Accounting software for small businesses, made easy
Spend less time buried in the books and more time running your business. See your cash flow clearly and make confident decisions with numbers you can trust.
Every industry is unique. Find accounting solutions ideal for your small business
Advertising
Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.
Agriculture
Track inventory, set up bank feeds, and collaborate with your accountant or bookkeeper online.
Architects
Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.
Auto repair
Set up bank feeds, claim expenses, and collaborate with your accountant or bookkeeper online.
Bars
Claim expenses, send invoices, and collaborate with your accountant or bookkeeper online.
Cafes
Claim expenses, set up bank feeds, and do your accounting on the go with the Xero mobile app.
Car dealers
Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.
Churches
Automate admin, set up bank feeds, and collaborate with your accountant or bookkeeper online.
Construction
Send quotes, create invoices, track expenses and manage jobs from the mobile app.
Consulting
Create invoices, claim expenses, and do your accounting on the go with the Xero mobile app.
Contractors
Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.
Ecommerce
Track cash flow, pay bills, and accept online sales across multiple currencies.
Education
Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.
Engineering
Claim expense, set up bank feeds, and benefit from a user-friendly design.
Farming
Automate everyday tasks, track everything in one place, and send invoices online.
Freelancers
Make tax time easier, set up bank feeds, and collaborate with your accountant and bookkeeper online.
Gyms
Claim expenses, do your accounting on the go with the Xero mobile app, and collaborate with your accountant.
Healthcare
Simplify payroll, track inventory, and manage your workload on the go.
Hospitality
Stay on top of cash flow, manage bill payments, and pay employees online.
Hospitals
Track cash flow, easily accept payments, and pay staff quickly.
Hotels
Automate everyday tasks, track everything in one place, and send invoices online.
Insurance
Stay on top of cash flow, claim expenses, and pay employees online.
Landlords
Keep track of property finances, automate rent collection and manage tenancy records.
Landscaping
Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.
Lawn care
Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.
Legal
Invoice clients, keep track of bills, and give clients more ways to pay.
Logistics
Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.
Manufacturing
Track inventory, send quotes, and monitor your financial performance online.
Massage therapists
Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.
Mining
Claim expenses, set up bank feeds, and benefit from a user-friendly design.
Moving companies
Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.
Nannying
Automate admin, set up bank feeds, and collaborate with your accountant or bookkeeper online.
Non-profits
Track cash flow, pay bills, and accept online sales across multiple currencies.
Nursing homes
Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.
Personal trainers
Send invoices, do your accounting on the go with the Xero mobile app, and collaborate with your accountant.
Printing
Simplify payroll, track inventory, and manage your workload on the go.
Professional services
Send invoices, schedule bill payments, and enjoy simple bank reconciliation.
Real estate
Track performance, manage expenses, and do your accounting on the go with the Xero mobile app.
Restaurants
Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.
Retail
Track cash flow, easily accept payments, and pay staff quickly.
Self employed
Send invoices, schedule bill payments, and enjoy simple bank reconciliation.
Start up
Save time on bookkeeping and keep a close eye on cash flow and the financial health of your business.
Textile
Track inventory, claim expenses, and collaborate with your accountant or bookkeeper online.
Translators
Send invoices, schedule bill payments, and enjoy simple bank reconciliation.
Transportation
Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.
Travel agencies
Do your accounting on the go with the Xero mobile app, pay staff easily, and claim expenses.
Invoice online and track every payment
Create professional invoices and quotes in a few clicks, then send them straight from Xero. Xero customers who use online invoice payments get paid up to twice as fast, which keeps your cash flow healthy.
See how online invoicing works
Reconcile your bank transactions in minutes
Your bank transactions are imported automatically through bank feeds, so reconciling takes minutes rather than hours. Xero suggests matches for you to approve with one click, and JAX can reconcile high-confidence transactions on your behalf. our cash flow view stays up to date as you go.
See how to pay bills and reconcile
Stay on top of GST, BAS and payroll
Xero tracks GST as you go and prepares your BAS, so lodging is straightforward. Run payroll and automate superannuation, with Single Touch Payroll (STP) reporting built in. Come tax time, your numbers are ready, so filing is one less job on your plate.
Explore Xero payroll
Know where your business stands
Your dashboard brings every number into one place, so you can see how the business is doing at a glance. Check up-to-date reports whenever you need them, and project your cash flow for the days and weeks ahead. With the full picture in front of you, decisions get easier and quicker.
See how Xero accounting software works
Run your business from anywhere
Use the Xero Accounting app to send invoices and reconcile on the go, wherever the day takes you. Every subscription includes unlimited general users at no extra cost. Connect your favourite tools too, with hundreds of third-party integrations in the Xero App Store.
Explore the Xero App Store
FAQs on Xero's accounting software for small business
Accounting software is a tool that records and organises your financial data in one place. Instead of juggling spreadsheets, you can automate everyday jobs and see how the business is tracking. Xero handles tasks like:
- creating and sending invoices
- reconciling your bank transactions
- running payroll and paying super
- building reports to track performance
For a plain-language overview, browse the accounting software glossary.
Accounting software is a tool that records and organises your financial data in one place. Instead of juggling spreadsheets, you can automate everyday jobs and see how the business is tracking. Xero handles tasks like:
- creating and sending invoices
- reconciling your bank transactions
- running payroll and paying super
- building reports to track performance
For a plain-language overview, browse the accounting software glossary.
The best fit is software that's easy to use and grows with you. Xero is designed for small businesses with up to 20 employees, and its plans scale as you take on more. See how Xero works across different business types to check it suits the way you work.
The best fit is software that's easy to use and grows with you. Xero is designed for small businesses with up to 20 employees, and its plans scale as you take on more. See how Xero works across different business types to check it suits the way you work.
If you're still tracking figures in spreadsheets, accounting software can save you hours and reduce errors. It keeps your records accurate and gives you a clear, up-to-date view of your cash flow and tax position. For most small businesses, that means less admin and more time for the work that matters.
If you're still tracking figures in spreadsheets, accounting software can save you hours and reduce errors. It keeps your records accurate and gives you a clear, up-to-date view of your cash flow and tax position. For most small businesses, that means less admin and more time for the work that matters.
Yes. Xero is built to be simple, even if you've never used accounting software before. You'll get one-on-one onboarding and support from Xero experts to help you find your feet. 91% of customers agree Xero is easy to use.*
*Source: Xero survey, May–June 2024.
Yes. Xero is built to be simple, even if you've never used accounting software before. You'll get one-on-one onboarding and support from Xero experts to help you find your feet. 91% of customers agree Xero is easy to use.*
*Source: Xero survey, May–June 2024.
Xero tracks GST on your transactions as you go, so preparing your BAS is straightforward. It's also Single Touch Payroll (STP) compliant, which means payday information reports to the Australian Taxation Office (ATO) automatically. You can read more about your obligations on the ATO website.
Xero tracks GST on your transactions as you go, so preparing your BAS is straightforward. It's also Single Touch Payroll (STP) compliant, which means payday information reports to the Australian Taxation Office (ATO) automatically. You can read more about your obligations on the ATO website.
Yes you can. The Xero Accounting app comes free with every subscription and works on both iOS and Android. You can send invoices and reconcile transactions from your phone, whether you're on site or on the move.
Yes you can. The Xero Accounting app comes free with every subscription and works on both iOS and Android. You can send invoices and reconcile transactions from your phone, whether you're on site or on the move.
Xero offers a range of plans in Australia, including Grow, Comprehensive and Ultimate, with clear pricing and unlimited users on every plan. You can compare what's included and get one month free when you're ready to start.
Xero offers a range of plans in Australia, including Grow, Comprehensive and Ultimate, with clear pricing and unlimited users on every plan. You can compare what's included and get one month free when you're ready to start.
Yes. You can bring across your chart of accounts, invoices, bills, contacts and fixed assets when you set up Xero. Many small businesses do this with help from an accountant or bookkeeper to keep everything accurate. You can find one through the Xero advisor directory.
Yes. You can bring across your chart of accounts, invoices, bills, contacts and fixed assets when you set up Xero. Many small businesses do this with help from an accountant or bookkeeper to keep everything accurate. You can find one through the Xero advisor directory.
Plans to suit your business
Get one month free
Purchase any Xero plan, and we will give you the first month free.
Explore useful features to run your business
Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.
