Make bill payments, directly from Xero
Pay bills online in just a few clicks. Save time, stay in control and enjoy the flexibility to pay the way you want.
See how to make bill payments in Xero
Make paying bills super simple
Pay one bill or many in 32+ currencies in just a few clicks. Schedule GBP payments, pay multiple bills to the same supplier in one easy transaction, and enjoy automatic reconciliation saving time and effort.
Flexibility to pay your way
Send money to 180+ countries including Europe (EUR), America (USD) and Australia (AUD). With no e-wallets, accounts or virtual IBANs, delight suppliers with prompt payments direct to their bank account.
Maintain control over your payments
Delegate to your employees or advisor. They can prepare bill payments for you to review and authorise. Track payment activity in Xero and use real-time insights to improve cash flow management.
Find confidence in every payment
Authenticate bill payments from your banking app or online banking. Crezco securely processes payments from one bank to another, providing peace of mind that your financial data is protected at every step.
Making payments in Xero: How to get started
Read our new guide with tips and tricks to effective bill management, and steps to setting up online bill payments in Xero.
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When you're a small business, every second counts. Using Xero to manage supplier payments, the amount of time we've saved, it's hours and hours - almost daily
Paul Walker is future-proofing a fifth-generation family business with Xero’s new bill payments solution.
Read their story
Ready to get started?
Setting up bill payments is free and easy, simply login to Xero and connect your bank.
More about online bill payments in Xero
Securely pay bills directly from Xero. Once bill payments are set up in Xero, select the bills you want to pay and select direct bank transfer as the payment option. You will be able to make bill payments in GBP or overseas in 32+ currencies.
See how online bill payments worksSecurely pay bills directly from Xero. Once bill payments are set up in Xero, select the bills you want to pay and select direct bank transfer as the payment option. You will be able to make bill payments in GBP or overseas in 32+ currencies.
See how online bill payments worksWhen you use online bill payments in Xero, those bill payments are processed by Crezco Limited, a payment institution that is authorised by the Financial Conduct Authority to provide payment services. For international bill payments Crezco may use third parties to provide foreign exchange (FX) services.
Learn more about CrezcoWhen you use online bill payments in Xero, those bill payments are processed by Crezco Limited, a payment institution that is authorised by the Financial Conduct Authority to provide payment services. For international bill payments Crezco may use third parties to provide foreign exchange (FX) services.
Learn more about CrezcoYes. Applicable payment fees are charged by Xero based on your usage, and depending on your plan are in addition to your Xero monthly subscription amount. All fees are in GBP and domestic bill payments exclude VAT unless otherwise specified. Xero reserves the right to change the cost of this service from time to time.
Learn more about pricing for online bill paymentsYes. Applicable payment fees are charged by Xero based on your usage, and depending on your plan are in addition to your Xero monthly subscription amount. All fees are in GBP and domestic bill payments exclude VAT unless otherwise specified. Xero reserves the right to change the cost of this service from time to time.
Learn more about pricing for online bill paymentsYou can schedule your GBP bills to be paid at a future date if your bank or financial institution supports future-dating payments (Crezco website). Scheduled bill payments will be charged at the point in time when the batch is authenticated, and not the future payment date. International bill payments can not be scheduled due to fluctuating foreign currency exchange rates.
Learn more about paying billsYou can schedule your GBP bills to be paid at a future date if your bank or financial institution supports future-dating payments (Crezco website). Scheduled bill payments will be charged at the point in time when the batch is authenticated, and not the future payment date. International bill payments can not be scheduled due to fluctuating foreign currency exchange rates.
Learn more about paying billsYes. If you have multiple approvers involved in the payment process, you can request someone to pay and they will be notified to review the batch. All payments made from Xero need to be authorised with multi-factor authentication enabled by your bank or building society to prove it is you making the payment.
Learn more about using multi-user approvalsYes. If you have multiple approvers involved in the payment process, you can request someone to pay and they will be notified to review the batch. All payments made from Xero need to be authorised with multi-factor authentication enabled by your bank or building society to prove it is you making the payment.
Learn more about using multi-user approvals
Payments are processed by Crezco. Crezco is authorised and regulated by the UK Financial Conduct Authority as an Authorised Payment Institution (Firm Reference Number 925173
