Invoice payments: give your customers more ways to pay

Accept payments straight from a Xero online invoice by debit card, credit card, direct debit (via Go Cardless or Stripe), Google Pay or Apple Pay. Let customers pay the way they want to, increase the likelihood of getting paid on time, and reduce the time you spend chasing payments.

See how to set up payments in Xero

Free, one-time setup; get started in minutes

Easy set up, no ongoing costs. Just low transaction fees you can share or pass on to your customer.

Less chasing, faster payments

Add a ‘Pay now’ button to your online invoices and get paid up to twice as fast.

Payment options that work the way you do

Accept payments by cards, direct debit, buy now pay later, and more using trusted payment services.

Make it easy for customers to pay

You can also choose to use payment links to accept quick payments, without the hassle of creating an invoice.

Let customers pay the way they want

86% of customers say they prefer to pay via credit and debit card, so give your customers the choice to pay how they want. From credit cards and debit cards, to digital wallets and direct debit - every payment option you add removes an excuse for late payment.

Less chasing payments

Allow your customers to pay you online, instantly, straight from the invoice with Xero’s click-to-pay functionality. It reduces the steps to getting paid and reduces the likelihood of mistakes being made. 81% of customers agree Xero's online invoice payments help them get paid on time.

Take the hassle out of getting paid

Get paid with options that work the way you do. You can even ditch the invoice and use payment links to quickly request a payment in under a minute.

Automate recurring payments

Do you regularly invoice the same customers? Get paid on the due date automatically with direct debit.

Online invoices display on different devices, including a mobile phone.

Start taking payments now

We work with leading payment providers, Stripe and GoCardless, to make sure you’re ready to accept payments in just a few clicks.

Stripe

Stripe lets clients pay with debit/credit card, Apple Pay, Google Pay, or by automatic payment. It feeds into Xero for easy reconciliation.

Set up Stripe

GoCardless

GoCardless collects bank-to-bank payments on the day they’re due. Reduce admin and improve cash flow with automatic reconciliation in Xero.

Set up GoCardless
Photo of two hands fistbumping through an iPad with the Stripe and GoCardless icons around it

Make getting paid easier

Quick account set-up

Open a Stripe or GoCardless account directly from Xero in minutes.

Eliminate payment surprises

Easily see in Xero if an invoice has been opened, when it was paid, or if payment is overdue.

Seamless reconciliation

Payments are matched to invoices, making reconciliation a breeze.

Log in to get started
Two options display for paying an online invoice: credit card or debit card, or direct debit.

Ready to get started?

Log in to set up online payments now.