Xero Embedded Accounting: Help your customers do more
Xero Embedded Accounting will allow you to embed Xero’s trusted financial tools into your product, so your customers can manage bookkeeping, stay tax-ready, apply for a loan, and make smarter business decisions - all in one place.*
Turn accounting into a growth engine
Drive customer primacy and ARPU growth by embedding Xero in your product, and provide customers with the everyday bookkeeping tools they need.
- Enhance your product and stand out from the competition
- Boost engagement and retention with integrated financial tools that customers will use and rely on every day
- Tap into Xero’s solid reputation and the goodwill of its more than 4.4 million subscribers across the globe
Deliver greater value to your customers
Give your customers simple bookkeeping and a real-time view of their finances. Xero embedded accounting will allow them to manage financials inside your product and easily upgrade to a Xero plan as their business grows.
- Simplify workflows: Say goodbye to using cumbersome spreadsheets or multiple platforms
- Financial visibility: Give customers simple bookkeeping and a live view of their cash flow and profitability
- Support your customers as their businesses grow by offering an easy path to advanced Xero features as their needs evolve
Unlock commercial opportunities
Embedded accounting will help turn a core business function into a powerful, scalable revenue lever for your business. It’s a smart way to boost customer value, drive deeper engagement, and unlock new revenue streams for your business.
- New revenue stream: Monetize Xero as an embedded service through premium bundles or higher plan tiers
- Attract more customers by taking advantage of Xero’s brand credibility and trusted support
- Turn accounting into a scalable revenue lever for your business.
How it will work
Xero embedded accounting will be simple and smooth to set up. Customers activate Xero and verify business details directly in your product.
Give customers a unified financial picture
Customers connect bank accounts to see transactions in one place, with AI auto-organizing income and expenses.
Display integrated smart dashboard widgets
Add Xero-powered widgets like cash flow, expenses, and insights directly within your product.
Produce automated reports and insights
Customers can track profit and cash flow in real time, helping them make smarter business decisions.
Join over 4.4 million subscribers using Xero
Awards and recognition for our work
Express your interest in Xero Embedded Accounting
Let us know that you’re interested in embedding Xero in your product and someone from our partnerships team will be in touch.
* Important Notice:
Xero Embedded Accounting is currently a strategic concept proposal. The features, functionality, and benefits described on this page are forward-looking statements based on Xero’s product vision, and do not constitute a guarantee, commitment, or binding offer by Xero to provide the product, or any product-specific features or services. Xero reserves the right to modify or discontinue the product vision or any of its anticipated features without notice.