Pay bills on time using Xero accounts payable software

Send invoices, collect payments, capture bills, and pay suppliers without switching between systems. Xero tracks GST as you go, gives you a clearer view of your cash flow, and connects to your bank so you can reconcile payments and keep your records up to date.

A small business owner uses Xero billing software on their phone to send an invoice.

All your bills, in one place

Xero covers both sides of billing: sending invoices to customers and capturing bills from suppliers – all in one package.

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    Create invoices and capture bills

    Send invoices with GST applied automatically. Capture bills by file upload, email, or Hubdoc.

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    Track what's owed and what's due

    Track your bills by status, manage approvals, and set invoice reminders so you can stay on top of payments.

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    Get paid faster and pay on time

    Add payment links to invoices so customers can pay online. Pay multiple bills at once by exporting a payment file.

Xero is fantastic. The last software we had was so expensive and hard to use

Colleen from Evansdale Cheese

Woman making cheese

92% of customers agree Xero helps their business run more efficiently

*Source: survey conducted by Xero of 1505 small businesses in Australia using Xero, May 2024

Get AI-powered bill capture and draft invoices with JAX

Easily create and send branded invoices – with your GST calculated automatically. Upload files, forward from email, or use Hubdoc to capture on your phone. Xero's AI then reads the supplier, date, and amount, and creates a draft bill ready for approval. Reduce manual work

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    Send branded invoices with automatic GST, a pay now button, and repeating invoice options.
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    Use Hubdoc to photograph and upload your bills into Xero for paperless record-keeping
Xero lets you create invoices and upload bills.

Stay in control of your billing

Assign roles and permissions to control who can create, view, and approve invoices and bills. Track bills from draft through to payment, set automatic invoice reminders, and organise bills by status and planned payment dates so you never miss a due date.

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    Detect and flag duplicate bills automatically to minimise payment errors and fraud
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    Organise bills by status and set up repeating bills so you don’t have to create them manually each time
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    Send automated payment reminders for overdue invoices and spend less time chasing payments.
A Xero dashboard showing outstanding invoices and upcoming bills alongside a chart showing cash flow trends.

Get paid faster and pay on time – every time

Add a pay now button to your online invoices and pay multiple bills in one go by exporting a payment file from Xero and uploading it to your online banking – then reconcile payments automatically in Xero.

  • Included
    Pay multiple bills at once by exporting a payment file from Xero and uploading it to your online banking. Just one upload to your bank, and every bill is marked as paid in Xero.
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    Add payment services to invoices so customers can pay online by card or direct debit, and Xero reconciles payments like normal.
A Xero screen showing the batch payment selector with multiple supplier bills ready to export as an ABA file.

Plans to suit your business

Ignite

Usually $35

Now $7

AUD per month

Save $84 over 3 months

An easy financial foundation - track cash flow with the essentials.

Grow

Usually $75

Now $15

AUD per month

Save $180 over 3 months

Go beyond the basics - automate tasks and access performance dashboards.

Comprehensive

Usually $100

Now $20

AUD per month

Save $240 over 3 months

Optimise profitability - tailor your insights for greater control.

Usually $130

Now $26

AUD per month

Save $312 over 3 months

Future proof your scaling business - with advanced tools and analytics.

Connect your billing ecosystem

Xero connects your billing with everything you need to run your business. Use bank feeds to automatically import transactions from your bank or financial institution into your Xero organisation. Your customers can pay with a click, using their preferred method, directly from your invoices.

  • Included
    Connect to your bank and use bank feeds to automatically import transactions into Xero and automate reconciliation
  • Included
    Add payment services to Xero invoices so customers can pay securely online.
  • Included
    Over 1000 app integrations in the Xero App Store covering CRM, time tracking, and project management
Explore billing integrations
A Xero App Store screen showing connected apps and third party apps that integrate with Xero.

Billing built into your accounting

Xero isn't a standalone billing tool – it's a complete accounting software package with billing built in. Invoices, bills, bank feeds, and financial reports all live in one place. GST is tracked as you go, ready for your BAS.

  • Included
    Everything in one place
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    Connect to your bank
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    Collaborate in real time
  • Included
    Customise to suit your needs
Explore accounting software
A Xero dashboard on a tablet showing income from invoices and outgoing bills tracked together in a cash flow chart.

FAQs on billing software

There are important differences. Billing software helps you manage bills and invoicing — from paying suppliers to sending invoices and getting paid. That includes creating and sending invoices to customers, accepting payments, capturing supplier bills, managing approvals, processing payments to suppliers, and reconciling everything in your accounts.

Invoicing software helps you manage invoices and get paid, while accounts payable software helps you manage bills and payments. All your bills, in one place.

Xero is complete accounting and billing software built together, so invoices, bills, bank feeds, GST tracking, and financial reports all connect automatically without separate tools.

There are important differences. Billing software helps you manage bills and invoicing — from paying suppliers to sending invoices and getting paid. That includes creating and sending invoices to customers, accepting payments, capturing supplier bills, managing approvals, processing payments to suppliers, and reconciling everything in your accounts.

Invoicing software helps you manage invoices and get paid, while accounts payable software helps you manage bills and payments. All your bills, in one place.

Xero is complete accounting and billing software built together, so invoices, bills, bank feeds, GST tracking, and financial reports all connect automatically without separate tools.

For a business registered for GST in Australia, the most useful billing software features are:

- automatic GST calculation on invoices and bills

- BAS report generation and direct lodgment with the ATO

- support for payment methods like direct debit and credit card

- bank feeds from Australian banks to import your transactions automatically

- bill approval workflows with role-based permissions

- repeating bills for regular services and payments

- mobile access so you can invoice and capture bills on the go

- Everything in one place with Xero accounting software

Xero includes all of these in its online billing software.

For a business registered for GST in Australia, the most useful billing software features are:

- automatic GST calculation on invoices and bills

- BAS report generation and direct lodgment with the ATO

- support for payment methods like direct debit and credit card

- bank feeds from Australian banks to import your transactions automatically

- bill approval workflows with role-based permissions

- repeating bills for regular services and payments

- mobile access so you can invoice and capture bills on the go

- Everything in one place with Xero accounting software

Xero includes all of these in its online billing software.

When you enter transactions in Xero, GST is calculated based on the tax treatment and tax rate you select, and the tax amount is shown separately. Xero tracks GST as you go, ready for your BAS. This means less manual work and a clearer financial picture. This helps save time and makes tax time a little easier.

You can run a draft BAS report at any time to check your position, review the figures, and lodge directly with the ATO through Xero's ATO integration.

When you enter transactions in Xero, GST is calculated based on the tax treatment and tax rate you select, and the tax amount is shown separately. Xero tracks GST as you go, ready for your BAS. This means less manual work and a clearer financial picture. This helps save time and makes tax time a little easier.

You can run a draft BAS report at any time to check your position, review the figures, and lodge directly with the ATO through Xero's ATO integration.

Yes. With Xero's billing software, you can pay multiple bills in a single go. Select the bills you want to pay, create and export an ABA payment file from Xero, and upload it to your online banking. Each supplier receives a single payment with a reference, and Xero marks all bills as paid.

Yes. With Xero's billing software, you can pay multiple bills in a single go. Select the bills you want to pay, create and export an ABA payment file from Xero, and upload it to your online banking. Each supplier receives a single payment with a reference, and Xero marks all bills as paid.

Xero billing software can. In Xero you can set up recurring billing for invoices that repeat on a schedule you choose. Xero helps you get invoices out on time with automated reminders and simpler repeated invoicing. You can also set up repeating bills for regular suppliers so you don't have to recreate the same bill each period.

Connect a payment service like Stripe to your invoices so customers can pay securely online. This helps save time on everyday admin and gives you a clearer view of your cash flow.

Xero billing software can. In Xero you can set up recurring billing for invoices that repeat on a schedule you choose. Xero helps you get invoices out on time with automated reminders and simpler repeated invoicing. You can also set up repeating bills for regular suppliers so you don't have to recreate the same bill each period.

Connect a payment service like Stripe to your invoices so customers can pay securely online. This helps save time on everyday admin and gives you a clearer view of your cash flow.

Xero's billing software helps Australian businesses pay multiple bills by exporting a payment file to upload to online banking:

- credit and debit card payments via Stripe, which you can add to your invoices so customers can pay online

- Direct debit via connected payment services

- Export a payment file from Xero and upload it to your online banking, with each supplier receiving a single payment and reference

- Export a payment file from Xero and upload it to your online banking to pay multiple suppliers at once

Reconcile payments automatically in Xero, ensuring your records are always up-to-date.

Xero's billing software helps Australian businesses pay multiple bills by exporting a payment file to upload to online banking:

- credit and debit card payments via Stripe, which you can add to your invoices so customers can pay online

- Direct debit via connected payment services

- Export a payment file from Xero and upload it to your online banking, with each supplier receiving a single payment and reference

- Export a payment file from Xero and upload it to your online banking to pay multiple suppliers at once

Reconcile payments automatically in Xero, ensuring your records are always up-to-date.

Manage bills just got easier. Xero automates bill entry, flags duplicates, and tracks due dates, giving you accuracy, security, and control. Xero includes capabilities like invoicing, bill management, approval workflows, payment processing, and GST tracking to help small businesses manage finances in one place.

Automate bill entry, streamline approvals and never miss a due date with Xero accounts payable software for your Australian small business. You can also add users at no extra cost. Manage invoicing and accounts payable in one place with Xero, using tools to create invoices, automate bill entry, streamline approvals and simplify payments.

You’ll find the price plans on the Xero website.

Manage bills just got easier. Xero automates bill entry, flags duplicates, and tracks due dates, giving you accuracy, security, and control. Xero includes capabilities like invoicing, bill management, approval workflows, payment processing, and GST tracking to help small businesses manage finances in one place.

Automate bill entry, streamline approvals and never miss a due date with Xero accounts payable software for your Australian small business. You can also add users at no extra cost. Manage invoicing and accounts payable in one place with Xero, using tools to create invoices, automate bill entry, streamline approvals and simplify payments.

You’ll find the price plans on the Xero website.

Yes. You can copy any existing bill in Xero to use as the basis for a new one, and you can set up repeating bills for regular suppliers for as long as you need. Just update the details as required.

The same applies to invoices: set up recurring billing for regular customers and Xero sends them for you on schedule – you don’t need to manually create them each period.

Yes. You can copy any existing bill in Xero to use as the basis for a new one, and you can set up repeating bills for regular suppliers for as long as you need. Just update the details as required.

The same applies to invoices: set up recurring billing for regular customers and Xero sends them for you on schedule – you don’t need to manually create them each period.

Xero's billing software is built into your accounting platform, with everything tracked in one place. Bank feeds automatically import transactions from your bank or financial institution into Xero, helping keep your records up to date. When a customer pays an invoice or you pay a supplier, Xero can suggest a match and help reconcile the transaction, keeping your records up to date.

Xero supports payment services like Stripe, so your customers can pay online invoices securely and the payment service provider deposits the funds into your bank account. And to automate even more of your workflow, there are over 1000 integrations in the Xero App Store – for example, you can connect time tracking, CRM, and project management tools to the billing cycle.

Xero's billing software is built into your accounting platform, with everything tracked in one place. Bank feeds automatically import transactions from your bank or financial institution into Xero, helping keep your records up to date. When a customer pays an invoice or you pay a supplier, Xero can suggest a match and help reconcile the transaction, keeping your records up to date.

Xero supports payment services like Stripe, so your customers can pay online invoices securely and the payment service provider deposits the funds into your bank account. And to automate even more of your workflow, there are over 1000 integrations in the Xero App Store – for example, you can connect time tracking, CRM, and project management tools to the billing cycle.

Yes. Xero brings all your accounting data into an easy-to-read set of reports.

- The Aged payables detail report shows all outstanding supplier bills, credit notes, and overpayments.

- The Aged receivables report shows which customers owe you money and how long each amount has been outstanding.

For an up-to-date view, run the report after entering purchases and reconciling your bank transactions. For the most accurate view, run reports after reconciling your latest transactions.

Yes. Xero brings all your accounting data into an easy-to-read set of reports.

- The Aged payables detail report shows all outstanding supplier bills, credit notes, and overpayments.

- The Aged receivables report shows which customers owe you money and how long each amount has been outstanding.

For an up-to-date view, run the report after entering purchases and reconciling your bank transactions. For the most accurate view, run reports after reconciling your latest transactions.

Billing software benefits for your business

Send professional invoices in a few simple steps. Capture bills by upload, email, or Hubdoc. And let Xero's AI handle the data entry.

Invoicing and bill capture, automated

Assign user roles, flag duplicates, and organise bills by status to streamline your workflow.

Better control of your billing and cash flow

Track invoices, manage approvals, set payment reminders, and monitor cash flow — all from Xero.

Simplify payments

Pay multiple bills at once and export a payment file from Xero to upload to your online banking.

Start using Xero for free

Access Xero features for 30 days, then decide which plan best suits your business.

FAQs about Xero in Australia

Yes. You can connect your Xero account with the ATO (Australian Taxation Office) to help you easily prepare and submit your returns, so you never miss a deadline.

Here’s more info on tax and super from the ATO.

Yes. You can connect your Xero account with the ATO (Australian Taxation Office) to help you easily prepare and submit your returns, so you never miss a deadline.

Here’s more info on tax and super from the ATO.

Yes. Xero complies fully with STP. You can send reports to ATO each payday without any hassle so you have more time for the rest of your business.

Yes. Xero complies fully with STP. You can send reports to ATO each payday without any hassle so you have more time for the rest of your business.

The best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.

Check out Xero’s pricing plans.

The best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.

Check out Xero’s pricing plans.

No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA adds an extra layer of security by checking that it’s really you when you log in.

Learn about data protection with Xero.

No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA adds an extra layer of security by checking that it’s really you when you log in.

Learn about data protection with Xero.

Yes – the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business in Australia.

Check out the Xero App Store.

Yes – the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business in Australia.

Check out the Xero App Store.

See how to pay bills efficiently

A video about bills! It’s better than it sounds.