Accounting software for small businesses in Australia
Want less financial admin? Xero helps reduce manual admin with automated bank reconciliation, payroll, and BAS and GST tasks. Start your 30-day free trial – no credit card needed.

Loved by Australian small businesses
Xero's platform helps small businesses run their finances more easily, with plans for people who are self-employed and for larger businesses
ATO-certified for your pay runs
Xero complies with Single Touch Payroll (STP) rules, so you can send reports directly to the ATO.
Bank transaction data flows into Xero
Most banks can be connected to Xero automatically via a secure direct feed for daily updates.
Customer support around the clock
Got a question? Get round the clock peace of mind with support from Xero experts.
Simplify your BAS and GST reporting
Xero automatically calculates the GST on your transactions, so you're always ready for your next Business Activity Statement (BAS). Get accurate numbers every time and lodge statements directly with the ATO from Xero.
- Helps you calculate your tax and keep your records up to date
- Securely capture and organise your bills, receipts and other business documents in Xero
- Lodge your BAS directly with the ATO from Xero

Breeze through your bank reconciliations
Connect your business bank accounts to Xero for direct feeds. Your data then regularly flows into your Xero organisation, where automations help you categorise and speedily reconcile the transactions. That's up-to-date books with far less work!
- Accept Xero's suggestions for matches or reconcile transactions yourself
- Use the Xero Accounting app on your phone and handle admin on the go
- Get an accurate view of your bank balance and cash flow to help plan your spending

Invoice faster and boost your cash flow
Xero online accounting software makes it more likely you get paid on time. Use Xero's templates to create and send your invoices faster, offer popular payment options, and ask Xero to politely chase up late payers for you.
- Create professional invoices with your business logo, contact info, and payment terms
- Accept online payments through providers like Stripe and GoCardless
- Automate emails to remind customers to pay on time – avoid the awkward conversations
Everything your small business needs
Forget the standalone tools and tiresome spreadsheets – zip through all the admin with smooth, reliable workflows.
Don't sweat your pay days
Xero Payroll helps you pay employees, manage super, track leave and timesheets, and calculate your pay runs.
Do more with third-party apps
Xero connects with Shopify, Stripe, HubSpot, Dext, and hundreds more specialist apps. Add them as you grow!
Get crucial business insights
From balance sheets to cash flow forecasts, Xero's customised reports show you clear info and insights.
FAQs on Xero's accounting system for small businesses
Accounting software helps small business owners manage their financial admin – including by tracking income and expenses, managing invoices, reconciling bank transactions, and preparing financial reports. Xero does all this in its cloud-based accounting software, meaning you can log in wherever you have an internet connection. Handle financial admin in a spare moment and keep everything ticking over.
Accounting software helps small business owners manage their financial admin – including by tracking income and expenses, managing invoices, reconciling bank transactions, and preparing financial reports. Xero does all this in its cloud-based accounting software, meaning you can log in wherever you have an internet connection. Handle financial admin in a spare moment and keep everything ticking over.
For sure. Xero is ATO-certified for STP, so you're always in line with tax office rules as you sail through pay days. Xero's online accounting software also automatically calculates your GST and generates pre-filled activity statements, which you can lodge directly with the ATO.
For sure. Xero is ATO-certified for STP, so you're always in line with tax office rules as you sail through pay days. Xero's online accounting software also automatically calculates your GST and generates pre-filled activity statements, which you can lodge directly with the ATO.
Most likely. Xero lets you connect your bank accounts to keep your records up to date. Most banks can be connected to Xero automatically via a secure direct feed for daily updates, and if automatic bank feeds aren’t available, you can manually import bank statements. Bank feeds import automatically, so your books stay up to date.
Most likely. Xero lets you connect your bank accounts to keep your records up to date. Most banks can be connected to Xero automatically via a secure direct feed for daily updates, and if automatic bank feeds aren’t available, you can manually import bank statements. Bank feeds import automatically, so your books stay up to date.
Xero offers several plans to suit different business sizes and needs. Visit the Xero pricing page to compare plans and start a 30-day free trial.
Compare Xero's pricing plansXero offers several plans to suit different business sizes and needs. Visit the Xero pricing page to compare plans and start a 30-day free trial.
Compare Xero's pricing plansAbsolutely! Xero has business plans with options for sole proprietors and larger businesses with staff. Xero is also incredibly user friendly. With Xero, you can manage invoices, track expenses, connect your business bank accounts, and prepare accurate BAS returns.
Absolutely! Xero has business plans with options for sole proprietors and larger businesses with staff. Xero is also incredibly user friendly. With Xero, you can manage invoices, track expenses, connect your business bank accounts, and prepare accurate BAS returns.
Life before Xero was a nightmare. Using a spreadsheet took a ridiculous amount of time.
Ryan is no longer dogged by paperwork.

Get one month free
Purchase any Xero plan, and we will give you the first month free.
Plans to suit your business
Useful features to run your business
Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.


