Simple
Basic bookkeeping - invoice, pay bills, track profit & loss.
- 24/7 online support
- Cancel with one month’s notice
- Safe and secure
Included in the starter plan
Send invoices and quotes
Send online invoices and quotes to customers, plus add a payment service. For more than 10 invoices, see the ignite plan.†
Accept online invoice payments^
Accept online invoice payments^
Automate bill entry and track bills
Track your bills to pay, schedule bill payments, and pay suppliers in a batch. For more than 3, see the early plan.
Track income and expenses
Track income and expenses
Reconcile bank transactions
Match your bank statement and Xero transaction data to keep them in sync.
Smart Document Capture
Pull bills and receipts into Xero automatically. Store all your documents online in one place.
W-9 + 1099 management
Securely collect W-9s, and create 1099 reports for easy filing.
Sales tax
Calculate and report sales tax more easily with auto sales tax.
Make online bill payments (Domestic)††
†† Payment fees apply
Free expert setup help
Free expert setup help
Optional add-ons
Payroll built directly into Xero!
Xero Payroll, powered by Gusto, gives you the ability to pay your team, help meet compliance obligations and much more, without leaving Xero. It’s everything you need with one platform, one login.
Save time with automatic bank reconciliation
Focus on what’s most important, and let Xero do more of the manual work. JAX, your AI finance partner, works alongside you to automatically categorize, match, and reconcile bank transactions where there's high confidence. Freeing up time for the tasks that require your attention.
Features in every plan
Frequently asked questions
Purchase any Xero plan and your first month will be free. Your free month begins once you finalize your business and set up in Xero. You will receive a reminder 7 days before your free month ends and then you will be charged for your second month and onwards. Xero subscriptions auto-renew monthly until they are cancelled.
Get Xero one month for freePurchase any Xero plan and your first month will be free. Your free month begins once you finalize your business and set up in Xero. You will receive a reminder 7 days before your free month ends and then you will be charged for your second month and onwards. Xero subscriptions auto-renew monthly until they are cancelled.
Get Xero one month for freeYou'll receive your invoice at the end of your monthly billing period. Payment will be taken on the date shown on your invoice using the payment details entered when you purchased your subscription.If you’ve incurred usage charges for Xero Payroll, Xero Projects or Xero Expenses – or you have a chargeable direct bank feed – these charges will be invoiced for the previous month.
You'll receive your invoice at the end of your monthly billing period. Payment will be taken on the date shown on your invoice using the payment details entered when you purchased your subscription.If you’ve incurred usage charges for Xero Payroll, Xero Projects or Xero Expenses – or you have a chargeable direct bank feed – these charges will be invoiced for the previous month.
We're committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security.
Read our privacy notice for more informationWe're committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security.
Read our privacy notice for more information
Buy the simple plan
Basic bookkeeping - invoice, pay bills, track profit & loss.