Manage your bill payments more efficiently using Pay with TransferWise

Pay all of your bills and easily reconcile transactions using Pay with TransferWise. It’s a simple, fast and secure way to pay and manage your bills.

Sign up for beta

Better manage your accounts payable process

Pay with TransferWise is a bill payment solution that lets you pay your suppliers through Xero using your preferred bank account.

Save time by paying multiple bills in one transaction, rather than individually.

A seamless, more efficient accounts payable process that means less time on business admin and more time on your business.

pay with transferwise

Why use Pay with TransferWise


Seamless process

The solution offers a standardised way to make UK bill payments, creating an easier and faster way to pay suppliers.


Pay bills in clicks

No matter which UK bank you’re with, you can pay and reconcile multiple bills in just a few steps.


Better visibility

See the status of payments in Xero and know that your suppliers have been paid on time. Send suppliers a remittance to notify them of payment.


Greater accuracy

You’ll be alerted of any potential errors before a bill payment is processed, reducing the risk of failed payments. 


Easy reconciliation

Regardless of how many bills you pay, you’ll be able to reconcile payments in just one click through a single statement line in Xero.

Pay bills in just a few steps

To use Pay with TransferWise, you will need to purchase a payment tier to suit the number of bills you pay each month, which will be an add-on to your Xero subscription. You will also need to have a TransferWise account set up, which acts as a clearing account.


Enter your bills into Xero then select the bills you’d like to pay.


Choose to pay using Pay with TransferWise and complete the bill payment details.


Payment details are sent securely to TransferWise ready to be paid.


Transfer funds from your existing bank account to your TransferWise account using the payment reference.


Once funds are received, TransferWise process the payments to your suppliers. You can see the status of your payments in Xero.


Bills are automatically marked as paid and you can reconcile the payment transaction in one click.

Register your interest in beta to be one of the first users

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Need to find out more?

More FAQs

You will need a TransferWise account to use Pay with TransferWise. TransferWise only supports businesses that meet its acceptable use policy, and accepts sign-ups at its own discretion. Xero can't guarantee that all businesses signing up for a TransferWise account will be accepted. Read more about whether your business is eligible to use TransferWise here.

TransferWise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.