A simple and secure way to pay bills online, directly from Xero
Xero makes it easy to pay, and do all things bills from one place. Save time, avoid manual errors and maintain control over your bill payments. Track payments, reconcile with ease and use real-time insights to help make cash flow a breeze.
See how to make bill payments in Xero
Make paying bills super simple
Pay one bill or many in 25+ currencies with just a few clicks. Schedule GBP payments, consolidate multiple bills to the same supplier into one easy transaction, and enjoy automatic reconciliation saving time and effort.
Flexibility to pay your way
Send money to 180+ countries including Europe (EUR), America (USD) and Australia (AUD). With no e-wallets, accounts or virtual IBANs, delight suppliers with prompt payments direct to their bank account.
Maintain control over your payments
Delegate to your employees or advisor. They can prepare bill payments for you to review and authorise. Track payment activity in Xero and use real-time insights to improve cash flow management.
Find confidence in every payment
Authorise bill payments from your banking app or online banking. Crezco securely processes payments from one bank to another providing peace of mind that your financial data is protected at every step.

When you're a small business, every second counts. Using Xero to manage supplier payments, the amount of time we've saved, it's hours and hours - almost daily
Paul Walker is future-proofing a fifth-generation family business with Xero’s new bill payments solution.
Read their story
Ready to get started?
Setting up bill payments is free and easy, simply login to Xero and verify your business details.
Payments are processed by Crezco. Crezco is authorised and regulated by the UK Financial Conduct Authority as an Authorised Payment Institution (Firm Reference Number 925173)