Ebony-Storm Halladay

Ebony-Storm is a freelance writer who specialises in making accounting, tax, and finance topics simple and accessible for everyday audiences. For a decade, she has written for market-leading software companies, tech and industry publications, startups, and small businesses.

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Read all of Ebony's articles for Xero

National Insurance is paid on earnings, profits, expenses, and benefits. Here are the rates and calculations for 2025/26.

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National Insurance is paid on earnings, profits, expenses, and benefits. Here are the rates and calculations for 2025/26.

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Cybercrime is on the rise. Here, we show you tips and cybersecurity best practices for keeping your team, clients, and data safe.

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Cybercrime is on the rise. Here, we show you tips and cybersecurity best practices for keeping your team, clients, and data safe.

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Learn how e-invoicing can save you and your clients time on admin, enable compliance with global standards, and facilitate cross-border trade.

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Learn how e-invoicing can save you and your clients time on admin, enable compliance with global standards, and facilitate cross-border trade.

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Plans to suit your business

All pricing plans cover the accounting essentials, with room to grow.

Ignite

Usually £16

Now £1.60

GBP per month

Save £86.40 over 6 months

Grow

Usually £37

Now £3.70

GBP per month

Save £199.80 over 6 months

Comprehensive

Usually £50

Now £5

GBP per month

Save £270 over 6 months

Ultimate

Usually £65

Now £6.50

GBP per month

Save £351 over 6 months

Simple

A new plan, specifically for non VAT businesses, with features designed for sole traders and landlords.

Simple

Usually £7

Now £0.70

GBP per month

Save £37.80 over 6 months

  • Included
    Send quotes and 10 invoices†
  • Included
    Accept online invoice payments^
  • Included
    MTD for Income Tax ready
  • Included
    Reconcile bank transactions
  • Included
    Capture receipts with Hubdoc
  • Included
    Automate subcontractor CIS calculations and reports

Start using Xero for free

Access Xero features for 30 days, then decide which plan best suits your business.