Fees for online bill payments (powered by Melio)

What fees am I charged?

If you make payments using online bill payments, powered by Melio, you’ll pay the fees set out below.

All fees are in US dollars and exclude applicable taxes unless otherwise specified.

A bill payment means each individual bill within a payment batch, e.g. for 7 bills paid to a vendor (or vendors) by ACH, the total payment fee is $3.50 ($0.50 x 7 bills).

When and how will I be charged fees?

You’ll be charged the payment fee at the same time you submit your bill payment in Xero, using the same funding method (e.g., bank account[ or card]).

Payment fees are processed by Melio in accordance with Melio’s Terms of Service and Privacy Policy and are in addition to your monthly Xero subscription fee.

Xero’s payments terms apply to your use of online bill payments. As with any other changes to our terms, changes to these fees won’t apply retrospectively and, if we make changes we’ll make every effort to let you know in accordance with our terms of use.

Product disclosure

This is factual information only and is not intended to imply any recommendation or opinion about a financial product. This information doesn’t take into account your objectives, financial situation, or needs.

Need help?

For more information about our online bill payment feature in Xero or our partnership with Melio, check out Xero Central. If you require further support about your pricing or fees, please raise a case and we’ll get back to you as quickly as possible.