone or Apple servers. So merchants and customers can rest assured that their data stays theirs.
PIN transaction protection
Transactions that require PIN entry prompt a PIN entry screen. Tap to Pay on iPhone is designed to prevent all photo, video, screenshot and screen-recording features on the merchant’s iPhone, from capturing a customer’s card number or PIN information.
Accessible for everyone
For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone. Audible instructions guide users to draw their PIN on the screen or tap the screen to indicate a digit. Tapping once for 1, twice for 2, etc. To enter the PIN, swipe right with two fingers.
Frequently asked questions
Tap to Pay on iPhone is available to all customers using an iPhone. An active Stripe account is required.
Tap to Pay on iPhone is available to all customers using an iPhone. An active Stripe account is required.
Tap to Pay on iPhone is free to set up, with no ongoing monthly or subscription fees. There is, however, a processing fee once a customer makes a payment. The fees are 2.7% + $0.15 per transaction for domestic cards, and 4.2% + $0.15 per transaction for international cards.
For more details head to our pricing page.Tap to Pay on iPhone is free to set up, with no ongoing monthly or subscription fees. There is, however, a processing fee once a customer makes a payment. The fees are 2.7% + $0.15 per transaction for domestic cards, and 4.2% + $0.15 per transaction for international cards.
For more details head to our pricing page.You’ll need a Stripe account and the Xero Accounting app on your mobile phone. Both Stripe and the Xero Accounting app are free to download and easy to set up. Tap to Pay on iPhone with the Xero Accounting app isn’t currently available for users with multiple Stripe accounts at this stage. Tap to Pay on iPhone also requires your location settings to be switched on in your mobile phone. Please turn on your location settings by visiting your phone settings.
You’ll need a Stripe account and the Xero Accounting app on your mobile phone. Both Stripe and the Xero Accounting app are free to download and easy to set up. Tap to Pay on iPhone with the Xero Accounting app isn’t currently available for users with multiple Stripe accounts at this stage. Tap to Pay on iPhone also requires your location settings to be switched on in your mobile phone. Please turn on your location settings by visiting your phone settings.
Tap to Pay on iPhone requires iPhone XS or later.
See more details on compatible device modelsTap to Pay on iPhone requires iPhone XS or later.
See more details on compatible device modelsWith Tap to Pay on iPhone, you can accept any form of contactless payment, including Apple Pay on iPhone and Apple Watch, other digital wallet and payment services, and contactless debit and credit cards including American Express, Mastercard, and Visa contactless cards.
With Tap to Pay on iPhone, you can accept any form of contactless payment, including Apple Pay on iPhone and Apple Watch, other digital wallet and payment services, and contactless debit and credit cards including American Express, Mastercard, and Visa contactless cards.
Tap to Pay on iPhone is a great option for small business owners who invoice customers and accept in-person payments, for example, those working in construction, retail or professional services.
Tap to Pay on iPhone is a great option for small business owners who invoice customers and accept in-person payments, for example, those working in construction, retail or professional services.
Tap to Pay on iPhone in the Xero Accounting app works a bit differently to most payment terminals, as you need to create an invoice before you can take payment. It’s a great option for small business owners who invoice their customers and prefer to take in-person payments. Examples include plumbers and tradespeople who do house visits and collect payment on site. Also, fitness instructors who are off site and need to take payment at the end of class, and hair stylists who need a backup solution for their usual point-of-sale system.
Tap to Pay on iPhone in the Xero Accounting app works a bit differently to most payment terminals, as you need to create an invoice before you can take payment. It’s a great option for small business owners who invoice their customers and prefer to take in-person payments. Examples include plumbers and tradespeople who do house visits and collect payment on site. Also, fitness instructors who are off site and need to take payment at the end of class, and hair stylists who need a backup solution for their usual point-of-sale system.
Yes, Tap to Pay on iPhone needs an internet connection to work. It could be a mobile signal or wi-fi. Tap to Pay on iPhone will not work offline.
Yes, Tap to Pay on iPhone needs an internet connection to work. It could be a mobile signal or wi-fi. Tap to Pay on iPhone will not work offline.
Tap to Pay on iPhone with the Xero Accounting app is only available with Stripe.
Tap to Pay on iPhone with the Xero Accounting app is only available with Stripe.
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.