Accounting software for medium-sized business
Outgrown the basics, but a full ERP feels like overkill? Xero is cloud accounting software built for Australian businesses. Manage payroll, super, GST, and BAS in one place. Manage payroll, super, GST, and BAS in one place and bring your finance team in at no extra cost.

What growing Australian businesses get from Xero
Xero gives growing businesses the features they need, with flexible plans and hundreds of connected apps to extend what they can do.
Bring your whole team in – no per-seat fees
Unlike competing platforms that charge per seat, Xero includes unlimited general users at no extra cost.
Connect apps with features your business already needs
Connect the tools you already use with more than 1,000 connected apps, or build your own connection.
Automatically track GST and prepare accurate BAS return
GST, BAS, STP, and super are built into Xero. Cloud accounting that keeps your obligations on track as you scale.
Run multiple entities from one place
Running more than one entity, branch or subsidiary? Xero brings all your accounting data into an easy-to-read set of reports, giving you a single source of truth. Bring your financial information into Xero and manage your business in one place.
- 4.6 million subscribers trust Xero for their accounting software.

Real-time numbers for real-time decisions
Xero’s live dashboards show cash flow, profit, and KPIs as your books update. Customise your reports to give you the info you need, how you need it. Forecast cash flow weeks or months ahead, and track budget against actuals across departments.
- 91% of customers agree Xero is easy to use

Approvals and audit trails as you grow
As your team grows, so does the need for financial controls. Automate purchase order workflows with apps in the Xero App Store. You can assign roles and permissions, monitor activity in your account, and use the History and Notes Activity report for an audit trail of changes to your financial data.
- Connect Xero to a wide range of approval and accounts payable apps to match how your business operates.

Built for Australian tax, payroll, and super
Tracks GST automatically as you work, and prepare BASs without the spreadsheet shuffle. Pay employees, manage super, and stay on top of STP — all without leaving Xero. JAX, your AI financial assistant, gives you insights and handles routine bookkeeping so your team can get on with the real work.
- 93% of customers agree Xero helps them stay compliant.*

Over 1000 apps to fit your business needs
Why force your business into a single rigid platform? Xero flexes with you by connecting with more than 1,000 connected apps, or letting you build your own connection. Add CRM, run payroll, automate bills, sync inventory, and track projects. Or build your own connection.
- 4 in 5 Xero customers save 6 hours every month by cutting manual data entry across the business.

A scalable platform that grows with you
No one wants to switch accounting software programs for small to medium businesses every few years. Xero includes unlimited general users at no extra cost, so your team can collaborate in real time.
- Xero is the most loved small-business accounting software in Australia

FAQs about accounting software for medium-sized businesses
Medium-sized businesses are often discussed in terms of employee count, but definitions can vary. As businesses grow, they often need more advanced reporting, cash flow visibility, and connected apps to manage increasing complexity. As businesses grow, their accounting needs become more complex and they often need more features and functionality.
Medium-sized businesses are often discussed in terms of employee count, but definitions can vary. As businesses grow, they often need more advanced reporting, cash flow visibility, and connected apps to manage increasing complexity. As businesses grow, their accounting needs become more complex and they often need more features and functionality.
As you grow, you start needing things small business tools weren't built for:
- multi-entity reporting
- role-based permissions
- structured approval workflows
- audit trails
- multi-currency
- advanced reporting
- deeper connections across your business tools
Xero covers these in a cloud platform that still feels straightforward to use.
As you grow, you start needing things small business tools weren't built for:
- multi-entity reporting
- role-based permissions
- structured approval workflows
- audit trails
- multi-currency
- advanced reporting
- deeper connections across your business tools
Xero covers these in a cloud platform that still feels straightforward to use.
Cloud-based accounting software plus connected apps can help growing businesses manage their pay, invoices and bills online, and automate tasks such as payroll and sales data management. Xero gives you a flexible platform with more than 1,000 connected apps, and you can also build custom integrations to meet your specific business needs.
Cloud-based accounting software plus connected apps can help growing businesses manage their pay, invoices and bills online, and automate tasks such as payroll and sales data management. Xero gives you a flexible platform with more than 1,000 connected apps, and you can also build custom integrations to meet your specific business needs.
It varies. Xero offers business plans with unlimited general users at no extra cost. Some competing platforms charge per seat, while Xero includes unlimited general users at no extra cost.
Look at the total cost over 3 years rather than the monthly licence alone.
It varies. Xero offers business plans with unlimited general users at no extra cost. Some competing platforms charge per seat, while Xero includes unlimited general users at no extra cost.
Look at the total cost over 3 years rather than the monthly licence alone.
Yes. Xero supports:
- unlimited general users,
- multi-entity management
- advanced reporting
- a deep integration ecosystem
- Australian compliance (GST, BAS, STP, and super).
Over 4.4 million subscribers globally use Xero.
And if you have deeply specialised needs (like heavy manufacturing ERP), you can add apps that are specific to your industry.
Yes. Xero supports:
- unlimited general users,
- multi-entity management
- advanced reporting
- a deep integration ecosystem
- Australian compliance (GST, BAS, STP, and super).
Over 4.4 million subscribers globally use Xero.
And if you have deeply specialised needs (like heavy manufacturing ERP), you can add apps that are specific to your industry.
Xero is quick and easy to set up, and a certified Xero partner can support your migration and setup process.
The time it takes can vary depending on your setup and migration needs.
A certified Xero partner can take you through the whole process if you'd rather not run it in-house.
Xero is quick and easy to set up, and a certified Xero partner can support your migration and setup process.
The time it takes can vary depending on your setup and migration needs.
A certified Xero partner can take you through the whole process if you'd rather not run it in-house.
If you run more than one business or branch, Xero can help you keep your books organised and give you visibility into your numbers.
You may want it if you need to compare different areas of your business, such as sales by region or expenses by department.
If you run more than one business or branch, Xero can help you keep your books organised and give you visibility into your numbers.
You may want it if you need to compare different areas of your business, such as sales by region or expenses by department.
Start with the essentials:
- bank feeds
- Payroll
- bill capture
- expense management
From there, prioritise the apps your team already uses, such as payroll, sales data management, inventory, or project tracking.
Xero’s app ecosystem offers all these features. You can also build your own connection if you need to customise for your business.
Start with the essentials:
- bank feeds
- Payroll
- bill capture
- expense management
From there, prioritise the apps your team already uses, such as payroll, sales data management, inventory, or project tracking.
Xero’s app ecosystem offers all these features. You can also build your own connection if you need to customise for your business.
Most migrations follow the same basic process.
1. Clean up your data.
2. Map your chart of accounts.
3. Import historical balances.
4. Connect bank feeds.
5. Set up your integrations.
6. Run a parallel period to check the numbers, then go live.
Xero gives you a choice: you can do this yourself with Xero’s tools, or use its network of certified partners who handle complex migrations.
Most migrations follow the same basic process.
1. Clean up your data.
2. Map your chart of accounts.
3. Import historical balances.
4. Connect bank feeds.
5. Set up your integrations.
6. Run a parallel period to check the numbers, then go live.
Xero gives you a choice: you can do this yourself with Xero’s tools, or use its network of certified partners who handle complex migrations.
Approval workflows can send bills and purchase orders for approval, and apps in the Xero App Store can help automate more advanced purchase order workflows. They help you keep track of changes with an audit trail and control what staff can see and do by assigning user roles.
You can connect apps from the Xero App Store to extend Xero and manage more of your business in one place.
Approval workflows can send bills and purchase orders for approval, and apps in the Xero App Store can help automate more advanced purchase order workflows. They help you keep track of changes with an audit trail and control what staff can see and do by assigning user roles.
You can connect apps from the Xero App Store to extend Xero and manage more of your business in one place.
Take your next step with Xero for business
Whether you want to dig into features, compare plans, or talk through fit with a specialist, here's where to head next.
Explore Xero's core features and platform
See how Xero's core platform and connected apps cover your medium-sized business’s accounting needs.
Compare Xero plans and pricing
Find the Xero plan that fits your stage, from Early through to Established.
Talk to a Xero specialist
Connect with an experienced advisor near you through the Xero Advisor Directory of certified professionals.
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.
Explore useful features to run your business
Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.

