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Monique Malcolm, Take Tiny Action

It’s the tiny actions that make a big difference

A soletrader sitting on a couch with a pen and paper

Baby steps

Monique Malcolm practiced what she preaches with her business venture, Take Tiny Action. She makes planners and stationery specifically designed to help people reach their goals.

As a natural maker and shaker, she also hosts her own podcast, 100 Tiny Actions. Whether it's achieving a big goal or taking a small step – Monique wants to help. And as much as Monique sees herself as a self-made business owner, she always remembers the help from her community that got her there. Her family, friends and customers each took tiny action to help her live her dream. Now it’s Monique’s turn to return the favor.

Family business

When Monique first started her business, she was relentless and resourceful. In fact, she still is. These two traits have helped her build a successful business she’s proud of. Now she’s her own boss, she defines how she balances work with pleasure. That’s one of Monique’s favorite things about being self-employed. She’s got the freedom to show up for her business and her family.

At the end of the day, I want the work I do to allow me to spend time with my family. And I’d like to leave a mark on the world that feels good to me.

Monique Malcolm, Take Tiny Action

At this time, she’s a team of one– though she does get some help from her son and virtual assistants. That way, she can keep business close, and family even closer.

Eric Stevens

A great connection

As Take Tiny Action is mostly online, Monique is fully aware of the power of the internet. When she first started her business, the accounting software she was using wasn’t the right fit. So, she hit up the world wide web, which led her to Xero.

The thing I love most about Xero is the great integration with all the major platforms I use to run my business. So Shopify, Stripe – everything works seamlessly and Xero makes it so much easier. It’s decreased my accounting responsibilities on a weekly basis by like a hundred percent.

Monique Malcolm, Take Tiny Action

The integrated systems have been a game changer for Monique. For her, when things are out of sight, they’re out of mind. So having systems that interact with each other in plain sight is the perfect fit.

Made to measure

Automating tasks is one of Monique’s favorite Xero features. As a self-made business owner, any time saver is a blessing. And she’s noticed it leaves less room for error.

To manage cash flow and inventory effectively, Monique has adapted Xero to suit her business. That way, she can keep a fine eye on her ins and outs. It’s those tiny actions that can make a world of difference.

I just love that Xero makes my accounting so much easier. What used to take me days, causes lots of stress and annoyance, now only takes a few minutes. You can’t put a price on that. Saving time and feeling confident in your accounting is priceless.

Monique Malcolm, Take Tiny Action

Eric Stevens

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You can learn more about Take Tiny Action on their website.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

$5 per month

for the first 3 months

Then $25 per month

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)

Growing

$11 per month

for the first 3 months

Then $55 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards

Forecast with clarity

Forecast with clarity

Established

$18 per month

for the first 3 months

Then $90 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry
  • Included
    Make online bill payments (International)

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