80% off your plan for your first 3 months*

Xero for small businesses

Manage your finances, control cash flow and integrate with apps. See how Xero can help businesses in your industry.

All your numbers. All in one. All for less than QuickBooks.*

See full plan details

  • Advertising

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Agriculture

    Track inventory, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Architects

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Auto repair

    Set up bank feeds, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Bars

    Claim expenses, send invoices, and collaborate with your accountant or bookkeeper online.

  • Cafes

    Claim expenses, set up bank feeds, and do your accounting on the go with the Xero Accounting app.

  • Car dealers

    Do your accounting on the go with the Xero Accounting app, claim expenses, and connect to your bank.

  • Childcare

    Track tuition income, log expenses, reconcile bank transactions, and prepare for tax season in one platform.

  • Churches

    Automate admin, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Cleaning services

    Accounting tools for your financial admin and the ability to connect third-party cleaning scheduling apps for industry-specific tools.

  • Construction

    Send quotes, create invoices, track expenses and manage jobs from the Xero Accounting app.

  • Consulting

    Create invoices, claim expenses, and do your accounting on the go with the Xero Accounting app.

  • Contractors

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Ecommerce

    Track cash flow, pay bills, and accept online sales across multiple currencies.

  • Education

    Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Electricians

    Handle job costing, time tracking, payroll, and financial reporting in one place.

  • Engineering

    Claim expenses, set up bank feeds, and benefit from a user-friendly design.

  • Farming

    Automate everyday tasks, track everything in one place, and send invoices online.

  • Freelancers

    Make tax time easier, set up bank feeds, and collaborate with your accountant and bookkeeper online.

  • Gyms

    Claim expenses, do your accounting on the go with the Xero Accounting app, and collaborate with your accountant.

  • Healthcare

    Simplify payroll, track inventory, and manage your workload on the go.

  • Hospitality

    Stay on top of cash flow, manage bill payments, and pay employees online.

  • Hospitals

    Track cash flow, easily accept payments, and pay staff quickly.

  • Hotels

    Automate everyday tasks, track everything in one place, and send invoices online.

  • Insurance

    Stay on top of cash flow, claim expenses, and pay employees online.

  • Landlords

    Keep track of property finances, automate rent collection and manage tenancy records.

  • Landscaping

    Do your accounting on the go with the Xero Accounting app, claim expenses, and connect to your bank.

  • Lawn care

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Invoice clients, keep track of bills, and give clients more ways to pay.

  • Logistics

    Do your accounting on the go with the Xero Accounting app, claim expenses, and connect to your bank.

  • Manufacturing

    Track inventory, send quotes, and monitor your financial performance online.

  • Massage therapists

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Mining

    Claim expenses, set up bank feeds, and benefit from a user-friendly design.

  • Moving companies

    Do your accounting on the go with the Xero Accounting app, claim expenses, and connect to your bank.

  • Nannying

    Automate admin, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Nonprofits

    Track cash flow, pay bills, and accept online sales across multiple currencies.

  • Nursing homes

    Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Personal trainers

    Send invoices, do your accounting on the go with the Xero Accounting app, and collaborate with your accountant.

  • Photographers

    Track deposits, job profit, and sales tax, and speed up photography invoicing.

  • Pool servicing

    Manage scheduling, routing, invoicing, and reporting in one easy system.

  • Printing

    Simplify payroll, track inventory, and manage your workload on the go.

  • Professional services

    Send invoices, schedule bill payments, and enjoy simple bank reconciliation.

  • Real estate

    Track performance, manage expenses, and do your accounting on the go with the Xero Accounting app.

  • Restaurants

    Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Retail

    Track cash flow, easily accept payments, and pay staff quickly.

  • Salons

    See profit, cash flow and your top services, and make confident calls on stock, rent and hiring.

  • Self employed

    Send invoices, schedule bill payments, and enjoy simple bank reconciliation.

  • Start up

    Save time on bookkeeping and keep a close eye on cash flow and the financial health of your business.

  • Textile

    Track inventory, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Translators

    Send invoices, schedule bill payments, and enjoy simple bank reconciliation.

  • Transportation

    Do your accounting on the go with the Xero Accounting app, claim expenses, and connect to your bank.

  • Travel agencies

    Do your accounting on the go with the Xero Accounting app, pay staff easily, and claim expenses.

  • Trucking

    Invoicing, expense tracking, bank reconciliation, and real-time reporting together in one place, for owner-operators and small businesses.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

$5.40 per month

for the first 3 months

Then $27 per month

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)

Growing

$11.80 per month

for the first 3 months

Then $59 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Budget with smart suggestions
  • Included
    Auto-reconcile transactions

Forecast with clarity

Forecast with clarity

Established

$19.40 per month

for the first 3 months

Then $97 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry
  • Included
    Make online bill payments (International)
  • Included
    Budget with smart suggestions
  • Included
    Auto-reconcile transactions

Explore useful features to run your business

Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.

*Fees apply for other payment methods.

*Based on published list prices for software subscription only. Pricing and features vary by plan.