Manage your bill payments more efficiently using Pay with Wise

Pay all of your bills and easily reconcile transactions using Pay with Wise. It’s a simple, fast and secure way to pay and manage your bills.

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Watch our webinar 'Simplify bill payments for your business'

Find out how you can use Xero tools to save time and streamline the process of managing and paying supplier bills with our online webinar.

Hosted by Xero Education Specialist, Benjamin Verity.

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Xero presents Ad Valorem and Pay with Wise

Since adopting Pay with Wise into their accounts payable process, the finance team at Ad Valorem have reduced human error and saved themselves hours of admin each week. Find out how from Sophie and Alex.

Better manage your accounts payable process

Pay with Wise is a bill payment feature that lets you pay your suppliers through Xero using your preferred bank account.

Save time by paying multiple bills in one transaction, rather than individually. 

A seamless, more efficient accounts payable process that means less time on business admin and more time on your business.


Why use Pay with Wise


Seamless process

 A standardised way to make UK bill payments, creating an easier and faster way to pay suppliers.


Pay bills in clicks

No matter which UK bank you’re with, you can pay and reconcile multiple bills in just a few steps.


Better visibility

See the status of payments in Xero and know that your suppliers have been paid on time. Send suppliers a remittance to notify them of payment.


Greater accuracy

You’ll be alerted of potential errors before a bill payment is processed, reducing the risk of failed payments. 


Easy reconciliation

Regardless of how many bills you pay, you’ll be able to reconcile payments in just one click through a single statement line in Xero.

How does Pay with Wise work?

Pay bills easily and securely in just a few steps


1. Once your bills are entered into Xero, select those you'd like to pay.


2. Choose Pay with Wise as the payment method and complete the bill payment details.


 3. Payment details are sent via secure APIs to Wise ready to be paid.


4. Transfer funds from your existing bank account to your Wise account using the payment reference.


5. Once funds are received, Wise processes the payments to your suppliers. You can see the status of your payments in Xero.


6. Bills are automatically marked as paid and you can reconcile the payment transaction in one click.

“If you’re looking for a completely integrated digital solution for your accounts payable process, Pay with Wise really is the best offering on the market.”

Get started with your first month free*

Choose a Pay with Wise pricing plan to suit the number of bills you pay each month.

(Prices in GBP and exclude VAT).

10 payment transactions for only £3 per month (first month free*) + 35p for each additional transaction
40 payment transactions for only £10 per month (first month free*) + 25p for each additional transaction
100 payment transactions for only £20 per month (first month free*) + 20p for each additional transaction

To use Pay with Wise you will need to have a Wise account in order to process your bill payments from Xero. More information about pricing plans for Pay with Wise can be found in the pricing section of the FAQs.

Try Pay with Wise

Manage your accounts payable process more efficiently with a simple, fast and secure way to pay.  View plans and pricing or simply log into Xero, then head to Business > Bills to pay and get started.

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Resources for you

Find the right information and get answers from Xero experts.

Webinar: Simplify bill payments for your business

Watch the webinar on-demand or register for our next live session here.

Case Study

Find out how Ad Valorem have used Pay with Wise to grow their practice.


Our Pay with Wise FAQs cover the background, how it works and where to get started.

Xero Central

Follow step-by-step instructions on setting up Pay with Wise in our support article.

24/7 support

Have a question? Get in touch with our support team at Xero Central.


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*Pay with Wise offer terms: Offer available until 31 December 2021 for Wise customers who add a new Pay with Wise pricing plan to their Xero subscription in the UK. Offer includes the first month of your selected Pay with Wise pricing plan free (not including fees for additional transactions or the fees of your Xero subscription, both of which are chargeable). Your free first month commences on the date you sign up for the offer and ends 1 calendar month after your sign up date. Once this period has ended, the standard pricing of Pay with Wise will apply. Xero reserves the right to change its pricing at any time. Offer subject to Xero's offer details and is not available with the Starter Business Edition pricing plan.

You will need a Wise account to use Pay with Wise. Wise only supports businesses that meet its acceptable use policy, and accepts sign-ups at its own discretion. Xero can't guarantee that all businesses signing up for a Wise account will be accepted. Read more about whether your business is eligible to use Wise here.

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.