EOFY Offer: 90% off your plan for your first 3 months

Offer ends 30 June 2026. Terms apply.

JAX, your AI financial superagent

JAX delivers a reimagined experience by learning how your business runs, automating tasks and workflows, delivering actionable insights, and orchestrating multiple AI agents to cut busywork and help you make smarter decisions. It’s built for you, with you and delivered by a trusted partner.

Plans to suit your business

Grow

Usually $75

Now $7.50

AUD per month

Save $202.50 over 3 months

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Track GST and lodge BAS
  • Included
    Capture bills and receipts with Hubdoc
  • Included
    View real-time reports
  • Included
    Automate superannuation
  • Included
    Payroll for 2 people
  • Included
    60 day cashflow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 1 user

Comprehensive

Usually $100

Now $10

AUD per month

Save $270 over 3 months

Optimise profitability - tailor your insights for greater control.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Track GST and lodge BAS
  • Included
    Capture bills and receipts with Hubdoc
  • Included
    View real-time reports
  • Included
    Automate superannuation
  • Included
    Payroll for 5 people
  • Included
    90 day cashflow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 5 users
  • Included
    Use multiple currencies
  • Included
    Tailored financial health scorecards

Usually $130

Now $13

AUD per month

Save $351 over 3 months

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Track GST and lodge BAS
  • Included
    Capture bills and receipts with Hubdoc
  • Included
    View real-time reports
  • Included
    Automate superannuation
  • Included
    Payroll for 10 people
  • Included
    180 day cashflow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 10 users
  • Included
    Use multiple currencies
  • Included
    Tailored financial health scorecards
  • Included
    Analyse KPIs and ratios
  • Included
    Track projects for 10 users
  • Included
    Benchmark against the industry

See the future with JAX

About this video

The information in this video outlines our vision for JAX. However future product features may differ. We are not obliged to deliver future features and this information should not be relied upon for purchase decisions. Additional fees and terms and conditions may apply.

Accountable Intelligence: The new standard shaping the future of finance

Discover how JAX, Xero's agentic AI platform, brings true Accountable Intelligence to your business, automating routine tasks, surfacing real-time insights, and showing its work every step of the way.

Read about Accountable Intelligence
Accountable Intelligence: The New Standard Shaping the Future of Finance

Real-time financial intelligence, wherever you work

Xero and Anthropic are partnering to bring Claude's advanced reasoning into Xero, and your live financial data into Claude.ai, so trusted intelligence isn't locked into one platform. It follows you, securely, wherever you work.

Read more about the Xero and Anthropic partnership
Real-time financial intelligence, wherever you work? Xero and Anthropic just made it possible.

From scattered tools to a reimagined Xero experience

Through one intelligent interface, JAX unifies your entire business ecosystem and learns your rhythms, automatically adapting and creating an experience that’s unique to you.

More about the new Xero navigation and homepage

From manual busywork to automated actions and workflows that are just done, with you in control

JAX automates manual tasks and workflows like data entry, bank reconciliations, and getting paid, completing them quickly, accurately and with appropriate oversight from you or your advisor. This true 'just done' automation helps you move faster, stay compliant, and scale effortlessly.

More about auto bank reconciliation

From static reports to actionable insights that move the needle

JAX uses trusted data from Xero, your apps and real-time public information to deliver personalised, real-time insights like key drivers behind this month's revenue growth. It will be able to spot opportunities and issues, delivering richer, more relevant, advanced financial insights.

Learn about Analytics

From generic AI to a trusted partner; built for you, with you

Our entire AI vision is built on a non-negotiable foundation: trust. We earn it by delivering on security, privacy, expertise, and a personalised approach. The combination is how we deliver more than just a tool. We build a trusted partnership.

  • Included
    First, security. Our AI is built with the same robust security you already expect from Xero.
  • Included
    Second, privacy. Your data is kept private to you.
  • Included
    Third, expertise. Unlike generic tools, we combine our decades of accounting knowledge with your data on our integrated platform. This delivers insights that are not just reliable, but deeply contextual to your business.
  • Included
    Finally, it’s built for you, and with you. We develop our AI hand in hand with our customers, and it continues to learn from your workflows, evolving with your needs over time.
More about our AI philosophy

Xero’s AI product philosophy: our assurance about how we use AI

Xero uses AI to make products smarter, but we do it responsibly. We ensure your data is secure, private, and you stay in control.

Find out more about AI at Xero

Your AI financial superagent, JAX

The future isn't more software, it's smarter software. That's why we evolved JAX into an AI superagent.

Read the blog

The opportunities AI offers for your business

Learn how you can use AI in your business or practice to help achieve greater efficiency and growth.

Read the guide

FAQs about AI at Xero

AI agents, or agentic AI platforms, are AI systems designed to autonomously perform complex tasks, under your supervision. Unlike traditional AI models, these agents use a multi-step process. They break down a goal into smaller sub-tasks, plan a sequence of actions, and execute them to achieve the desired outcome. This often involves using various tools and models, adapting to new information, and iterating to complete the task.

AI agents, or agentic AI platforms, are AI systems designed to autonomously perform complex tasks, under your supervision. Unlike traditional AI models, these agents use a multi-step process. They break down a goal into smaller sub-tasks, plan a sequence of actions, and execute them to achieve the desired outcome. This often involves using various tools and models, adapting to new information, and iterating to complete the task.

You can think of JAX as a superagent, a master orchestrator that directs and coordinates multiple AI agents in the background to complete a task or a series of tasks. It's like having an intelligent and adaptable team working for you behind the scenes, so you can focus on what's important.

You can think of JAX as a superagent, a master orchestrator that directs and coordinates multiple AI agents in the background to complete a task or a series of tasks. It's like having an intelligent and adaptable team working for you behind the scenes, so you can focus on what's important.

Start using Xero for free

Access Xero features for 30 days, then decide which plan best suits your business.