Accept online payments
Accept payments straight from your Xero invoices so customers can pay you more easily. You’ll get the funds sooner and spend less time chasing invoices.
Make online payment processing easy
Running a small business is easier with online payments.
Protect payments against fraud
Safely accept credit card, debit card, and direct debit payments using trusted payment processing services.
Give customers more ways to pay
Your business looks professional when you accept invoice payments online from leading payment services.
Speed up invoice payments
A ‘Pay now’ button appears on your online invoices once you sign up to online payments.
Start accepting online payments in minutes
It’s easy to set up online payments in Xero.
- Connect a payment service to online invoices in Xero for free
- No subscription costs
- Only pay a transaction fee when customers pay online – then choose to pass on some or all of the fee to them
Give customers easy ways to pay
Give your customers a choice of payment methods. By adding online payment options to Xero invoices, your business can accept payments by card, direct debit, and more.
- Accept online payments by credit and debit cards, digital wallets, using Stripe (may vary by region)
- Accept payments by direct debit with GoCardless (may vary by region)
- Other payment processing options are available
Add click-to-pay to online invoices
Boost the image of your business with professional looking invoices that offer secure online payment options.
- Set up and personalise invoice templates with your logo, a custom message, and a pay now button
- Let customers click to pay straight from the invoice, reducing the steps to pay, the likelihood of mistakes, and time spent chasing payments
- Send professional, friendly reminders to customers for upcoming or overdue invoices
Accept payments while staying protected from fraud
Xero online invoices and online payments give you more protection from fraud.
- Payment services that connect to Xero have robust security protections and strong encryption
- Unlike PDFs, online invoices are hard to tamper with
- Xero protects your data with multiple layers of security
Why businesses love Xero online payments
We all want the same thing: fast, frictionless ways to pay and get paid. Here’s how Xero’s online payment solutions can help.
Less time chasing payments
Fewer obstacles in the payment process mean less chance you’ll need to chase your customers.
Happy customers
Save people time and chances are they’ll come back for more.
Ready to scale
Going global? No problem! Our online payment services ease cross-border payments, so you reach new markets.
Accounting software for your small business
Run your business accounting online with Xero. Easy-to-use accounting software, designed for your small business.
- Everything in one place
- Connect to your bank
- Collaborate in real time
- Customise to suit your needs
Xero allows me to do what I love doing, which is creating
Xero makes Orenda Tribe run seamlessly
FAQs about accepting payments
Use online payments so your business can automatically accept payments from customers. For example, you can automatically take direct debits or bank-to-bank payments from a customer on each due date using GoCardless.
See how to add a payment serviceUse online payments so your business can automatically accept payments from customers. For example, you can automatically take direct debits or bank-to-bank payments from a customer on each due date using GoCardless.
See how to add a payment serviceStripe helps customers pay online in many ways, like credit and debit cards, digital wallets, and ‘buy now, pay later’ options. Stripe also lets you accept multiple payment types with a single signup, and feeds the transactions to Xero for you to reconcile them.
Learn more about accepting online payments with Stripe and XeroStripe helps customers pay online in many ways, like credit and debit cards, digital wallets, and ‘buy now, pay later’ options. Stripe also lets you accept multiple payment types with a single signup, and feeds the transactions to Xero for you to reconcile them.
Learn more about accepting online payments with Stripe and XeroThe link below has step-by-step instructions for setting up Stripe. You can then accept payments by multiple methods, including credit and debit cards, Apple Pay and Google Pay, and ‘buy now, pay later’ options.
See how to add Stripe as a payment serviceThe link below has step-by-step instructions for setting up Stripe. You can then accept payments by multiple methods, including credit and debit cards, Apple Pay and Google Pay, and ‘buy now, pay later’ options.
See how to add Stripe as a payment serviceMinimise late payments by automatically debiting your customer’s bank account on the due date of your Xero invoice. GoCardless integrates with Xero, so scheduling and reconciling payments is easy.
Learn more about accepting payments with GoCardless and XeroMinimise late payments by automatically debiting your customer’s bank account on the due date of your Xero invoice. GoCardless integrates with Xero, so scheduling and reconciling payments is easy.
Learn more about accepting payments with GoCardless and XeroClick the link below for step-by-step instructions on how to set up GoCardless payments. Customers can then pay your online invoices by direct debit.
See how to add GoCardless as a payment serviceClick the link below for step-by-step instructions on how to set up GoCardless payments. Customers can then pay your online invoices by direct debit.
See how to add GoCardless as a payment serviceUse a payment service provider to accept card payments. Stripe, for example, is a leading provider that works with Xero. When you sign up to Stripe, a ‘Pay now’ button is added to your invoices and customers can choose a payment method.
Use a payment service provider to accept card payments. Stripe, for example, is a leading provider that works with Xero. When you sign up to Stripe, a ‘Pay now’ button is added to your invoices and customers can choose a payment method.
When your customer receives a Xero invoice, they can pay according to the payment methods you've enabled. Xero then sends payment information via an online payment gateway to their bank, which checks their identity and available funds before payment.
When your customer receives a Xero invoice, they can pay according to the payment methods you've enabled. Xero then sends payment information via an online payment gateway to their bank, which checks their identity and available funds before payment.
Check out the ‘I want to pay that way’ report
Learn how consumers and small businesses around the world make and collect payments.
Read the report
See how online payments give customers more ways to pay and help you get paid faster
Get paid now? Yes please.
